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Investor Perspective on Single Family Housing Market
In the debate on whether investors buying homes affect families, the perspective of an investor is provided. The argument states that investor purchases come into play when families can't secure mortgages due to stricter criteria and student loan burdens. Investors enable families without mortgage access to still live in homes, which would otherwise be unattainable. The home ownership rate in the US has remained stable at around 60%, leaving a significant portion of families renting due to various reasons, including mortgage inaccessibility.