SugarMamma’s Fireplay

In this empowering episode of SugarMamma’s Fireplay, we meet Jessie a remarkable young woman who defied the odds and bought her first home in regional NSW without any financial help from family. Growing up in housing commission, Jessie knew she wanted to create a different life for herself and together with her partner, she saved $73,000 to make it happen. We talk about the emotional and financial journey from poverty to property, the importance of mindset, and the practical strategies that got her there. Jessie proves that your past doesn’t define your future and that building wealth is possible, even when you start with nothing but determination. ✨ Whether you’re starting from scratch or doubting what’s possible, this is the episode to remind you that financial freedom is within reach. ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.   See omnystudio.com/listener for privacy information.

Start Here: I Lost My Super… What Do I Do Now? 💬 Podcast Description:What happens when the unthinkable happens—your superannuation disappears? This episode is a response to a brave listener who recently discovered that her $130,000 superannuation balance had been reduced to just $13,000 overnight after the fund went into liquidation. We unpack the emotional, legal, and financial chaos that comes with losing your super and how to rebuild when trust is shattered and the road ahead feels overwhelming. In this episode, I guide you through:🔹 What happens when a super fund collapses and ASIC gets involved🔹 How to begin recovering from financial trauma🔹 What to look for when choosing a new, trustworthy super fund🔹 How to rebuild your retirement savings when you're in your 40s or 50s🔹 Low-cost, accessible ways to find licensed and affordable financial advice🔹 Why your mindset and next steps matter more than ever This episode is for anyone who has experienced financial loss—whether through a bad investment, a scam, or a system failure—and needs a compassionate, practical path forward. ⚠️ If you've ever felt too scared, ashamed, or lost to take the next step with your finances, this episode will empower you to start again—with clarity and strength.See omnystudio.com/listener for privacy information.

In this episode of SugarMamma’s Fireplay, I sit down with an incredible mum from NT, who shares her real, raw and deeply relatable journey to financial independence. From living and working remotely for nearly a decade, to buying an investment property without much research (because everyone said “that’s what you should do”) — her story is filled with lessons, honesty, and hope. When she read The Barefoot Investor and The $1000 Project, everything changed. She and her husband created a plan, started investing small $2,000 parcels into ETFs and LICs, and took total control of their finances. Fast forward to 2024: they’re mortgage-free, investing in $10K parcels, and on track to reach Barista FIRE by 2030 — all while still living simply, joyfully, and intentionally. She proves you don’t need to live a flashy life or earn a huge income to build wealth — just clarity, consistency, and purpose. We cover: The turning point that transformed their financial future Selling an underperforming investment property and using the equity wisely Becoming completely mortgage-free by age 34 How they built a $1.5 million net worth with a focus on ETFs What Barista FIRE looks like for their family Real-life budgeting habits they still use today — from $200 ‘fun money’ to skipping Uber Eats Why living below your means isn’t about deprivation — it’s about empowerment This is an episode full of encouragement and proof that smart money moves, no matter how small, compound over time. It’s perfect for anyone feeling stuck, behind, or unsure of how to start. 💫 Connect with Me:Instagram: @SugarMammaTVTikTok: @SugarMammaWebsite: www.SugarMamma.TV ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. See omnystudio.com/listener for privacy information.

In this Start Here episode of SugarMamma’s Fireplay, Canna answers a listener’s powerful question: Is it really possible to achieve Financial Independence and Retire Early (FIRE) without owning property?Whether you're renting by choice or circumstance, this episode will walk you through how to build long-term wealth and security using shares, superannuation, and smart money habits — no mortgage required.Discover how to define financial freedom on your own terms, and why owning a home isn’t the only path to a confident, abundant future. Here are my two books: Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq  Mindful Money: https://amzn.to/3RV0poc  Motivated Money by Peter Thornhill: https://amzn.to/40rn2Vr Amazon affiliate links to my own books. In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:  https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMamma.TV Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.     See omnystudio.com/listener for privacy information.

Buying a property can be overwhelming, even if you have bought before. In this episode of SugarMamma's Fireplay, I break down some of the various options and support that may be available to you, if you want to buy a home of your own. Let me know if there is one option that you want me to break down in more detail?  Let me know what you think of this episode by reaching out to me @SugarMammaTV so that we can keep this conversation going.  Here are my two books: Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq  Mindful Money: https://amzn.to/3RV0poc  Motivated Money by Peter Thornhill: https://amzn.to/40rn2Vr Amazon affiliate links to my own books. In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:  https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMamma.TV Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.       See omnystudio.com/listener for privacy information.

I feel like this question is so relatable. The analysis paralysis of what to do. Pay more into super or pay more off the home loan. Regardless of this interest free loan, this is such a common question and scenario that so many of us face at one stage of our lives. Hopefully this general information provided in this episode creates some clarity and direction. To send your "Start Here" question in - simply DM me one Instagram. Your information will remain confidential. https://www.instagram.com/sugarmammatv/?hl=en  Here are my two books: Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq  Mindful Money: https://amzn.to/3RV0poc  Amazon affiliate links to my own books. In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:  https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMamma.TV Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.     See omnystudio.com/listener for privacy information.

The decision to combine funds and even invest is a big crossroad and should be taken slowly and carefully, but not before asking all the right questions. Transparency, honesty and respect are essential and a non-negotiable for both parties. So in this episode, I just through all the awkward chit chat and get down and dirty what what you need to ask and what you should share. Let me know what you think of this episode by reaching out to me @SugarMammaTV so that we can keep this conversation going, and don't forget, you can also send your own "Start Here" questions in.  Here are my two books: Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq  Mindful Money: https://amzn.to/3RV0poc  (affiliate links) In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:  https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMamma.TV Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.   See omnystudio.com/listener for privacy information.

You can outgrow this, it doesn't define you. My key message for anyone that carries a similar heavy heart like this listener has experienced over money. This listener is brave, honest and ready to continue on with her personal growth and financial journey. A powerful combination and it is an absolute honour to be able to share her story with her full consent. Here are my two books: Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq  Mindful Money: https://amzn.to/3RV0poc  Amazon affiliate links to my own books. In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:  https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMamma.TV Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.       See omnystudio.com/listener for privacy information.

If the only thing stopping you from investing in shares, is trying to workout the best stocks to invest in, can I gently recommend that you learn about the power of LISTED INVESTMENT COMPANIES AKA LICs. In this episode I explain why this is one of my favourite investment tools to help build a quality diversified investment portfolio and start earning passive income via dividends. Not that this is product advice ever, however, when you learn about the benefits (as well as costs) of LICs, you may see this is the answer that you have been looking for to simply get started with your investing journey. Also, please note that I refer to SOL as a LIC, this is actually not 100% accurate as it is more of an investment conglomerate. Whilst I own SOL, I was a shareholder in Milton (which was a LIC), which was purchased by SOL. My apologies for any confusion caused.  If this episode resonates with you, please listen to this episode where I interview Angus Gluskie from Whitefield (one of Australia's oldest LICS) about how LICs invest, pay tax effective dividends and help reduce investment risk through diversification. Listen to this interview here: https://podcasts.apple.com/au/podcast/sugarmammas-fireplay/id1521182757?i=1000633756339  Let me know what you think of this episode by reaching out to me @SugarMammaTV so that we can keep this conversation going.  Here are my two books: Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq  Mindful Money: https://amzn.to/3RV0poc  In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:  https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMamma.TV Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.     See omnystudio.com/listener for privacy information.

What should this single parent do? Sell and downsize or push on? Such a hard question, so personal and the best advice really depends on so many moving variables. Whilst I can't give personal advice, these are the crucial questions to ask and get advice about. I never want you to have any regrets, and one of the best ways to reduce this risk is to act carefully and arm yourself what as much relevant information as possible. To submit your confidential "Start here" question, to help you get started, you can message me on Instagram. I am always here to help you.   @SugarMammaTV  Here are my two books: Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq  Mindful Money: https://amzn.to/3RV0poc  Amazon affiliate links to my own books. In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:  https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMamma.TV Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.       See omnystudio.com/listener for privacy information.