DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Sep 2, 2024 • 19min
How Many Accounts Do We Need?
The hosts dive into the intricacies of managing finances in marriage, discussing the balance between joint and separate accounts. They compare coffee preferences to explore personal finance strategies, emphasizing the benefits of multiple accounts for budgeting. Streamlining expenses and the psychology behind financial management in relationships take center stage. Open communication about debts is vital, ensuring a harmonious financial strategy that caters to the needs of both partners.
Aug 30, 2024 • 20min
Money in Marriage
Discover the dynamics of managing money in marriage and the common pitfalls couples encounter. Explore how aligning financial goals and understanding each partner's money personality can enhance communication. Delve into the psychological costs of prioritizing image over financial stability and the emotional impact on relationships. Plus, hear personal stories about morning routines that support family well-being. It's a captivating look at how financial collaboration can strengthen your bond!
Aug 28, 2024 • 17min
Managing Hefty Student Loans
Should you take a job that helps you pay off your student loans? Or get the highest paying job you can? Quint and Logan talk about managing your students loans.
Aug 26, 2024 • 19min
Combining Retirement Accounts
Quint and Allie dive into the nitty-gritty of consolidating retirement accounts like IRAs and 401ks. They discuss essential tips to consider, such as tax implications and the timing of rollovers, to maximize savings. The duo also shares personal stories about the significance of matching account types to avoid tax pitfalls. Alongside financial insights, they sprinkle in lighthearted anecdotes from hiking and their caffeine habits, making complex topics accessible and fun.
Aug 23, 2024 • 19min
Preparing for a Recession
With the potential of a recession on the horizon, Daniel and Logan talk about how he has advised clients through recessions in the past.
Aug 21, 2024 • 15min
DIY Money Jr - Buying Partial Shares
Logan and Daniel answer a DIY Money Junior question about buying partial shares when you have small dollar amounts to invest.
Aug 19, 2024 • 17min
What Account Should You Use?
Allie and Logan talk through which accounts to use when saving for retirement.
Aug 16, 2024 • 18min
DIY Money Steps
The hosts kick things off with funny personal stories, including a voice-losing incident. They dive into the crucial need for an emergency fund, sparked by their own car buying experiences. The discussion shifts to balancing investments with liquidity, emphasizing capital gains tax considerations. The psychological journey of wealth building is highlighted, stressing flexibility and smart decision-making. Finally, they celebrate the freedom that comes with being debt-free, showcasing how it enhances investment strategies.
Aug 14, 2024 • 19min
Making up for Lost Time in Investing
What do you do if you are behind on investing? Quint and Logan talk about how to get started saving for yourself or others and what to do if you are behind.
Aug 12, 2024 • 19min
How Much Do I Need for Retirement?
Quint and Allie talk about dollar amount goals for retirement. What should you target? What is a good rule of thumb?
