Bitcoin, Fiat & Rock'n'Roll

Ether to new highs, while Coinbase announces super app and Trump signs Genius Act. In this monthly news edition of Bitcoin, Fiat & Rock’n’Roll, Jonas is joined by Alex, Michi, and Stefan to unpack the most important developments in crypto, digital money, and digital assets from July. Key topics include: 🚀 Ethereum’s comeback – A 50% price increase and a major narrative shift position ETH as “digital oil.” Institutional interest surges with billions in ETF inflows and companies like EtherMachine mirroring the MicroStrategy playbook. 📈 Bitcoin’s strong month – BTC hits new all-time highs with increasing corporate adoption. Over 200 companies now hold Bitcoin on their balance sheets. Bitcoin ETFs reach $115B AUM. 💸 Stablecoins & Regulation – The US passed the GENIUS Act, establishing a regulatory framework for USD stablecoins. We explore its differences to the EU’s MiCA, the political motivations behind it, and its impact on issuers like Amazon and X. Plus: Germany’s AllUnity launches the first MiCA-compliant euro stablecoin. 🏦 Tokenized Equities – Robinhood and eToro launch tokenized stock trading, targeting crypto-native retail investors. Are tokenized stocks the next step in financial dollarization? 📱 Coinbase’s Transformation – Coinbase unveils its new “everything app,” acquires token launch platform Liquifi, and partners with Perplexity AI – signaling a serious shift toward a fintech platform strategy. 🏛 ECB’s Wholesale CBDC Plans – The ECB reveals two new projects: “Ponturo” (short-term) and “Apia” (long-term), exploring how to settle tokenized assets with central bank money on DLT. Plus, we share new tools and reads in our monthly “Knowledge Bites” segment — including insights from the ECB, The Economist, and a new crypto treasury tracker. 🎧 Subscribe now and stay ahead of the curve with Europe’s perspective on digital finance. Episode on Genius Act vs MiCAR FAZ article on Genius Act vs MiCAR (German) FAZ article on Genius Act vs MiCAR (English) Call for expressions of interest in participating in the Pontes contact group Knowledge Bite Jonas: Crypto Tracker Knowledge Bite Alex: ECB blog post by Juergen Schaaf Knowledge Bite Michael: Economis article “The world should follow Trump’s lead on stablecoins” Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

The US regulates stablecoins for the first time – what's next, Europe? Genius Act vs. MiCA – Stablecoins Between the US and EU In this episode of Bitcoin, Fiat & Rock’n’Roll, we dive into one of the hottest topics in crypto regulation: the newly passed US stablecoin legislation – the Genius Act. But we don’t stop there. Together with Anja von Rosenstiel, we go beyond the headlines and compare the Genius Act with MiCA – the EU’s Markets in Crypto-Assets Regulation. What are the key differences between stablecoin regulation in the US and the EU? What do they mean for issuers, users, and central banks – especially the ECB? And why is the US seemingly opening its doors to global stablecoins while the EU remains hesitant? Anja von Rosenstiel is uniquely qualified to answer these questions. She’s a licensed attorney in both Germany and the US, counsel at FinLaw in Frankfurt, adjunct professor at Boston University, and a research fellow at the Decentralization Research Center. Together, we also co-authored an article on the topic in Frankfurter Allgemeine Zeitung – linked in the show notes (English version included). In this episode, we discuss: • The content and implications of the Genius Act – and why it served as a “catalyst” for broader US crypto legislation • Key differences in issuer oversight, reserve requirements, capital obligations, and redemption rights • Why the Genius Act seems more innovation-friendly than MiCA – but comes with its own trade-offs • The strategic contrast: the US aiming for stablecoin dominance, while the EU focuses on restriction and control • What the EU needs to do now to stay relevant in the global stablecoin race – including ideas for ECB involvement This is a deep dive for anyone interested in stablecoins, regulation, and the global future of digital money. 🎧 Tune in, subscribe, and share! LinkedIn Anja von Rosenstiel Article on Genius vs MiCAR in FAZ English version of the article on Genius vs MiCAR in FAZ Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

Industry leaders from AllUnity, Bitwise, Citi, Credit Suisse, Deutsche Bank, Dow Jones, and SAP discuss institutional adoption. 🎉 Welcome to Episode 350 of Bitcoin Fiat & Rock’n’Roll (BFRR)! 🎉 In this milestone episode, we’re thrilled to share a full replay of the panel discussion “The Evolution of Digital Currencies: Navigating the Future of Finance” recorded live at the London Blockchain Finance Summit. This dynamic conversation brings together top-tier experts from global financial institutions and blockchain pioneers to explore the evolution of digital currencies. Moderator: Bilal Jafar, Dow Jones Panelists include: Joy Adams, COO Digital Assets, Deutsche Bank Ray Dillet, Head of Financial Institutions, Bitwise Francesco Roda, Digital Asset Risk Director, Citibank Simon Seiter, CFO/CPO, AllUnity (former Head of Digital Assets, Hauck Aufhäuser Lampe) Previn Singh, Advisor, Global Digital Finance (former Head of Digital Assets, Credit Suisse) Michael Blaschke, IT Architect at SAP and member of SAP’s Digital Currency Hub Together, they dive into critical themes: Stablecoins vs. CBDCs: Why stablecoins are already winning in emerging markets Tokenization of real-world assets: From hotels to auto finance to securities Digital identity and agentic AI: Why AI-powered wallets are on the rise Institutional risk management and regulatory transformation across the US and Europe Blockchain beyond cost-efficiency: Rethinking entire business models Global hotspots for digital asset innovation: US, Europe, Middle East, Asia & South America Whether you're in traditional finance or a Web3 native, this episode offers sharp insights into how digital assets and money are reshaping global finance. Grab a coffee and tune in to this landmark conversation as we celebrate 350 episodes of BFRR! The London Blockchain Finance Summit London Blockchain Conference Full video recording of panel on YouTube Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

Exploring wholesale innovation, retail challenges, and why stablecoins could become the future of digital money with John Kiff Welcome to a new episode of BFRR – Bitcoin, Fiat & Rock'n'Roll, the podcast where we explore the evolving world of digital money at the intersection of traditional finance, digital assets, and emerging technologies. In this episode, co-host Jonas is joined by none other than John Kiff, a globally respected expert on central bank digital currencies (CBDCs) and digital money. With over 40 years of experience in monetary policy and payments—from the Bank of Canada to the International Monetary Fund (IMF)—John brings unparalleled insight into the global transformation of money. We dive deep into: 💡 How John got started in the CBDC space and how it's evolved since the early days 🏦 The global shift between retail vs. wholesale CBDCs, and where momentum is heading 🌐 Lessons from real-world CBDC missions, including Bolivia and Bhutan 📉 Why some retail CBDC projects are stalling (and what we can learn from that) 🧩 The role of tokenized deposits and their integration with wholesale CBDC infrastructure 🔐 Privacy, inclusion, and infrastructure—what it really takes to build a usable CBDC 💥 The potential for stablecoins backed by central bank reserves ⚙️ Composability, modularity, and the future of money on public blockchains 📊 Why central banks must rethink digital payment systems—especially in a multi-currency world. From technical nuance to policy implications, this episode offers a clear-eyed view of what's hype, what's real, and what's next for CBDCs and digital finance. 🎧 Whether you're a policymaker, developer, crypto-curious, or just obsessed with the future of money—this one is not to be missed. 🔗 Subscribe, share, and join the conversation on our Telegram community. — 📬 Follow John’s insights via his blog and dailies at kiffmeister.com or on Twitter/X @Kiffmeister 🔗 Learn more about the Digital Euro Association and our global CBDC tracker in the show notes. Paper on tiered remuneration by Ulrich Bindseil LinkedIn John Kiff X John Kiff Kiffmeister Daily Blog on digital money Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes, and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First, try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

Balancing financial sovereignty with innovation - and how to navigate the future of public and private digital money with Ulrich Bindseil (ex-ECB) 🎙 BFRR – Bitcoin, Fiat & Rock’n’Roll is back with a timely deep dive into the evolving landscape of digital money. In this episode, co-host Jonas is joined by Ulrich Bindseil, Director General of Market Infrastructure and Payments at the European Central Bank (ECB), for a wide-ranging and insightful conversation on CBDCs, stablecoins, and the future of payments in Europe. Ulrich, who has been shaping ECB policy for over two decades, shares his unique perspective on the digital euro project, offering behind-the-scenes insights on its progress, challenges, and ambitions. From strategic decisions to technical architecture and privacy considerations, this episode covers the most important developments in the preparation phase—and what lies ahead beyond 2025. We also take a critical look at stablecoins, including their potential benefits, regulatory considerations under MiCA, and the ECB’s cautious but evolving stance on their role within the European financial ecosystem. Can euro-denominated stablecoins support the international role of the euro? Should the ECB allow them access to its balance sheet? And what role could public blockchains play in the future of wholesale finance? The episode closes on a personal note as Ulrich reflects on his 28-year journey at the ECB and hints at what's next. If you're curious about how digital public money, blockchain, and monetary sovereignty intersect, this episode is a must-listen. 🧠 Topics: ECB’s digital euro strategy & timeline Stablecoins & e-money tokens under MiCA Permissionless DLTs vs. permissioned infrastructure Interoperability, privacy & market share goals The ECB’s pre-funding policy & wholesale payments innovation International competition, strategic autonomy & future challenges 📡 Stay informed. Stay curious. Subscribe now and join us at the frontier of digital finance. Note that the episode was recorded on June 25, 2025. On this date, Ulrich was still in his role at the European Central Bank, which he left on June 30. Paper on digital money taxonomy Paper on digital money infrastructure LinkedIn SSRN Account Ulrich Bindseil Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

Senate passes first US stablecoin law as Circle IPOs and JPM launches tokenized deposits. 🎙️ In this end-of-month news episode of Bitcoin, Fiat & Rock’n’Roll, hosts Jonas, Alex, and Michael unpack the hottest developments in digital finance during June 2025 – and what a month it was. The stablecoin hype continues with regulatory history being made: the U.S. Senate passed the Genius Act, the first major stablecoin regulation in the U.S. This bipartisan legislation sets clear rules for reserve backing, consumer protection, and issuer licensing, marking a pivotal step toward mainstream stablecoin adoption. But will combining it with the broader Clarity Act derail its momentum? Meanwhile, Circle’s IPO hit the New York Stock Exchange – and made headlines. With a valuation nearing $50B, it surpassed even Deutsche Bank, making it one of the most successful (and underpriced) IPOs in decades. Is this sustainable or just a reflection of FOMO in the stablecoin gold rush? We also dive into JP Morgan’s bold move: launching the JPMD tokenized deposit on Coinbase’s Base – a first for a major bank on a public blockchain. What does this mean for the future of bank-issued money and the evolving lines between stablecoins and deposit tokens? On the market side, Bitcoin hovered around $107K despite geopolitical shocks, with new players like Paris Saint-Germain and Pakistan building Bitcoin reserves. ETH remained steady, and we reflect on our ETH “alpha” moment earlier this year 👀. Plus: • Why Stripe’s acquisition of wallet provider Privy shows real-world crypto payments are coming fast. • Circle vs. Tether: why Genius gives Circle the edge. • Could Europe be falling behind as the U.S. projects “crypto-mercantilism” to defend the dollar? Don’t miss our closing Knowledge Bites, including new papers on Bitcoin reserves, financial sovereignty, and a deep dive into the regulatory arms race between the U.S. and EU. 🎧 Subscribe now to Bitcoin, Fiat & Rock’n’Roll and follow us on YouTube, LinkedIn, and Telegram. Europe’s digital currency voice – straight to your ears. Bitcoin #Stablecoins #DigitalEuro #GeniusAct #CryptoNews #ETH #CircleIPO #JPmorgan #Stripe #CBDC #Podcast Knowledge Bite Jonas: Digital Euro Association: “The Role of Stablecoins in Financial Sovereignty” Knowledge Bite Alexander (German version): Börsen-Zeitung: “Bitcoin-Reserve: Genialer Schachzug oder kostspielige Fehlentscheidung?” Knowledge Bite Alexander (English version): Alexander Bechtel: “Bitcoin Reserve: Genius move or costly mistake?” Knowledge Bite Michael: European Parliament Think Tank: “Cryptomercantilism vs. Monetary Sovereignty: Dealing with the Challenge of US Stablecoins for the EU” BFRR E340: US vs EU: The Stablecoin Policy Divide BFRR E346: Scaling B2B Stablecoin Payments: SAP’s Digital Currency Hub BFRR E348: From Citi Bank to Stablecoins: Tony McLaughlin’s Bold Pivot Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

Permissionless, programmable, and global—money has a new operating system. In this solo episode of BFRR – Bitcoin, Fiat & Rock ‘n’ Roll, Manuel dives deep into the fast-evolving world of stablecoins—their structure, use cases, and the challenges that stand between them and mass adoption in traditional finance. Manuel begins by exploring what makes stablecoins unique compared to traditional account-based money such as bank deposits or fintech balances like PayPal or Venmo. The key difference? Stablecoins are bearer instruments on public blockchains—digital cash anyone can hold and transfer without needing an account, provided they're not on a blacklist. From there, Manuel examines the regulatory developments across the globe—especially in the EU, US, and Asia—that are bringing stablecoins under the umbrella of regulated financial instruments. Manuel also touches on the debate around whether stablecoins should be yield-bearing, and how that impacts their use as a store of value versus a medium of exchange. Next, Manuel moves into the real-world use cases—from crypto trading and remittances to B2B and B2C payments, merchant ecosystems, and interbank settlement. You'll hear insights into current adoption trends, including figures from recent studies by BCG and Castle Island Ventures, which estimate payments-based stablecoin volume ranging between $6B and $100B/month. Finally, Manuel tackles the infrastructure and regulatory hurdles still holding stablecoins back: the need for efficient on/off ramps (the “stablecoin sandwich”), compliance with the travel rule, lack of bulk payment capabilities, and the risks of unintended dollarization in emerging markets. Whether you're new to digital assets or deep in the crypto weeds, this episode offers a comprehensive overview of the state of stablecoins in payments—where we are today and where we might be heading. BCG Study: Five killer tests to gauge their potential Artemis Study: Stablecoin payments from the ground up BFRR E346: Scaling B2B Stablecoin Payments: SAP’s Digital Currency Hub Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

Why digital freedom and privacy matter – and why Joachim sees blockchain technologis’ breakthrough as inevitable Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

Obligate CEO explains how AI innovates DeFi. In this episode of Bitcoin, Fiat & Rock’n’Roll, host Michael Blaschke welcomes Matthias Wyss, CEO of Obligate—a Swiss-regulated tokenization platform that’s redefining decentralized finance (DeFi) with over $62 million in issuance volume and an astonishing 1100% YoY revenue growth since 2023. Matthias, whose background spans investment banking, fintech leadership, and spatial computing, takes us on a deep dive into the convergence of agentic AI and DeFi. Discover how hyper-customized crypto yields are revolutionizing personal finance—bringing institutional-grade strategies to everyday investors. We explore why now is the perfect time for AI-enabled DeFi: accessible AI tools, scalable blockchains like Solana, and maturing tokenization infrastructure are paving the way for personalized, automated investment products. Learn how AI is powering everything from conversational financial advice to automated yield-generating stablecoins. Together, we unpack the why, what, and how: Why it matters: Democratizing access to sophisticated yield strategies previously reserved for the wealthy. What it means: DeFi moving beyond one-size-fits-all to on-demand, risk-adjusted strategies powered by AI. How it works: A full-stack tech ecosystem blending blockchain, legal tech, financial engineering, and AI service layers. From crypto newbies to seasoned professionals, this episode sheds light on the next evolution of finance—making DeFi more user-friendly, compliant, and customizable than ever before. Whether you’re curious about agentic stablecoins, AI-powered asset management, or the changing regulatory landscape, this is an essential listen. 🎧 Tune in now and step into the future of finance—where algorithms mix your crypto cocktails and DeFi finally gets personal. Matthias Wyss on LinkedIn Margarita Finance Participate in Obligate’s current fundraise E340 US vs EU: The Stablecoin Policy Divide Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce tSransaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!

May’s transformational stablecoin news from industry giants – and tokenization novelty In this news-packed episode of Bitcoin Fiat & Rock’n’Roll, hosts Manuel, Jonas, and Stefan return to dissect May’s hottest developments in the world of digital money and crypto. The crypto market surged to a $3.4 trillion valuation, with Ethereum climbing nearly 50% and Bitcoin reaching a new all-time high of $112,000 – at least in USD. We deep-dive into the rising momentum around stablecoins. Mastercard, Visa, and Stripe are embracing stablecoins with full force – from wallet integration to direct merchant settlement – signaling a tectonic shift in payments infrastructure. Stripe’s move to support USDC-based accounts in underserved markets shows the global dollarization narrative gaining real traction. We also unpack Coinbase’s X402, a new payment protocol reviving the old HTTP 402 status code to enable microtransactions—especially for AI agents. Stefan explains how this could reshape the future of machine-to-machine payments. Public blockchain adoption is growing, with banks joining the race. JP Morgan expands its Onyx network and trials public chain integrations, while Morgan Stanley and others begin offering crypto access to clients. 21X launched its tokenized securities platform in Europe, and Robinhood and Kraken are moving into tokenized stocks. We close with “Knowledge Bites,” covering Google’s use of ZK proofs, Trump’s crypto ventures, and Microsoft’s vision of an agentic web that could replace SaaS. It’s clear: from stablecoins to smart protocols, the financial future is arriving faster than expected. 🎧 Tune in to stay informed and get ready for the future of money! Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel Relai*: Buy Bitcoin with Relai – you can do a one-time purchase or savings plan: Click here. Use the referral code "ROCK" to reduce transaction fees by 0.1% while supporting Bitcoin, Fiat & Rock'n'Roll. Value4Value Podcast Streaming: Support our podcast by listening to our episodes on the Fountain Podcast App. This way, if you wish, you can support us "Value4Value" while listening to the podcast. You can find us on the Fountain Podcast App here: Click here Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here All links marked with "*" are affiliate links. If you use these links for purchase, the podcast receives a small share of the revenue without any additional costs to you. On the contrary, affiliate links often include discount promotions, so you can even save money. We would appreciate it if you use these links to support us. Thank you very much!