Crypto lawyers are the ultimate winners. USDC needs to ensure its weight offshore. Demand for dollars offshore could be met by USDC. There's no need for average US consumers to buy USD. The US banking system sucks. USDM is available globally as an ERC 20 token. USDM can be used as collateral and access liquidity pools. Token value can increase incrementally over time. USDM is regulated and permissionless. Trillions in growth potential for the industry. Demand for yield-bearing dollars will impact global deposits. USDM allows SMEs to hold yielding dollars and pay suppliers.