Capital Club

Raven Hernandez is the founder of Earth Rides, an all-electric rideshare app. Raven alongside her partner, Peter Smith launched Earth Rides in October 2020 in her hometown of Nashville, Tennessee with a mission to accelerate the adoption of electric vehicles while creating an ecosystem where healthy is cool.Listen in!Key Highlights:[00:01 - 20:11]  How an Ambitious Goal in the Electric Vehicle Space Came into FruitionThe motivation behind starting Earth Rides is caring for our health and connecting people to clean technology.To maintain power and authority in a startup, it takes working with the right people who believe in the mission.Raven shares how the company raised the initial capital through connections. The company ended up gaining profit by the sixth month. The company is growing quickly in Nashville and Austin and is looking to expand to other cities..[20:12 - 37:05]  The Evolution of Technology - The Way to SustainabilityRaven discusses the (OEM) Original Equipment Manufacturer space and updates on technology.There is more than just rides - it is about the total experience wherein gas stations can be converted into top-notch functional spaces.In the EV industry, the tipping point is not in sight as technology is always evolving.Entrepreneurship requires constant learning. Know how to prioritize what to tackle first.[37:06 - 45:05] Closing SegmentWork with people who believe in the company’s vision.If you are interested in participating in the EV space, connect with Raven!Key Quotes:“How do you know how to pitch yourself? Well, it depends on what room are you in and you know, to know your core values, but to be able to expand upon them in different ways that are bringing about people together.” - Raven Hernandez“We have to figure out the best way to, like, survive as a species on the resources that we have and do it in an efficient and like quality manner, you know, we can't continue to just do the same thing forever.” - Raven HernandezConnect with Raven:Website: https://www.earthrideshare.com App: https://apps.apple.com/us/app/earth-rides/id1525091179 Instagram: https://www.instagram.com/earthrideshare/?hl=en Linkedin: https://www.linkedin.com/company/earthrides/ Twitter: https://twitter.com/earthrideshare?lang=en Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Harry Allen is the Co-founder and Chief Relationship Officer of Studio Bank.  With a purpose of "empowering creators", Studio Bank launched in June 2018 to become the first new, locally-headquartered bank in Nashville since 2008 and is one of the City's fastest growing companies.Listen in!Key Highlights:[00:01 - 19:48]  When Business and Service Combine, Magic HappensHarry's career has focused on combining his financial knowledge and expertise with service to business owners.How centralized banking processes can be leads to undeserving the communities and this leads to consumers proving a preference for local banks.Studio Bank employs a vertical strategy in all of the sectors that make up Nashville's economy, including music, arts and entertainment, nonprofit and education banking, and professional services..[19:49 - 29:40]  New Bank Launches in Nashville to Fill the Void Left by ExitsHarry discusses how Nashville was able to benefit from the growth of the pandemic by providing services such as financial assistance and capital raising.Nashville is growing and has reached a point where it is becoming an important part of the regional economy. There are many challenges that Nashville faces, including gentrification and disparities in education.[29:41 - 32:37] Striking the Balance to be Involved HolisticallyHow Harry manages to juggle his time between work, family, and community involvement - identify the non negotiables and set boundaries.Harry offers advice for people who want to get involved in their community but feel overwhelmed or don't have the time.[32:38 - 34:01] Closing SegmentReach out and learn more about how to serve the community!Key Quotes:“Access to capital is no different from the disparity in health outcomes and education… Community banks are making decisions at the community level, by credit committees that are made up of local citizens, and we're approving loans for neighbors. And so when, you know, minority business owner applies at the Bank of America, you know, this is not a criticism of large banks, but those processes are centralized. And so the underwriting takes place way outside of the community. And they're just looking at the the numbers on the application, which doesn't always tell the complete story.” - Harry Allen“Have a vision for the type of life you want to lead, and identify and define the non negotiables as early as possible.” - Harry AllenConnect with Harry:Email: harry.allen@studiobank.com  Linkedin: https://www.linkedin.com/in/harryallen/ Website: https://www.studiobank.com/ Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Josh Tanzer is a managing partner of Principia Growth, a growth capital firm based in Los Angeles and New York focused on late-stage private technology investments. Josh is a 25-year veteran of Silicon Valley and growth capital having arranged and invested in over 160 late-stage financings totaling over $6.5 billion. Gabor Vari, MD is an experienced CEO, investor, and Board Member. He is currently an Entrepreneur In Residence at Principia Growth and sources investment targets, performs industry and company research and diligence, and attends investment committee meetings. Listen in!Key Highlights:[00:01 - 14:41]  Growth Capital to Continue the Arc of Growth of the BusinessGrowth capital is equity capital that goes into a business to continue its growth. It differentiates itself from venture capital by taking a controlling stake in the company.Growth capital is all about providing funds to continue the arc of growth of the business.Principia has a deal-by-deal fund structure, eliminates fees for investors, and has a deep advisory board of operating executives..[14:42 - 30:23]  How to Protect your Investments in the Current MarketPrincipia invested in Salesforce very early on when it was approximately 25 million of annual recurring revenue. Such triggered software and fintech infrastructure as attractive investments.The goal is to find companies with momentum in the specific sector and to have the management and board be in line with expectations with liquidity.In today's environment, companies are staying private for longer, which can lead to less downside protection for investors. To protect against this, Principia brings capital market experience and the intent of the company to the table when underwriting investments.[30:24 - 38:48] Regulatory Outlook Positive for Crypto IndustryThe current market conditions and various levers being pulled by the Federal Reserve are impacting investment decisions.Josh and Gabor explain how they are very selective in their deal flow, and that 80-85% of their deals come from relationships that have been built over time.[38:49 - 41:15] Closing SegmentLearn more about growth equity by contacting Josh and Gabor using the links below.Key Quotes:“There's a certain amount of euphoria that and I think a little bit of a bubble happening in crypto slash blockchain that, you know, for those of us was lived through different tech bubbles, can see this bursting at some point. But we don't dismiss those technologies. Just like when the internet bubble burst, the Internet didn't go away. So there are still good opportunities to invest.” - Josh Tanzer“A lot of people don't understand that companies have a lifecycle, you know, their ability to change. And it has been since probably Xerox and IBM got started in the 1950s. So things come along that will usurp or supplant the new technology from today… So I think some investors come in paying way too high valuations. ” - Josh TanzerConnect with Josh:Email: josh@principiagrowth.com Linkedin: https://www.linkedin.com/in/josh-tanzer-4a271157/Website: https://principiagrowth.com/ Connect with Gabor:Email: info@principiagrowth.com Linkedin: https://www.linkedin.com/in/gabor-vari-md/ Website: https://principiagrowth.com/ Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian welcomes guests Wilson Patton and Daniel Maren. They are the co-founders of Long Run Capital. Tune in as they discuss blockchain and investment opportunities and tackle how blockchain computers are doing for assets with the internet for information.Listen in!Key Highlights:[00:01 - 12:33]  How the Blockchain Ecosystem Provides Improved Time and Cost EfficiencyBlockchain is a computer system that can make strong commitments and is not subject to manipulation by any one individual. The movement of cash on a domestic and global basis is an easy example of how blockchain could be used in the financial services sphere.The ability to move cash globally is important, and blockchain is a key technology for making this possible.The blockchain ecosystem is evolving, and there is a lot of noise in the space. However, there are legitimate businesses that are being built on the technology..[12:34 - 30:27]  Blockchain Ecosystem Driving Improved Cost Efficiency in LendingTraditional banks are purchasing loans from blockchain companies, which has led to cost efficiencies and improved margins for lenders.Tokens can be viewed as the digitally native equity of businesses, with some having fixed supplies and others generating high revenue per employee.Bitcoin will likely remain the market leader as a digital store of value, while Ethereum is challenged in its competitive positioning.The regulatory landscape is headed in the right direction, with democrats changing their tunes.[30:28 - 43:26] Regulatory Outlook Positive for Crypto IndustryThere is a tendency for technology and business offerings that are popular with consumers to be given a free pass by regulators, even when there are flagrant violations of the law.Bitcoin and other blockchain-based technologies offer individuals in underperforming nations access to the global economy, which can improve their wellbeing.[43:27 - 45:00] Closing SegmentTechnicalities and terminologies may initially be difficult to understand, but communities are here for support!Key Quotes:“Fundamentally, blockchain is nothing more than a computer that can make strong commitments… When you have a computer that can make commitments, and is not subject to manipulation by any one individual, that changes the way in which you place trust.” - Daniel Maren“When you think about that level of magnitude of improvement in time and cost efficiency, the new businesses that can be built by this ability to transfer cash… There are just tremendous business opportunities that open up that that from a technical perspective just wasn't feasible before the blockchain computer.“ - Wilson PattonConnect with Wilson:Email: wpatton@longrun.capital Linkedin: https://www.linkedin.com/in/wilson-patton-0b9b1621/ Connect with Daniel:Email: dmaren@longrun.capitalLinkedin: https://www.linkedin.com/in/daniel-maren-26784061/ Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Reg Athwal is building family business legacies, has personally advised 201 family businesses to date from 1st to 12th generation, and educated 30,000 in 65 countries via private programs and speeches. He's a Best-Selling Author with the new release of book #7 called The Family Business Messenger.Listen in!Key Highlights:[00:01 - 14:56]  How to Increase Engagement and Effectiveness in PresentationsReg's journey into presenting began when he became the youngest president of the professional speakers association in the UK.There is a lot of prep work that goes into doing live presentations, including understanding the audience. A lesson learned from doing many talks is that there is a "learning curve" for speakers.Understanding the audience is important, and stories are a powerful way to connect with people. There needs to be substance behind a speaker's message in order for it to be effective..[14:57 - 36:31] The Trend Towards Meaning Beyond Money in Family OfficesQuality time with family creates beautiful memories and makes an impact on life.There is a trend towards professionalizing family businesses, with a focus on board governance and policies, team management, and asset management.Family offices are becoming more common as wealthy families seek ways to give back and create social impact.When it comes to wealth, it's important to make sure it's distributed correctly and that it's protected. If a family member wants to leave the business, they're still loved as a family member.[36:32 - 39:06] Closing SegmentFor more information about legacy-building, check out the websites below!Key Quotes:“If you're deciding to become more visible in the marketplace, get your personal brand out there… Whatever your approach is, you become visible more people connect with you.” - Reg Athwal“Get to the wealth component and ownership to make sure it's very clear for everyone that the right money goes in the right hands at the right time, and it's protected.“ - Reg AthwalConnect with Reg:Website: https://rtsgp.com/ Linkedin: https://www.linkedin.com/in/athwal/ Book: The Family Business Messenger by Reg AthwalConnect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Jeff Sekinger is a Miami-based entrepreneur that co-founded multiple successful digital asset hedge funds as well as a financial consulting company named Zero Percent.Listen in!Key Highlights:[00:01 - 11:41]  How Cryptocurrency, Blockchain, and Digital Currency InteractJeff's involvement with the crypto world began in 2013, sold in 2014, and back into it by 2017 as he worked as a financial consultant for a major US bank. At this time, Bitcoin was experiencing a bull market.In 2019, Jeff started to take crypto more seriously and began investing in the asset class full-time.Because of its black market origins, Bitcoin has been portrayed as a fraudulent and dangerous investment.Blockchain technology is a big deal and cryptocurrencies like Bitcoin are just the beginning. Blockchain is the underlying technology for Bitcoin and other cryptocurrencies..[11:42 - 32:39] The Warren Buffet Methodology - Do Not Lose Money PermanentlyBitcoin is an asset that is being looked at more as a store of value than a medium of exchange, but that is changing. The market cap for cryptocurrencies is growing exponentially.The World Economic Forum had a meeting in 2021 where they predicted the value of blockchain and crypto would be around 12.6 trillion by 2025.Jeff advises what kinds of cryptocurrencies to stay away from and tackles where to invest within the layers of blockchain.Rule number one is to not overcomplicate things. You don't need to over-leverage.[32:40 - 42:47] Hedge Against Inflation Using CryptocurrencyCryptocurrency is being used as an inflation hedge, with a strong computing network and a lack of central power to print money without consequences.Bitcoin and other cryptocurrencies are seen as a more efficient way to conduct transactions than traditional currency systems.Inflation is a major concern for many people, and Bitcoin and other cryptocurrencies could help to reduce inflation rates. There are many benefits to using Bitcoin and other cryptocurrencies, such as reduced corruption in other countries.[42:46 - 42:05] Closing SegmentText “crypto” to 877-771-0615 for more information!Key Quotes:“I just had that gut feeling. It's not always a logical thing where you're like, Okay, I'm gonna make XYZ dollars over this period of time,’ it was just really something that I felt naturally gravitating towards. And I had that gut instinct in me to tell me to go all-in on it [crypocurrency investing].” - Jeff Sekinger“I think it's actually a bigger risk now to not have exposure to it [cryptocurrency], than the risk of you having exposure to it. I think there's no denying that we're moving into a digital economy.” - Jeff Sekinger“Number one is to not overcomplicate things, you don't need to over-leverage. You don't need to buy the next meme coin that's going to do a 100,000,000% return in the next 60 days. It's good to bet on fundamentals and have proper diversification ” - Jeff SekingerConnect with Jeff:Twitter: https://twitter.com/jeffsekinger Instagram: https://www.instagram.com/jeffsekinger/?hl=en YouTube: https://www.youtube.com/c/JeffSekinger/videos Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Jerremy Alexander Newsome is on a mission to enrich lives with mentally liberating education. Since the age of seven, he has been fascinated with investing and growth and even convinced his father to match his investment deposit for some Apple stock back in 1995, which would be worth $14,000,000. His passion for helping others enrich their lives through investing led him to found Real Life Trading in 2014. This starting point has allowed him to assist and enrich tens of thousands of lives while also growing the company organically to a seven-figure business.Listen in!Key Highlights:[00:01 - 09:38]  Making the Mental Shift to Step into Stock Trading Jerremy shares how watching Forrest Gump caused the paradigm shift.He learned about investment from his father and then stepped on the journey to becoming financially independent.He switched his degree to finance after deciding to follow the road his dad had advised.His first experience of earning more money in stocks in 7 days than what he makes in a month at work motivated him to pursue stock trading..[09:39 - 22:16] Turning One’s Life Around and Achieving Success Despite DevastationJerremy shares his experience of losing a significant amount of money in silver, which led to him having to pay back investors.In 2012, he made a life-changing decision to leave his company and cult to pursue a career in trading full-time.This decision was motivated by the pain he was experiencing from being kicked out of the organization, being in debt, getting divorced, and the lack of pleasure he was experiencing from his life choices at the time.[22:17 - 40:53] Rising from the Ashes and Playing in the Stock Market GameThe journey to healing from the wounds of the past entails focusing on oneself. The stock market was major support for him during difficult times in Jerremy’s life.It is important to figure out your mental beliefs about money and work before starting to trade in the stock market.Conquer challenges by enjoying life and living a purposeful life.Success for someone may be defined as making a lot of money or having a certain lifestyle, but for the Jerremy, success is being able to accomplish something quickly and simplistically [40:54 - 42:05] Closing SegmentAccumulate more knowledge about stock trading. Reach out and ask for help!Key Quotes:“I didn't have any resources at the time, but it's not about your resources. It's about your resourcefulness.” - Jerremy Newsome“People will change for one of two reasons they go through enough pain, or they’re seeking enough pleasure.” - Jerremy Newsome“Being free and knowing what your purpose is and living that purpose will create unparalleled energy.” - Jerremy Newsome“My definition of success is recognizing an opportunity, because I've realized that success needs to be easy to be accomplishable quickly, immediately, and simplistically… The definitions of every word that you have, your brain will create the world that you live in, based on the definitions of the words that you use.” - Jerremy NewsomeConnect with Jerremy:Linkedin: https://www.linkedin.com/in/jerremy-newsome-99850847/ Website: https://www.jerremynewsome.com/ Twitter: https://twitter.com/newsomenuggets Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Keith Black has over thirty years of financial market experience, serving approximately half of that time as an academic and half as a trader and consultant to institutional investors. He currently serves as Managing Director and Program Director, at FDP Institute. During his most recent role at Ennis Knupp + Associates, Keith advised foundations, endowments, and pension funds on their asset allocation and manager selection strategies in hedge funds, commodities, and managed futures. Prior experience includes commodities derivatives trading, stock options research and Cboe floor trading, and building quantitative stock selection models for mutual funds and hedge funds. Dr. Black previously served as an assistant professor and senior lecturer at the Illinois Institute of Technology.Listen in!Key Highlights:[00:01 - 09:30]  The Shrinkage of the Number of Public CompaniesThe market for special purpose acquisition companies (SPACs) has exploded in recent years, with a record number of companies going public.When the SPAC finds a merger partner and acquisition target, there is no need for disclosure since it is regulated under the merger laws rather than the IPO laws.There is a trend of private companies staying private longer, and this is due to the size of private equity today..[09:31 - 20:33] SEC Updates Rules for Accredited Investors in Pre-IPO ArrangementsUnder the Investment Company Act of 1940, mutual funds can invest up to 15% in private companies.There is liquidity available for employees without going public because people in that private equity venture capital space are anxious to get shares before that IPO event.13.1 million Americans have credit card debt, and they hold the vast majority of the wealth in the U.S. todayThere has been poor performance for SPACs since their inception, with many companies trading below their initial price.[20:34 - 41:54] Alternative Investments: What to Look for When Trading These CryptocurrenciesCrypto is very similar to the dot-com bubble of the late 1990s, with prices going up rapidly and then crashingThere is no scarcity in the crypto world, and the value of these assets is not based on real companies or anything tangible.Inflation is a concern for some people due to the high rates of inflation in some countries. Cryptocurrencies may be better suited to handle inflation than traditional assets.Bitcoin and other cryptocurrencies may hold their value better in an inflationary environment than fiat currencies. [41:55 - 43:37] Closing SegmentIt's always great to have a knowledgeable financial expert by your side.Key Quotes:“13.1 million creditors for households in America…have the vast majority of the wealth today.” - Keith Black“At the end of the day, we're not going to have 400 decentralized exchanges. At the end of the day, it's going to be a relatively small number of an oligopolistic practice. - Keith BlackConnect with Keith:Linkedin: https://www.linkedin.com/in/keith-black-phd-cfa-caia-fdp-8b16344/ Websites: https://caia.org/ and https://fdpinstitute.org/ Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Jeff Getty is the Managing Director of Key’s Family Wealth Consulting Team. He has over 25 years of experience working with entrepreneurs, business owners, and executives designing and implementing sophisticated, and innovative asset protection, tax reduction, and estate planning strategies.  Additionally, over the past decade, Jeff has more than $8 billion in transactional experience in private offerings of equity and debt, mergers and acquisitions, reorganizations, and spin-offs for closely-held and family-owned businesses.Listen in!Key Highlights:[00:01 - 09:30]  Jeff Getty’s Insights on Business, Taxes, and Generational ShiftJeff Getty discusses Key’s Family Wealth Consulting Team and the busy year they had in 2021. He shares how he believes that there will be a tax change in the next few years, which will cause the sunset provisions to kick in and increase taxes for businesses.The biggest mistakes business owners make when selling their businesses are failing to fully grasp what the process looks like and overestimating the value of their business.To avoid these mistakes, business owners need to be educated on how the process works and understand their compensation before selling their businesses.[09:31 - 26:54] Tax Planning Tips for Clients Selling BusinessesWhen negotiating a purchase, it is important to understand the tax implications of the deal and to make sure that all relevant taxes have been accounted for.Jeff tackles how to reduce the tax burden on a business transaction.Serial entrepreneurs are more likely to engage in tax planning and structural changes before the sale. As a result, do a better job of building financials.[26:55 - 35:35] Pointers to Successfully Navigate Your ExitFamily offices are becoming a major player in the solar industry, and they are likely to continue to do so for the next 10 to 20 years.You need a CPA, and depending on the type of the deal, you may also need a business broker or investment banker to sell your business.If your business is heavy on intellectual property, you also need an IP lawyer. [35:36 - 37:23] Closing SegmentStrike up a conversation and work with Jeff Getty! Key Quotes:I believe family offices are now becoming their own asset class in many ways. And they are competing directly with private equity for human capital and for deal flow and all the above.” - Jeff Getty“The largest single downward driver of value relates to, in my experience, financials.” - Jeff Getty“This whole process [of selling a business], being very forthright in presenting things in a consistent, logical, and realistic manner, is super important.” - Jeff GettyConnect with Jeff:Linkedin: https://www.linkedin.com/in/jtgetty/ Website: https://www.key.com/personal/index.jsp Contact number: 412-303-4521Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Andrew Douglas Appleby is an experienced sports executive with over 36 years of working at the highest level. He is the chairman and CEO of General Sports Entertainment and the founder of  AppleTree Advisory. He has more than 31 years of sales, marketing, and management experience.Listen in!Key Highlights:[00:01 - 12:41]  Andy Appleby on Finding Success in the Sports RealmAndrew recognized that the sales side of sports was objective and that hard work would lead to success. After two championships with the Detroit Pistons, Appleby left to start his own company.Andrew discusses how he got his start in business, starting with a small company that he bought and then went on to create two more successful businessesRecognize the challenges of owning a sports team, which is a very demanding and time-consuming endeavor, the importance of a good team, and how it is important to stay true to your values and goals..[12:42 - 37:24] China's Goal: Take Over the WorldAndrew discusses his career and how owning his own baseball league has been a great experience. He talks about how the DBL has helped him give back to the community and how he is now expanding into other business areas.A long history in sports management and marketing entails a unique perspective when it comes to negotiating deals.The Super League is a positive development because it brings more competition to the English league system. [37:25 - 38:57] Closing SegmentWant to learn more about the ballclub in the Detroit area, check it out!Key Quotes:“It's so funny when kids asked me all the time, what it takes to be successful in sports, and maybe in all jobs… It’s just a lot of extra work.” - Andrew Douglas Appleby“I always tell my son I'm only as popular as the work that I put out.” - Andrew Douglas ApplebyConnect with Andrew:Website: www.generalsports.com Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.