As a young, penniless and inexperienced person you are not an expert. You are more willing to learn than those in their thirties, forties or fifties. A thick skin helps. Tunnel vision helps. Being a bit of shit helps. Stamina is critical - as is a capacity to work so hard that your best friends mock you,. Your lovers despair, and the rest of your acquaintances watch fervently from the side lines half in awe and half in contempt. Luck helps, but only if you don't seek it. Money is one of the most neutral substances on earth. Others may conspire against you obtaining it through try or prejudice, but they can only succeed if you

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