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171. “I got into a PhD program! But he’s only worrying about the cost”
Money For Couples with Ramit Sethi
Setting Financial Targets and Taking Distributions
Establish a financial target for savings, aiming for three to six months of operating expenses in a savings account, with excess funds earmarked for quarterly distributions. Maintain a stable, reasonable salary without frequent raises to ensure consistent income, avoiding financial strain if business performance fluctuates. Distributions provide more financial control and flexibility to manage business profit strategically.
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