DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
May 27, 2025 • 14min
Take More Risk in a Roth?
Dive into the intriguing world of Roth IRAs and discover why they might be the risky, yet rewarding, way to invest. Gain insights on aligning your investment strategies with long-term goals while navigating market volatility. The hosts explore the rich potential of the NASDAQ 100 index, showcasing its diverse companies beyond typical tech stereotypes. Learn about the advantages of Roth accounts for wealth inheritance and tune in for an engaging Q&A segment that invites listener participation. Get ready to rethink your investment approach!
May 23, 2025 • 13min
DIY Money Jr - How to Make Money in Your Neighborhood
Quint and Allie discuss fun ways for young people to earn money in their neighborhoods. They share practical tips for starting small businesses like power washing and car detailing. Listeners are encouraged to find their niche by identifying community needs and aligning them with personal interests. A personal story highlights a creative child's success in dog walking, showcasing the importance of resourcefulness and smart investing for future financial security.
May 21, 2025 • 18min
Why Do Markets "Close"?
Join the hosts as they delve into the intriguing history of stock markets and their modern dynamics. Discover why market hours are important for traders and how electronic trading has changed the game. Explore the evolution from early trading practices to the contemporary exchanges we know today. Learn about the transformation in investing due to technology and accessibility, along with how market closures impact mutual funds. They even touch on emerging trends like cryptocurrency and tokenization that could redefine investing methods.
May 19, 2025 • 14min
How Much in Your Emergency Fund?
The hosts dive into the crucial topic of emergency funds, debating how much should really be saved. They tackle the struggle of including non-essential expenses in budgeting, alongside discussing personalized comfort levels for financial security. Through insightful stories, they explore how marital status and dependents affect emergency fund needs and share practical advice for assessing personal expenses. Listeners gain valuable tips on creating a financial safety net that balances risk with peace of mind.
May 16, 2025 • 15min
Dollar Cost Averaging Large Sums
The hosts explore Dollar Cost Averaging (DCA) and its psychological advantages for handling market volatility. They emphasize patience in investing large sums and the risks of short-term strategies, especially for new investors. The importance of debt repayment, particularly for student and car loans, is highlighted before jumping into the stock market. With an inspiring listener story setting a motivational tone, the conversation encourages a thoughtful approach to finances while addressing audience questions.
May 14, 2025 • 19min
Balancing Goals
The hosts dive into the challenge of balancing financial goals with personal desires. They discuss prioritizing experiences over material purchases and its impact on early retirement. Family influences on decision-making are explored, particularly when choosing between vacation homes and renting. Strategic approaches to everyday expenses are emphasized for rational financial planning. Finally, they share tips for mindful spending, connecting impulse buys to savings while allowing for occasional indulgences.
May 12, 2025 • 21min
Navigating Finances with a Spouse
The hosts hilariously dive into the financial dynamics of marriage, stressing the importance of open communication about money. They emphasize regular budgeting meetings for couples to align on financial roles and priorities. Identifying personal values plays a crucial role in shaping shared financial goals, showcasing how family passions influence investment decisions. With anecdotes and humor, they encourage couples to invest wisely in what truly matters to them for a prosperous future.
May 9, 2025 • 16min
How to Pay for College
Logan and Allie talk about how to graduate college with little to no debt. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.
May 7, 2025 • 16min
Buying a Car: New v. Used
Dive into the world of car buying as hosts explore the perks of new versus used vehicles. Discover how the COVID-induced semiconductor shortage has impacted prices and availability. Gain insights on avoiding upsells and staying firm during dealership negotiations. Listen to a gripping tale of a car malfunction that emphasizes the importance of smart choices. Ultimately, the discussion highlights personal experiences and critical factors to consider in making your next car purchase.
May 5, 2025 • 13min
Emergency Fund v. Debt
The hosts dive into the dilemma of whether to use your emergency fund to tackle debt. They explore the emotional impacts of financial decisions, especially for couples planning a family. Personal narratives about horse racing add humor while highlighting the unpredictability of finances. Listeners learn the importance of maintaining a balance between debt repayment and having an emergency cushion, especially in uncertain economic times. It's a blend of insights and relatable experiences for managing money wisely.
