2min snip

Forward Guidance cover image

The Basel III Endgame: Bank Regulation In A Post-SVB World | Steven Kelly

Forward Guidance

NOTE

How to Mark Assets to Market

Losses on unrealized securities can be included in the held maturity portfolio, along with the spread between deposit costs and the risk-free rate to artificially increase net interest income./nMarking assets to market requires assuming a 5% yield, which may not reflect the actual cost of funds for banks./nBanks should improve the classification of assets held to maturity to accurately account for interest rate risk and borrowing against them./nForcing all transactions through the same accounting lens will not solve the problem and may be ignored by investors.

00:00

Get the Snipd
podcast app

Unlock the knowledge in podcasts with the podcast player of the future.
App store bannerPlay store banner

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Save any
moment

Hear something you like? Tap your headphones to save it with AI-generated key takeaways

Share
& Export

Send highlights to Twitter, WhatsApp or export them to Notion, Readwise & more

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode