Understanding Risk Profiles in Partnerships

Distinguishing between different risk profiles in partnerships is crucial. Collaborating with a bank presents a different risk profile compared to partnering with companies that operate manually or using internal tools. Simply labeling all FinTech as scary leads to overreaction from regulators and increases overall risk. Instead of treating all risks equally, it's important to assess the inherent risk in each situation and allocate the appropriate resources. Additionally, it's essential to differentiate between true partnerships and vendor relationships to accurately evaluate the level of risk involved.