
Crypto Altruists: Real-World Stories of Social & Environmental Impact with Web3
Looking to explore how blockchain, Web3, and emerging technologies like AI are changing the world for the better? Welcome to Crypto Altruists (formerly Crypto Altruism), the podcast where we highlight real-world stories of social and environmental impact powered by cryptocurrency and Web3 innovation. Each episode features inspiring interviews with Web3 builders, changemakers, and impact leaders using decentralized technologies to tackle global challenges like climate change, financial inclusion, scientific progress, and much more. Discover actionable advice, proven strategies, and lessons learned to help you thrive as a Web3 impact builder. Whether you're a Web3 entrepreneur, DAO contributor, nonprofit leader, crypto enthusiast, or anyone passionate about the intersection of tech and purpose, this podcast is your guide to leveraging Web3 for positive change. Subscribe now and join us on a journey to uncover how Web3 is creating a brighter future for people and the planet. Key Topics: Regenerative Finance (ReFi), Decentralized Finance (DeFi), Decentralized Science (DeSci), Crypto Philanthropy, Impact DAOs, NFTs for good.*Formerly known as The Crypto Altruism Podcast.
Latest episodes

May 7, 2024 • 48min
Episode 154 - Coral Tribe & ReFi Hub - Powering Climate Finance with Real World Assets and Web3
In episode 154, we’re excited to welcome Avery Schwarz and Christian Chegne of Coral Tribe and ReFi Hub, a community of impact investors powering Web3 climate finance. We discuss how the tokenization of real-world assets can revolutionize climate finance, how Web3 can help coordinate communities around climate solutions, the growing Regenerative Finance movement, and much more.--Three Key Takeaways--Tokenized Real World Assets (RWAs) can help make traditionally closed markets open and accessible to the everyday person. Currently less than 1% of assets are tokenized on-chain, so there is lots of room to grow to make more diverse assets available to retail investors.Traditionally, the world has followed a zero-sum economic system, where you can either make money or help the planet. Regenerative Finance, married with the tokenization of RWAs, makes it easier for investors to accomplish both simultaneously.When it comes to addressing climate change, we have the technology and solutions to do it, but what we lack is the will and community buy-in. Web3 can help address this by gamifying climate action, making climate investing easy and accessible, and leveraging new primitives like DAOs and NFTs to coordinate communities around causes.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-154-coral-tribe-refi-hub-powering-climate-finance-with-real-world-assets-and-web3--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--This episode was recorded on Zencastr!--Interested in starting your own podcast? Use my special link to save 30% off your first month of any Zencastr paid plan. Alternatively, head to zencastr.com/pricing and use my code "CryptoAltruism".Please note: we make use of affiliate marketing to provide readers with referrals to high quality and relevant products and services.--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

Apr 30, 2024 • 36min
Episode 153 - Leveling the economic playing field with Web3, ft. Prof Tonya Evans
In episode 153, we’re excited to welcome Professor Tonya Evans, an author, law professor at Penn State specializing in Web3, sought-after consultant, and award-winning tech leader. Oh, and she even testified in front of congress about Web3 regulations. We discuss how Web3 can be key in building more equitable institutions, staying agile in challenging regulatory environments, building inclusion in Web3, and much more.--Three Key Takeaways--Historically, economic institutions have not been equitable, with certain individuals and groups disproportionately extracting value at the expense of others. By creating a new rules-based economic system, it can help level the playing field by ensuring everyone plays by the same rules.By intentionally including diverse voices in important spaces and conversations, it can go a long way in building a more inclusive Web3. Diverse perspectives bring diverse lived experiences which provide incredible value to projects and organizations, especially in the early stages of building.It can be difficult to stay on top of regulatory challenges in a fast-moving sector like Web3, especially for smaller organizations that don’t have their own legal departments. Thankfully, there are many fantastic free resources online. Although these may not cover everything, the important thing is to start learning now, and to try and stay on top of developments as best as you can. The longer you wait, the harder it will be.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-153-levelling-the-economic-playing-field-with-web3-featuring-prof-tonya-evans--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--This episode was recorded on Zencastr!--Interested in starting your own podcast? Use my special link to save 30% off your first month of any Zencastr paid plan. Alternatively, head to zencastr.com/pricing and use my code "CryptoAltruism".Please note: we make use of affiliate marketing to provide readers with referrals to high quality and relevant products and services.--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

Apr 27, 2024 • 50min
Episode 152 - Let’s GROW Live Special - Gitcoin Citizens
In episode 152, we’re excited to release a special live episode hosted on Let’s GROW Live! For this special episode, we welcome Kris Decoodt, Round Operator of Gitcoin Citizens, a retroactive grant program that rewards those who have contributed to the growth of the Gitcoin ecosystem. We discuss the evolution of Gitcoin Citizens, the value of retroactive funding, maximizing network effects in Web3, and much more.--Three Key Takeaways--Retroactive funding makes it easier to evaluate the impact of individuals and projects, ensuring funds can be allocated appropriately. It helps ensure that funding goes to those who can create the most impact, not just those who can write a good proposal.The network effects that help grow the Gitcoin ecosystem come from the community of contributors and supporters that has been built around Gitcoin. If you grow a solid community around your project, network effects will happen naturally as these individuals align their work with the project and onboard more people to the ecosystem.When it comes to Gitcoin Citizens rounds, don’t be afraid to jump in and apply to be a citizen. Many contributors to the Gitcoin ecosystem may feel a sense of “imposter syndrome” - that their contributions don’t warrant participation. It’s important to take the leap and put your name forward. The worse case scenario is that you get some feedback on your application for the next round.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-152-lets-grow-live-special-gitcoin-citizens--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.Please note: we make use of affiliate marketing to provide readers with referrals to high quality and relevant products and services.

Apr 23, 2024 • 45min
Episode 151 - Glo Dollar - Unlocking billions in public goods funding with stablecoins
In episode 151, we’re excited to welcome Garm Lucassen, CTO and Co-Founder of Glo Dollar, a stablecoin dedicated to unlocking $7.4B a year in funding for public goods and charity. We discuss how stablecoins can be leveraged to embed philanthropy into everyday transactions, the concept of Auto Public Goods Funding (or AutoPGF), the roadmap ahead for Glo Dollar, and much more.--Three Key Takeaways--Large stablecoin issuers bring in billions of dollars in profits each year by investing the fiat backing the stablecoin. Instead of these profits going to corporations and their shareholders, Glo presents an alternative that allows the profits to be sent to public goods projects and charities.AutoPGF (Public Goods Funding) is a mechanism that uses transaction fees to fund public goods projects. It is “Automatic” because users don’t have to change their daily habits to fund public goods, it just happens automatically based on their day-to-day transactions.$7.4B is the estimated profit made by stablecoin issuers. As the space continues to grow, and stablecoins become essential in every day life, this number is expected to increase. As Glo Dollar becomes more ubiquitous by introducing new use cases like payment rails, credit cards, and off-ramps, they can start to compete with fiat currencies such as the US Dollar, creating tremendous opportunities to bring in substantial funds for public goods.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-151-glo-dollar-unlocking-billions-in-public-goods-funding-with-stablecoins--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--This episode was recorded on Zencastr!--Interested in starting your own podcast? Use my special link to save 30% off your first month of any Zencastr paid plan. Alternatively, head to zencastr.com/pricing and use my code "CryptoAltruism".Please note: we make use of affiliate marketing to provide readers with referrals to high quality and relevant products and services.--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

Apr 16, 2024 • 48min
Episode 150 - Vechain - Blockchain for a better world
In episode 150, we’re excited to welcome Antonio Senatore, CTO of Vechain, a smart contract platform spearheading the real-world adoption of blockchain technology. They recently launched the VeBetterDAO, a platform that incentivizes sustainable actions through the B3TR token. We discuss how Web3 can equip movements with the tools for collective action, blockchain as the foundation for a more sustainable future, the recent launch of the VeBetterDAO, and much more.This episode is brought to you by KoinlyCheck out Koinly to make your crypto taxes easier: https://koinly.io/?via=EB5412D2&utm_source=affiliatePlease note: we make use of affiliate marketing to provide readers with referrals to high quality and relevant products and services.--Three Key Takeaways--Centralization = power to institutions whereas decentralization = power to the people. One of the biggest unlocks of Web3 is how it can give individuals and communities the tools to enact change locally, incentivize positive action, and connect movements of change around the world.Blockchain can be viewed as a biosphere connecting multiple stakeholders in the sustainability space – everyone from supply chains, to education, to waste management – giving them a common architecture to integrate their efforts while increasing transparency and accountability across the sector.The social impact power of Web3 comes from its ability to drive collective action. Web3 is the missing link that gives the community the power to identity what causes are important and incentivize individuals all over the world to take positive steps towards supporting these causes.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-150-vechain-blockchain-for-a-better-world--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

Apr 9, 2024 • 45min
Episode 149 - KlimaDAO - Addressing the climate coordination failure with blockchain
In episode 149, we’re excited to welcome Marcus Aurelius of KlimaDAO, a decentralized protocol that provides public goods and common-pool resources for climate finance and markets. We discuss the coordination failure of climate finance and how Web3 tools can address this, the role of decentralized governance in enabling climate action, the Ecological Benefits Framework as a powerful coordination tool, and much more.This episode is brought to you by KoinlyCheck out Koinly to make your crypto taxes easier: https://koinly.io/?via=EB5412D2&utm_source=affiliatePlease note: we make use of affiliate marketing to provide readers with referrals to high quality and relevant products and services.--Three Key Takeaways--Traditional carbon markets face the trade-off of integrity vs. scalability, as they lacked the technology and tools to accomplish both. Unfortunately, this has resulted in a breakdown in trust as some issuers have focused on scalability at the expense of integrity. Emerging technologies such as blockchain and AI can modernize these antiquated markets and make it much easier to verify the impact of projects at scale.Climate inaction is perhaps the biggest coordination failure of our time. Although everyone benefits from a clean and healthy planet, some have extracted disproportionately more from the environment, and the key power brokers of the world have failed to coordinate meaningful action to combat climate change. Web3 tools can help redistribute the power, ensuring there are greater accountability mechanisms in place, while providing new means to coordinate capital and communities around climate action.The Ecological Benefits Framework (EBF) aims to help stakeholders move past carbon myopia and serve as a common language for the challenges facing humanity and the planet. There are 17 Sustainable Development Goals (SDGs), which can be overwhelming and difficult to remember. On the other hand, EBF, simplifies the challenges facing the climate into 6 easy to understand benefits of Air, Water, Soil, Biodiversity, Equity, and Carbon.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-149-klimadao-addressing-the-climate-coordination-failure-with-blockchain--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

Apr 4, 2024 • 46min
The Web3 Nonprofit Episode 10 - Sostento
For the tenth and final episode of The Web3 Nonprofit, we welcome Joe Agoada, Founder and CEO of Sostento, a charitable organizations with a mission to support those that serve on the frontlines of public health in order to save lives, and to increase equitable access to lifesaving healthcare services. They are an early adopter in the Web3 philanthropy space and have done a great job building partnerships in the space.--This episode is brought to you by Endaoment--Endaoment is proud to support Crypto Altruism and the final installment of the Web3 Nonprofit series. This week, we venture into the shadows of the philanthropic forest in search of the enigmatic DAFsquatch, to teach us the secrets of donor-advised funds (DAFs). Discover the strategic power of the best kept secret in charitable giving at DAFsquatch.xyz.--Three Key Takeaways--More often than not, a nonprofit’s entry into the world of Web3 is championed by a member of the nonprofit’s team who is passionate about Web3. It can take a lot of time and effort to learn about the culture and values of the Web3 community, so having someone who is interested personally and is already engaged in the space can be very helpful in onboarding the nonprofit to Web3.Over the past couple of years, the crypto space has proven to be resilient despite the large price swings. Throughout this time, the space has also matured, with new blockchain use cases emerging for nonprofits, making it an exciting time for nonprofits to enter the space.Web3 donors and traditional donors have more in common than apart. Web3 donors are passionate, incredibly generous, and are eager to engage with charitable organizations. Engaging with Web3 donors can be a fantastic way to grow your donor base and connect a generous community with your mission.--Full shownotes and links available at--https://www.cryptoaltruism.org/blog/the-web3-nonprofit-episode-10-sostento--Donate to Sostentohttps://sostento.org/#donate--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

Apr 2, 2024 • 38min
Episode 148 - Sensay - Revolutionizing dementia care with AI and blockchain
In episode 148, we’re excited to welcome Dan Thomson of Sensay, a project on a mission to revolutionize Dementia and Alzheimer's Care through AI-Powered Memory Preservation and Family Connections. We discuss how Web3 and AI can support those living with dementia and their families, the role of blockchain in the responsible development of AI, Sensay’s recent token launch, and much more.This episode is brought to you by KoinlyCheck out Koinly to make your crypto taxes easier: https://koinly.io/?via=EB5412D2&utm_source=affiliatePlease note: we make use of affiliate marketing to provide readers with referrals to high quality and relevant products and services.--Three Key Takeaways--In a world full of deepfakes, blockchain is the only true way of ensuring that AI agents are acting on someone’s behalf, and that information sources on the internet are legitimate. Through on-chain verification, individuals can know, with certainty, that a source of information is authorized and legitimate.There are many ways that blockchain can help improve healthcare around the world. This includes addressing inefficiencies in health care systems, using ZK proofs to connect patients with relevant doctors, and creating secure digital health care records.There has been a lot of talk about AI regulations and introducing appropriate safeguards to guide responsible development. Unfortunately, it may no longer be possible to safeguard AI fully as “the cat is out of the bag”, so it’s important to ensure positive use cases are developed, and complimentary blockchain tools are built to protect individuals during this AI boom.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-148-sensay-revolutionizing-dementia-care-with-ai-and-blockchain--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

Mar 26, 2024 • 50min
Episode 147 - Dimitra - Empowering smallholder farmers with AI & blockchain-based AgTech solutions
In episode 147, we’re excited to welcome Jon Trask, CEO of Dimitra, an AgTech company on a mission to connect smallholder farmers with easy-to-use technology to increase yields, reduce costs, and mitigate risks. We discuss how emerging technologies such as blockchain, AI, and IoT devices, can help smallholder farmers grow their businesses and improve their livelihoods, how blockchain can improve monitoring, reporting, and verification (MRV) by equipping farmers with important data, and much more.--Three Key Takeaways--One of the biggest unlocks of blockchain is ensuring true traceability of products, allowing consumers to see every step of that product’s journey from point of harvest to consumption. This will be a gamechanger for socially conscious consumerism and building sustainable supply chains.Blockchain alone won’t solve the challenges faced by smallholder farmers and must be leveraged alongside other emerging technologies. In the case of Dimitra, blockchain is built into their platform in conjunction with AI, IoT devices, satellite imaging, genomics, and more.Smallholder farmers are vital to a sustainable and thriving planet. Not only do they play an important role in global food chains but are also vital to local economies and ecosystems. By improving the lives of farmers, it will lead to improved economies and a healthier environment.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-147-dimitra-empowering-smallholder-farmers-with-ai-blockchain-based-agtech-solutions--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--This episode was recorded on Zencastr!--Interested in starting your own podcast? Use my special link to save 30% off your first month of any Zencastr paid plan. Alternatively, head to zencastr.com/pricing and use my code "CryptoAltruism".Please note: we make use of affiliate marketing to provide readers with referrals to high quality and relevant products and services.--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

Mar 19, 2024 • 50min
Episode 146 - $Earth - Redesigning money to power the Solarpunk revolution
In episode 146, we’re excited to welcome Utkarsh Patel, Founder of Earth Coin, a digital currency backed by real world climate solutions, ecosystem services and solarpunk values. We discuss how Earth Coin aims to address the massive climate finance gap, the benefits of tokenized climate solutions, Web3 as a powerful force for climate coordination, and much more.--Three Key Takeaways--Climate change can be overwhelming for the average individual, as they may feel that they don’t have the means to contribute to positive climate action. As such, it’s important to build solutions that make it easy for the average person to get involved in climate action, including the ability to passively support climate solutions through their investment decisions.One of the challenges with our current economic system is that it only values economic output, and not the other positive externalities associated with economic activities. For example, when it comes to regenerative agriculture, value is attributed to the economic output – food, but not the positive externalities that are associated with it such as healthy soil, clean water, and more sustainable land for future generations. It is important that we shift are thinking to ensure these positive externalities are valued as much as the direct economic output.6There is currently a $150 trillion gap in climate financing needed to achieve a net-zero world by 2050. The problem isn’t a lack of capital, but a lack of proper incentivization and coordination mechanisms. To close this gap, we need to radically reimagine incentive structures to align climate action and rewards.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-146-earth-redesigning-money-to-power-the-solarpunk-revolutionPlease note: The Founder of Crypto Altruism previously received Earth Coin as a supporter of the movement.--Support us with a Fiat or Crypto contribution--Learn more at cryptoaltruism.org/supportus--DISCLAIMER --While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.