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EP 118: Will Gaybrick (President of Product and Business, Stripe) on Capital Allocation, Org Design, AI, and Global Growth
The Logan Bartlett Show
Anticipate by Analyzing Patterns
Identifying payment anomalies is challenging due to the subtlety of transactions, as no single merchant experiences significant distress, yet an overarching spike in transactions can undermine ecosystem integrity and breach card network regulations. By processing raw payments data into a structured format and utilizing a transform model, it becomes possible to recognize clustering patterns in payments without relying on human intuition. This innovative approach enables the prediction of potential card testing activities by distinguishing between payments that may pose a risk, even when they appear to form part of a regular transaction flow.
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