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Are We Still In A 'Vibecession'? with Kyla Scanlon
Morning Brew Daily
Insurance Crisis Undermines Housing Stability
Home insurance has seen a dramatic 20% increase over the past year, creating an affordability crisis for many homeowners, particularly those with mortgages, which affect 68% of Americans. Insurers are withdrawing from high-risk states like California, Louisiana, and Florida, exacerbating the issue. This situation threatens the economic stability of lower-income households, where the majority of their wealth is tied up in home equity. The need for robust housing policy is urgent, as the interconnectedness of insurance, homeownership, and wealth generation is at risk.
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