The Loan Officer Podcast
Dustin Owen
This show makes the boring FUN! Imagine if Joe Rogan and Dave Ramsey had a baby. That’s this show! These guys teach the sh*t they don’t teach in school. Their goal is to simplify topics that range from personal finance, purchasing real estate & obtaining home loans to being a successful mortgage originator, running a business and finding success as a sales professional.
The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!)
D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.
The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!)
D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.
Episodes
Mentioned books
Feb 10, 2023 • 32min
Episode 305: 5 Proven Strategies to Make This Year Your Best
D.O. goes off! This is a must watch & listen episode for anyone who’s serious about living their best life.
He discusses the best ROI, being dumb, earning money, networking, and patterns. After you’re done consuming this episode, make sure you forward this to three people you care about.
www.TLOPonline.com for MORE CONTENT!
Feb 7, 2023 • 34min
Episode 304: Mortgage Qualification Just Got Harder
Recent announcements from the government sponsored entities (GSE) now penalize qualified homebuyers who’s debt-to-income ratio (DTI) exceeds 40%.
Many times, a final DTI is unknown until days before the scheduled closing date. Meaning, the locked in or quoted interest rate may not be accurate.
Additionally, the automated underwriting software used in the majority of conventional conforming home loans is being adjusted to where the results are expected to limit the number of approvals granted.
www.TLOPonline.com for MORE CONTENT!
Feb 3, 2023 • 44min
Episode 303: Quit Dating Your Career
On this episode, Coach Bobby Franchise stops by the TLOP Headquarters to talk all things personal development, sales coaching, real estate and real estate investing with D.O.
Bobby’s personal story and career successes teaches that anything is possible for those who learn to stay in line.
Visit www.TLOPonline.com for MORE CONTENT!
Jan 31, 2023 • 27min
Episode 302: How To Buy Homes For Your College Kids and Adult Dependents
Caring for a loved one who financially can’t stand on their two feet, but are fiercely independent can be a challenging. The Family Opportunity Home Loan allows for primary caretakers to purchase real estate for their adult dependents with as little as 5% down.
Similarly, paying for housing while your kid attends college can be an absolute financial drain. Learn how - with your help - your college student can purchase a home of their own while attending classes.
Visit www.TLOPonline.com for MORE CONTENT!
Jan 27, 2023 • 29min
Episode 301: What Are Loan-Level Pricing Adjustments (LLPAs)?
There’s nothing new about LLPAs - however, they are all up in the news. Now is the time for homebuyers, homeowners and mortgage professionals understand what they are and how they impact a consumer’s interest rate and/or the fees they pay at closing.
Visit www.TLOPonline.com for MORE CONTENT!
Jan 24, 2023 • 43min
Episode 300: Making Millions In The First 5 Years As a Mortgage Loan Originator
In this episode, D.O. interviews Andrew Wagner with Churchill Mortgage. Andrew entered the mortgage industry straight out of college just five years ago. By his second full year he became a top producer with over $40 million in volume funded.
From there he has only increased his production and therefore the commissions earned. Listen to how simple success is for those like Andrew who are not afraid to put in the hours, stay dedicated and not give up.
Subscribe and Visit www.TLOPonline.com for MORE CONTENT!
Jan 20, 2023 • 34min
Episode 299: Be Boring. Become Successful!
Some of the most successful people we know are boring. This doesn’t mean they are boring when pitching a client, giving a presentation or aren’t fun to hang out with. It means they’re predicable with how they approach life and businesses.
They are systematized and business oriented. If you desire achieving the highest level of success - work on simplifying your life.
Visit www.TLOPonline.com for MORE CONTENT!
Jan 17, 2023 • 1h 3min
Episode 298: Career Advice, Podcasting and Team Building w/ Ian MacDonald
Mega mortgage producer, Ian MacDonald (NMLS 546443) joins D.O. as a guest on this episode. Ian is a consistent $100M+ producer, podcast host and philanthropist. Tune in and Ian will describe how he went from high school math teacher to mortgage pro - while sharing the lessons he learned along the way.
Further, he shares how you could become the master of your own market through podcasting and teaches you how.
www.TLOPonline.com for MORE CONTENT!
Jan 13, 2023 • 45min
Episode 297: Real Life Coaching For Sales Professionals
JC plays the role of a real TLOP fan and D.O. coaches him through a couple situations. These scenarios showcase how to be effective in sales without being pushy or over the top. Also explained is a real example of how to provide value and close a sale, while also looking out for the client’s best financial interest.
Visit www.TLOPonline.com for MORE CONTENT!
Jan 10, 2023 • 41min
Episode 296: How To Cut Your Student Loans In Half
D.O. interviews Cat Kaiyoorawongs - founder and CEO of LoanSense. LoanSense is helping more people qualify for home purchases by lowering their monthly student loan payments and discovering ways to have their debt forgiven.
Tune in to hear Cat’s personal story on how she was originally denied mortgage financing due to her student loans and how this prompted her to launch her company. Real estate agents, LOs, homebuyers and financial advisors all will benefit - as well as anyone with current student loan debt.
Visit www.TLOPonline.com for MORE CONTENT!
