On The Money

What is an investment trust bargain? Kyle Caldwell, deputy editor at Money Observer, explains how to spot one and whether a discount represents a “true” bargain, while Rebecca O’ Keeffe, interactive investor’s head of investment, discusses whether it’s wise to stick to only what you know when investing. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Richard Hunter, Head of Markets at interactive investor, discusses 'home bias' and why investors should consider investing in international shares, while investment expert Rebecca O’Keeffe explains why not taking enough risk could be as detrimental to your financial future as taking too much. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority. Foreign markets will involve different risks from the UK markets. In some cases the risks will be greater. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling. We may receive two elements of commission in relation to international dealing - Trading Commission and our FX Charge. Please see our Rate Card for full details of the relevant costs.

Gary McFarlane, interactive investor’s award-winning analyst, talks us through cryptocurrency, from blockchain to Facebook’s Libra project. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Rebecca O’Keeffe, Head of Investment at ii, on why investing one hour of your time investigating how much you pay in fees could save you thousands in the long run, and Moira O'Neill, Head of Personal Finance at ii, on the dos and don’ts of investing for children. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Rebecca O’Keeffe, Head of Investment at ii, explains how you can get your hands on free money, while Lee Wild, our Head of Equity Strategy, considers all the things investors should weigh up when selecting shares. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Kyle Caldwell, deputy editor of Money Observer, brings you the latest fund news, including an update on Neil Woodford’s suspended flagship fund, while ii analyst Dzmitry Lipski introduces ii’s Super 60 funds list and gives a quarterly performance review. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Lee Wild, ii’s Head of Equity Strategy, reviews the performance so far of this year’s six speculative share tips – three income stocks and three growth plays. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. AIM stocks tend to be volatile high risk/high reward investments and are intended for people with an appropriate degree of equity trading knowledge and experience. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Why don’t women invest? What benefits does regular investing have? Why consider a stocks and shares ISA? Moira O’Neill, head of personal finance at interactive investor, hosts a podcast where three female investors, Faith Glasgow, editor of Money Observer, Rachel Rickard Straus, editor of Moneywise, and Jemma Jackson, head of PR at interactive investor, offer expert answers to these questions. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority

AIM was launched in 1995, has a combined market capitalisation of more than £70 billion, and is home to success stories, including ASOS and Domino’s Pizza. While AIM shares promise big returns and may have inheritance tax benefits, ii experts Lee Wild and Richard Hunter discuss the market, and explain how investors can limit risk. AIM stocks tend to be volatile high risk/high reward investments and are intended for people with an appropriate degree of equity trading knowledge and experience. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Moira O' Neill, Lee Wild and Richard Hunter kick off ii’s inaugural podcast by focusing on funds and dividends. Moira O' Neill explains what a fund is, how to start building an investment portfolio, and how ii's Super 60 funds list could help you get started(https://www.ii.co.uk/ii-super-60). Lee Wild, head of equity strategy, discusses dividend strategies, the income stocks that investors flock to, and what level of income they should look to generate from their shares portfolio. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.