Significance of Wealth

Join Tom Ruggie, ChFC®, CFP®, as he welcomes Jesse Craig, co-founder of Acquir.co and a leading authority on high-end sports card investing, for an illuminating conversation that reveals the inner workings of one of today's most dynamic alternative asset markets.With over 15 years of industry experience — including his pivotal role scaling PWCC from 14 to 180 employees before its acquisition by Fanatics — Jesse provides exclusive insights into the sophisticated world of ultra-rare trading cards, private market transactions, and collectibles as investment vehicles.Tom and Jesse dive deep into how discerning collectors and institutional investors are capitalizing on the evolving sports card landscape, exploring why premium assets from iconic athletes continue to deliver strong returns even as speculative markets face corrections.In this episode, you'll discover:Private vs. public markets: When to pursue private sales versus auction houses for maximum valueThe GOAT premium: Why cards from legendary athletes like Jordan, Messi, and Brady maintain exceptional demandStrategic portfolio building: How collectors leverage existing assets to acquire grail pieces through sophisticated funding mechanismsConcierge market services: The role of lending, anonymous bidding, and white-glove consulting in high-end transactionsSupply dynamics decoded: Understanding the critical difference between perceived scarcity and actual availability — and how it drives pricing powerAuthentication evolution: Current grading standards, market implications, and how AI technology may reshape quality assessmentCostly seller mistakes: Why bypassing expert consultation often leads to suboptimal outcomes and missed opportunitiesWhether you're an established collector, a wealth manager exploring alternative investments for clients, or an investor curious about passion assets that deliver both enjoyment and returns, this episode provides essential intelligence for navigating a market where rarity intersects with performance. The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

What truly moves the needle in tax planning when wealth reaches a certain scale?In this episode of Significance of Wealth, host Tom Ruggie, Founder and CEO of Destiny Family Office, sits down with Jason Pueschel, Founder and Managing Director of Alternative Tax Management, to explore advanced tax strategies designed specifically for high earners and families navigating significant liquidity events.Drawing on 30+ years of institutional experience, Jason breaks down his Three Pillars of Tax Strategy—capital transition planning, income tax mitigation, and tax credits—and how each can be leveraged to reduce tax exposure across real estate, private businesses, oil & gas, solar development, and more.Whether you’re preparing for a business exit, structuring a major investment, or looking to make your Roth IRA work harder, this conversation sheds light on what sophisticated tax planning really looks like.Subscribe for More InsightsIf you found this episode valuable, make sure to subscribe to Significance of Wealth on Apple Podcasts, Spotify, YouTube, or wherever you listen—so you never miss conversations that help you grow, protect, and purposefully use your wealth.For more on Destiny Family Office, visit destinyfamilyoffice.com. The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

What does it take to serve families with complex wealth—and more importantly, to serve them well? In this episode of the Significance of Wealth podcast, host Tom Ruggie welcomes Brian Hughes, President of Eton Advisors and a thought leader in the family office space. Together, they explore "The Ten Domains of Family Wealth,” a comprehensive framework developed by the Ultra High Net Worth Institute to help advisors go beyond financial capital and embrace a more holistic definition of family wealth.From governance and succession to health, philanthropy, and family dynamics, Brian unpacks how family offices and integrated wealth advisors can better align strategies with purpose. This conversation is essential listening for those navigating the evolving expectations of today’s wealth stewards—and the rising generation poised to inherit both assets and responsibility.Helpful ResourcesUltra High Net Worth InstituteEton AdvisorsDestiny Family OfficeDestiny's YouTube Channel The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

What if your collection could do more than bring you joy—what if it could also serve your legacy, your liquidity needs, or a cause you care deeply about?In this episode, host Tom Ruggie sits down with Colleen Boyle, CAP®, Managing Director and Head of Business Development & Philanthropic Strategy at The Fine Art Group, to explore the role of passion assets—like fine art, jewelry, and sports memorabilia—in strategic wealth planning.With over two decades of experience advising global corporations, major museums, and private collectors, Colleen shares practical insights on:Why understanding which valuation you need is critical (and how often to reassess)The rise of charitable giving using tangible assets—and a touching story of a guitar collector's legacyHow to unlock liquidity through lending without divestingThe importance of documenting provenance and involving advisors early to avoid costly misstepsWhether you’re a collector yourself or an advisor helping clients navigate this complex and unregulated space, this conversation offers a valuable lens into turning passion into purpose.🎧 Subscribe to Significance of Wealth for more conversations at the intersection of wealth, purpose, and alternative investments.🔗 Learn more at destinyfamilyoffice.com- - - - - - - - -About The Fine Art Group: The Fine Art Group is a leading independent global advisory firm specializing in art, luxury, asset financing, and valuations. With nearly 25 years of experience, the firm supports clients at every stage of their collecting journey through services including Advisory, Art Investment, Art Finance, and Appraisals & Valuations—plus bespoke strategies tailored to each collector’s unique needs.Operating across 15 international cities with headquarters in New York, London, and Hong Kong, The Fine Art Group offers unparalleled insight at the intersection of art, luxury, and finance. Its growing network of strategic partnerships—including Patti Wong & Associates and Schwartzman&—reinforces its reputation for discretion, transparency, and navigating the global art market with precision.Contact Colleen Boyle, CAP®  E-mail: colleenboyle@fineartgroup.com  Mobile: 610-470-5340  Office: 212-540-8444- - - - - - - - -Helpful Resources:The Fine Art GroupDestiny Family Office - Collectibles ScorecardSignificance of Wealth podcast episodes  The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

In this episode of Significance of Wealth, host Tom Ruggie speaks with James Burton of InvestmentNews about his recent recognition on the InvestmentNews 2024 Hot List. Tom shares what this honor represents for his firm and team while providing insights into the evolving landscape of wealth management. The conversation explores how financial professionals can drive innovation, navigate market complexities, and mentor the next generation of advisors.Key Topics:The significance of the InvestmentNews 2024 Hot List recognition and its impact on Destiny Wealth PartnersStrategies for staying ahead in an evolving wealth management landscapeThe role of alternative assets, such as collectibles, in long-term financial planningMentorship and succession planning in the financial advisory industryLessons from Tom’s career and his philosophy on risk-taking and continuous innovationAdditional Resources:InvestmentNews 2024 Hot ListDestiny Wealth PartnersFollow Tom Ruggie on LinkedInArticles Authored by Tom RuggieWatch the Interview on Our YouTube Channel Subscribe to Significance of Wealth for expert conversations on family office strategies, private investments, and the evolving role of collectibles in wealth management. Join host Tom Ruggie as he engages with industry leaders to provide exclusive insights tailored for high-net-worth and ultra-high-net-worth individuals seeking to optimize and protect their wealth.Subscribe now on: Apple Podcasts | Spotify | YouTube | Destiny Family Office's Website The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

How can high-net-worth individuals protect their wealth from estate taxes and ensure a smooth transition of assets? In this episode of The Significance of Wealth, host Tom Ruggie sits down with Nick Guerra, Esq., LL.M., Managing Partner at Guerra Tax & Wealth Planning, PA. With extensive experience advising Silicon Valley startups, Hollywood creatives, and Wall Street hedge fund managers, Nick unpacks advanced estate planning strategies, tax minimization tactics, and upcoming legislative changes that could impact your estate plan. Tune in to gain key insights into wealth preservation, asset protection, and effective gifting strategies.Key Topics Covered:Estate tax exemption changes and how they may impact your wealthAdvanced estate planning tools: irrevocable trusts, gifting strategies, and valuation discountsHow high-net-worth families can protect assets from creditors and taxationStrategic wealth transfer techniques for future generationsWith estate tax laws evolving, proactive planning is essential. Don’t leave your legacy to chance—tune in now to learn how to optimize your estate plan and secure your wealth for generations to come.Subscribe to the Significance of Wealth podcast for expert insights from Destiny Family Office CEO & Founder Tom Ruggie, alongside industry leaders, on ultra-high-net-worth wealth strategies, private investments, and collectibles as both a passion and investment opportunity.Helpful Resources:Guerra Tax and Wealth Planning ServicesDestiny Family OfficeArticle: How Entrepreneurs and Wealth Managers Can Work Well TogetherArticle: Cash Balance Plans: Big Deductions and Big Retirement Savings  The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

In this episode of the Significance of Wealth, host Tom Ruggie engages in a captivating conversation with Joe Orlando, Executive Vice President of Sports at Heritage Auctions and one of the most respected names in the world of high-value sports memorabilia. Together, they explore the fascinating intersection of passion and investment that defines the art of collecting.Joe shares unparalleled insights into the market for iconic sports memorabilia, including the record-breaking $24.1M Babe Ruth jersey and other legendary pieces, such as Willie Mays game-used bats and the treasures featured in Heritage’s upcoming Platinum Night Auction.The discussion goes beyond the items themselves, delving into the strategies that sophisticated collectors use to curate meaningful, high-value collections. From preserving historical significance to the importance of disciplined decision-making, this episode provides a rare glimpse into how auctions and collecting create both personal and financial legacies.Explore the incredible world of collectibles at Heritage Auctions. Don’t forget to check out upcoming auctions, including the February Platinum Night, for once-in-a-lifetime opportunities to own legendary pieces of history. Keep up with the Significance of Wealth podcast on Apple Podcasts, Spotify, YouTube, and anywhere else you get your podcasts. Helpful ResourcesHeritage AuctionsHeritage Auctions ScheduleCollecting Sports Legends: The Ultimate Hobby GuideDestiny Family Office's Collectibles ScorecardOur Collectibles Scorecard looks at where you are and where you ideally want to be in essential mindsets surrounding acquiring, preserving, cataloging, insuring, valuating and ultimately transferring your collectibles.Destiny Family OfficeArticle: Four Things to Know About Your Collectibles and Homeowners InsuranceArticle: It's Not Just Stuff: Insider Tips for Managing Specialty CollectionsArticle: Sports Memorabilia Arrive as an Asset Class The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

In this highly anticipated follow-up episode, host Tom Ruggie welcomes back renowned asset protection attorney Hillel Presser, Esq., MBA for an in-depth discussion on safeguarding wealth. Expanding on their previous conversation, Hillel offers practical, actionable strategies to protect assets from lawsuits, creditors, and unforeseen risks.This episode sheds light on often misunderstood areas of asset protection, including the critical distinctions between revocable and irrevocable trusts and the hidden vulnerabilities of LLCs. Hillel simplifies complex concepts, delivering valuable insights that are clear, accessible, and applicable to individuals and families at all levels of wealth.Special Offer: Hillel is offering a complimentary resource book on asset protection to our listeners. Visit www.assetprotectionattorneys.com, complete the form, and mention the Significance of Wealth podcast to receive your free copy!Key Takeaways Include:The essential differences between revocable and irrevocable trusts.Why real estate and business ownership carry significant risk—and how to address it.How even modest asset protection strategies can provide substantial safeguards.Proactive approaches to avoid the pitfalls of fraudulent transfers.Whether you're managing substantial assets or planning for long-term financial security, this episode offers practical guidance to help you protect what you’ve worked so hard to achieve.Helpful Resources:About Hillel Presser, Esq., MBAThe Presser Law Firm, P.A. Asset Protection AttorneysDestiny Family OfficeSignificance of Wealth podcast - Episode 8: The Power of Asset Protection: Securing Your Wealth with Hillel PresserSubscribe to the Significance of Wealth podcast on Apple Podcasts, Spotify, and YouTube for more content on wealth management, investments, and collectibles.  The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

Robert Edward Auctions’ Brian Dwyer knocks it out of the park as he leads and grows the nation's premier auction house specializing in rare baseball cards and memorabilia. In this episode, host Tom Ruggie, founder and CEO of Destiny Family Office, welcomes Brian to share his journey from small beginnings on eBay to owning and expanding one of the most respected names in the collectibles industry.Discover how Brian balances honoring the legacy of long-standing clients while driving innovation and growth in a competitive market. He discusses the strategic acquisition of Huggins & Scott Auctions, the importance of succession planning, and how REA continues to evolve by embracing new opportunities, like expanding into other collectible categories.Brian also gives listeners an exclusive preview of REA’s highly anticipated Fall Catalog Auction, which begins on November 22nd. Featuring over 3,700 items, including a newly discovered Babe Ruth rookie card graded PSA 3.5, this auction promises to showcase some of the most sought-after treasures in the collectibles world.For those passionate about collectibles, investment opportunities, or entrepreneurship, this episode offers a compelling look at the trials, triumphs, and legacy of leading an auction house that thrives on preserving history and creating value. Plus, hear tips for these industry experts on safeguarding your own collection and their thoughts on the future of the collectibles market. Helpful ResourcesRobert Edward AuctionsREA Fall Catalog Auction DetailsDestiny Family Office's Collectibles ScorecardOur Collectibles Scorecard looks at where you are and where you ideally want to be in essential mindsets surrounding acquiring, preserving, cataloging, insuring, valuating and ultimately transferring your collectibles.Destiny Family OfficeArticle: Four Things to Know About Your Collectibles and Homeowners InsuranceArticle: It's Not Just Stuff: Insider Tips for Managing Specialty CollectionsArticle: Sports Memorabilia Arrive as an Asset Class Subscribe to the Significance of Wealth podcast for more content on the evolving landscape of wealth management, private and direct investments, and the world of collectibles as both a passion and potential investment strategy.  The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.

In Episode 9 of the Significance of Wealth podcast, host Tom Ruggie, Founder & CEO of Destiny Family Office, sits down with Daniel Sedwick, President of Daniel Frank Sedwick Auction House, the world’s leading specialist in colonial coinage and shipwreck artifacts. Daniel shares his vast expertise on the growing market for treasure coins, historical artifacts, and how these rare items can serve as both unique investments and tangible connections to history.Throughout the episode, Tom and Daniel discuss the significance of provenance and authenticity in driving the value of rare collectibles, the complexities of sourcing shipwreck items, and the evolving auction market. They explore how collectibles are becoming a viable alternative asset class and provide insights into the fascinating world of shipwreck treasures, rare coins, and artifacts. Daniel also shares personal stories from record-breaking auctions, and the two discuss the impact of government regulations on salvaging shipwreck items.In this episode, you’ll learn:How shipwreck coins and artifacts are authenticated through provenance.The record-breaking auction of Mexican silver and gold coins from historic shipwrecks.Why collectibles are increasingly recognized as a legitimate alternative investment class.The role of government regulations in the shipwreck salvage process.Whether you're interested in the historical significance of these treasures or their growing potential as investments, this episode will provide unique insights into the world of rare artifacts. The expressed views, thoughts, and opinions belong solely to the host and/or guests and are not investment recommendations or opinions issued by Destiny Wealth Partners or its affiliates. Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. Destiny Family Office podcasts are the sole property of Destiny Family Office, and information provided is for informational and educational purposes only. Destiny Family Office and its affiliates are not responsible for any human or mechanical errors or omissions. Parties may not reproduce these podcasts in any form without the express written consent of Destiny Family Office. Learn more at www.destinyfamilyoffice.com/disclosures.