The Fed has said this is not going to be some triangle sawtooth it's not going to go up sharply and then come back down sharply. The angle of attack is now a little bit slower which means it's going to take longer to get where we need to be, he says. When you roll those two things together a lot of companies may run out of money,. If you can't get the default alive you have to look at your cost structure and figure out how to right size this thing because the cost of capital is just going to be really really expensive. It's very that have a dividend yield of five percent of growth growing market leading growing and so all of a sudden dividend