DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Jul 9, 2025 • 15min
Debts at Passing
What happens to debts after someone passes away? Discover the differences between secured and unsecured debts, and why legal counsel is essential for managing these obligations. The importance of estate planning shines through as the hosts discuss how designated beneficiaries can streamline asset transfer and minimize probate issues. Alongside personal stories and practical financial advice, this discussion highlights the significance of being prepared for the unexpected.
Jul 7, 2025 • 17min
Index Fund Construction
Discover the intriguing world of index funds as the hosts dive into small-cap versus large-cap investments. They share insights on passive investing's advantages, likening market cap weighting to a soccer game. The discussion explores the significance of diversification and the potential risks involved with concentrating on large-cap stocks. Listeners are encouraged to consider small, mid-cap, and even international investments. Plus, there's a prediction about shifting preferences towards the NASDAQ 100 over the traditional S&P 500. Perfect for both novice and experienced investors!
Jul 4, 2025 • 14min
DIY Money Jr - Impulse Buying
The hosts kick off with delightful tales from the Fourth of July, including a quirky lawnmower brigade. They dive into the challenges of impulse buying, especially during festive seasons, sharing personal stories and listener insights. Practical strategies emerge, like a 24-hour waiting period before major purchases. The importance of self-reflection and matching impulsive spending with savings is emphasized, making the case for financial discipline as a pathway to long-term wealth.
Jul 2, 2025 • 15min
Saving By Giving: Donor Advised Fund
Logan and Allie explore innovative giving strategies that can improve your monthly cash flow. They discuss the advantages of donor advised funds and how donating appreciated stock can offer tax benefits. The importance of genuine generosity paired with careful financial planning is emphasized. Personal updates add a relatable touch, celebrating milestones like graduations and new job opportunities.
Jun 30, 2025 • 15min
Solo 401k v. Roth IRA
Discover effective saving principles tailored for small business owners. The hosts dive into retirement account options, showcasing the advantages of a Roth solo 401k over a Roth IRA. They discuss maximizing contributions and the importance of professional guidance in retirement planning. Learn why midterm financial goals should take precedent for those in their 40s. With a mix of humor and insightful anecdotes, the conversation is both engaging and educational.
Jun 27, 2025 • 21min
All Things Investing - Stock Picking
Dive into the exciting world of individual stock investing! Discover how asset allocation and diversification play vital roles in your investing journey. Beginners will appreciate insights on stock picking and the patience required in navigating market cycles. Learn to view your investments through the lens of ownership, fostering deeper understanding. Explore essential principles of systematic investing while embracing mistakes as learning opportunities. Plus, find out how research can elevate your stock market game!
Jun 25, 2025 • 24min
All Things Investing - Getting Started
Discover the fundamentals of investing, including the differences between 401ks and Roth IRAs. Learn about stocks, bonds, and the myths surrounding mutual funds. Explore the essential components of investment accounts and the importance of self-awareness in managing risks. Dive into allocation and diversification strategies tailored to your age and timeline. Finally, understand how to mitigate risks with a diversified portfolio and the critical need for thorough due diligence if you're eyeing entrepreneurship.
Jun 23, 2025 • 29min
All About Investments - Taxes and Accounts
Quint and Allie dive into the world of investing with a focus on the often-overlooked tax implications. They clarify how different investment accounts, including retirement options, can have varying tax benefits. The discussion breaks down capital gains tax and its effects on investment strategies, explaining the nuances between long-term and short-term gains. They also highlight the importance of Health Savings Accounts and how these can enhance financial planning while offering tax advantages. Get ready to rethink your investment tactics!
Jun 20, 2025 • 15min
Buying Fractional Shares
Allie and Logan dive into the world of fractional shares, revealing how they make high-priced stocks more accessible to everyday investors. They humorously tackle wedding gift strategies while linking those experiences to investment decisions. The hosts explain how fractional shares enhance portfolio diversification and compare them to traditional investment options like ETFs and index funds. Their insights emphasize the importance of affordable, consistent investing for building wealth in a relatable and entertaining manner.
Jun 18, 2025 • 13min
DIY Money Jr - How to Get Started in Investing
Logan and Allie tackle the essentials of starting to invest, perfect for young enthusiasts. They emphasize the importance of having a comfortable workspace and the right investment platform. Their insights include wise strategies for beginners, like understanding risk and leveraging personal interests. Listeners learn practical tips such as the '10-10 plan' and the value of hands-on experiences. The hosts stress the significance of building a financial foundation with smart saving practices and savvy management for future wealth.
