On The Money

Becky and Greg kick off the new year talking about fate. Is life really in our own hands and do our beliefs on the subject impact our financial well-being?Visit ii.co.uk/knowledge-centre/behavioural-finance and ii.co.uk/stock-market-news for more insight and ideas.Becky O’Connor is Head of Pensions & Savings at interactive investor. Greg Davies is a behavioural finance expert at Oxford Risk. See oxfordrisk.com for more information.Enjoyed listening? Please like and subscribe for free to the ii Podcast.Follow us on social media:Twitter: https://twitter.com/ii_coukFacebook: https://www.facebook.com/weareiiLinkedIn: https://www.linkedin.com/company/interactive-investorInstagram: https://www.instagram.com/interactive_investorRisk warning: This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

In the first Funds Fan episode of the year, Richard Hunter, head of markets at interactive investor, joins Kyle Caldwell to discuss four predictions made by fund managers for 2022. Later, our fund manager interview for this episode is Walter Price of the Allianz Technology Trust. Among the topics discussed are the outlook for technology in 2022, inflation, Tesla, and whether the metaverse is a new investment theme. Visit ii.co.uk/funds and ii.co.uk/stock-market-news for more investing insight and ideas. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

interactive investor’s Kyle Caldwell and Tom Bailey discuss whether some of the big predictions that were made by fund managers at the start of 2021 played out. The duo also examine the best- and worst-performing funds in 2021. Later in the podcast, Jonathan Davis, editor of the annual Investment Trust Handbook, joins the programme to share highlights of the latest edition of the book (2022), which is now on sale. Jonathan runs through how investment trusts have fared this year, and looks ahead to 2022 by naming some themes and trends. He also reveals how he personally invests.  Visit ii.co.uk/funds and ii.co.uk/stock-market-news for more investing insight and ideas. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Self-confessed geek Rachel Riley co-hosts long-running Channel 4 puzzle show Countdown and its comedy spin-off 8 Out Of 10 Cats Does Countdown. She also appeared on the 2013 series of Strictly Come Dancing, where she met her pro-dancer husband – and dad to their two daughters – Pasha Kovalev, and has just published her first book, At Sixes And Sevens: How To Understand Numbers And Make Maths Easy. In the sixth episode of The ii Family Money Show, she tells Gabby Logan how she went from being a maths graduate to TV presenter, why she’s helping adults get to grips with numbers and how she and Pasha are planning for their children’s future – despite having different approaches to money. Plus, Moira O’Neill, Head of Personal Finance at interactive investor, explains why it is important to teach children about money early and what you can do to get the people you care about on the road to investing. At Sixes and Sevens: How To Understand Numbers And Make Maths Easy, by Rachel Riley (HarperCollins) is out now This episode is also available as a vodcast at https://youtu.be/1bWquGYwBHc The ii Family Money Show is brought to you by interactive investor (ii). To find out more about Friends and Family from ii, visit https://www.ii.co.uk/friends-and-family. Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

In our news section the team give their take on how investors can profit and protect portfolios from a potential rise in interest rates. Also discussed are three funds in interactive investor’s Super 60 list that have in recent weeks been placed under formal review. Later, our fund manager interview is Hugh Young, who has been investing in Asian equity markets for over 30 years. Various topics are discussed, including Hugh naming his reasons to be cheerful and fearful for the Asia-Pacific region in 2022. He also explains why he viewed China’s recent regulatory crackdown on tech companies as a buying opportunity. He also discusses the investment approach and proposed changes(announced earlier this week)to the investment trust he manages, Aberdeen Standard Asia Focus Trust. Visit ii.co.uk/funds and ii.co.uk/stock-market-news for more investing insight and ideas. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Richard talks to James Max, broadcaster, financial expert, columnist, and Talk Radio presenter, about his career in investment banking and private equity, and first steps into broadcasting. He also discusses his appearance on The Apprentice, financial coverage and mainstream media's mistake, the rise of tech, and UK property. Enjoyed listening? Please like and subscribe. Visit ii.co.uk/funds and ii.co.uk/stock-market-news for more investing insight and ideas. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

The team discuss the improving backdrop for global dividends and while there’s plenty to be positive about, the team suggest why they could disappoint in 2022. Earlier this month, the Junior ISA celebrated its 10th birthday and Kyle Caldwell, collectives editor at ii, names the investment trusts held by his son and daughter. Later, fund manager Ken Wotton joins the podcast. Ken runs three UK smaller company funds, the Baronsmead Venture Capital Trusts, and also manages the Strategic Equity Capital investment trust. He discusses how he finds small-cap winners, his outlook for the UK market, recent portfolio activity, and more. Visit ii.co.uk/funds and ii.co.uk/stock-market-news for more investing insight and ideas. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority. Please remember, investment value can go up or down and you could get back less than you invest. If you’re in any doubt about the suitability of a stocks & shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.

In the latest episode of Mind & Money, Becky and Greg discuss whether comparing ourselves to others is avoidable, whether it can be motivating rather than negative, and how it impacts our financial habits. Visit ii.co.uk/knowledge-centre/behavioural-finance and ii.co.uk/stock-market-news for more insight and ideas. Becky O’Connor is Head of Pensions & Savings at interactive investor. Greg Davies is a behavioural finance expert at Oxford Risk. See oxfordrisk.com for more information. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Steven Tredget, of private equity investor Oakley Capital Investments, talks to Richard about the investment trust's objectives, sector and geographical weightings, top holdings, including edtech firm IU Group and online property platform Idealista, as well as the ‘digital disruption curve’. Enjoyed listening? Please like and subscribe. Visit ii.co.uk/funds and ii.co.uk/stock-market-news for more investing insight and ideas. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Legendary goalkeeper Peter Schmeichel is Gabby Logan’s guest in episode five of The ii Family Money Show. Peter spent eight glittering seasons at Manchester United, winning five league titles, three FA Cups and the Champions League in 1999. He also memorably won the European Championship with Denmark in 1992. Speaking from his home in Denmark, he tells Gabby how his life changed personally and financially when he moved to Manchester United, the advice he’s passed on to his son, the Leicester City and Denmark goalkeeper Kasper Schmeichel, and reveals the lengths United manager Sir Alex Ferguson went to in order to keep his players’ feet on the ground. Plus, interactive investor’s Collectives Editor Kyle Caldwell joins Gabby to look at the ways you can invest in sports teams and names his Investment XI. One by Peter Schmeichel (Hodder & Stoughton) is out now This episode is also available as a vodcast at https://youtu.be/vwsmU6fiwbk. The ii Family Money Show is brought to you by interactive investor (ii). To find out more about ii’s Super 60 list of rated investments, visit https://www.ii.co.uk/ii-super-60. Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.