Luck is on your side this week as NYU and LSE faculty member Christian Busch joins Lloyd to discuss his new book, The Serendipity Mindset.The Director of NYU’s Global Economy Program, Christian has extensive experience with social entrepreneurship. He co-founded the Sandbox Network, a global hub for young innovators, and has advised companies like TED and Haier. And with The Serendipity Mindset, he’s exploring how the world’s best CEOs cultivate luck to gain a competitive edge.During their conversation, Christian tells Lloyd about the differences between smart and dumb luck, how to turn rejection into an opportunity, and why saying “no” can still leave you open to serendipity. Plus, they delve into the incident that sent Christian on an intense search for meeting and tackle unconscious bias in tech.Follow Mana Search on TwitterFollow Mana Search on LinkedInBuy Christian’s book: The Serendipity MindsetEpisode Highlights:03:29: The Serendipity Mindset: how to attract smart luck09:07: How to say “no” and still be open to opportunity14:04: How to allow serendipitous connections to happen20:28: Reframing: how to turn rejection into an opportunity27:03: Why staying true to your north star ultimately helps you get ahead31:18: The event that spurred Christian’s search for meaning35:41: How can people network healthily online?40:17: Combating unconscious biases in tech.44:00: What’s next for Christian

It’s time to get innovative as Lloyd welcomes acclaimed writer and speaker Alf Rehn.From becoming the youngest university chair in Finland to serving as a chairman to a Gold Lion-winning ad agency, Alf has led a vast and varied career. Today, he’s a professor of innovation, design and management at the University of Southern Denmark and the author of Innovation for the Fatigued: How to Build a Culture of Deep Creativity.On this episode, Lloyd and Alf discuss what companies are getting wrong about innovation, why fatigue is set in and how to fix it. Alf also explains why the biggest icons are those who are free to take risks and outlines the three attributes of successful CEOs. Plus, hear about the big company Alf missed the boat on and hear what he learned from meeting GE magnate Jack Welch.Follow Mana Search on TwitterFollow Mana Search on LinkedInBuy Alf’s book, Innovation for the Fatigued Episode Highlights:04:17: The surprising lesson Alf learned from meeting GE executive Jack Welch09:00: The three attributes of successful CEOs10:55: Innovation fatigue and how neobanks contribute to it16:00: Why big companies aren’t necessarily bad innovators22:17: Innovation as a balance of curiosity and perseverance28:30: Why the most innovative companies lead by example32:00: How the opportunity of a lifetime thrust Alf into an existential crisis40:24: Why contrarians continue to fascinate Alf46:41: Alf’s advice for climbing the career ladder

Dr. Louise Beaumont joins Lloyd for a far-reaching conversation that covers the future of open banking, the history of UK FinTech and everything happening in between.Louise is an ideal guest to comment on it all. Since completing her PhD in just 15 months and working as a consultant for Capgemini, she’s led a versatile and varied career, making an early investment in Funding Options and advising organisations from Bottomline to TechUK and Pay.UK. Louise holds a number of prominent roles in UK FinTech, and even chairs a podcast company, Message Heard, on top of it all.To kick off the episode, Louise walks Lloyd through her early experience and tells us why she’s never worried about making her career look good on paper. From there, the conversation dives into the ways Louise affects regulatory change, why Funding Options is such an intuitive company, how to make innovation accessible to businesses and which companies are best positioned to capitalise on open data.Follow Mana Search on TwitterFollow Mana Search on LinkedInListen to the I Can Be podcastCheck out the full roster of Message Heard showsCheck out a few of the companies Louise works with, including:BottomlineFunding OptionsTechUKPay.UK Episode Highlights:02:45: The Starling vs Monzo news and why Catherine Zeta-Jones should play Anne Boden08:51: Why Louise has never tried to make her career look good on paper12:32: How increased diversity improved business at Capgemini20:25: How Louise helps companies get ahead of regulatory changes27:05: Why Louise is suspicious of innovation books32:30: Want to understand Open Data? Think of a daisy40:20: How the government can enable progress within the FinTech community47:06: The secret superpower that fuels Louise’s career

The future of money is here as Octopus Ventures Partner Zihao Xu sits down with Lloyd to discuss how he finds tomorrow’s fintech behemoths.After starting his career with renowned strategic consultancy Roland Berger, Zihao moved into the venture capital sphere with Octopus, which identifies “unusually talented entrepreneurs” and offers early-stage funding. In this in-depth conversation, Zihao tells us what he looks for in an entrepreneur, how he determines the potential of products that haven’t even been built yet, and why effective staffing is the most important thing in building a successful enterprise. Plus, Zihao lets us in on what the next decade of fintech has in store and whether the shift to fully digital currencies is inevitable. Follow Mana Search on TwitterFollow Mana Search on LinkedIn Episode Highlights:05:55: What constitutes unusual talent and how does Zihao identify it?08:52: How Octopus prioritises product in early-stage investments17:48: The importance of staffing effectively in early-stage businesses.21:52: How the internet is spurring major changes in finance29:30: What does the next decade of finance have in store?35:35: Why Octopus is investing in crypto derivatives39:40: Zihao’s path into (and out of) consulting43:29: How Bitcoin spurred Zihao to follow his passion49:45: What Zi does to be the best venture capitalist possible.39:10: How to increase executive diversity in FinTech41:05: How to build a purpose-driven culture

PensionBee Founder and CEO Romina Savova joins Lloyd to examine a sector that’s ripe for disruption: pensions.That’s the idea behind PensionBee, which Romina founded after working at behemoths like Morgan Stanley and Goldman Sachs. When she tried to consolidate her pensions in one place, she found the task impossible and received little to no help from financial advisors or her provider. That led her to found PensionBee, which has partnered with some of the sector’s biggest money managers, including Legal & General and BlackRock.In a far-reaching chat with Lloyd, Romina tells us about the advice gap in pensions, the rising demand for responsible investments and why sustainability and strong ROI aren’t mutually exclusive. Then she lays out her career trajectory from law to finance, outlines which types of businesses should pursue venture capital, and tells us how to build a purpose-driven culture.Follow Mana Search on TwitterFollow Mana Search on LinkedIn

Meniga Co-Founder and CEO Georg Ludviksson sits down with Lloyd to outline how to found a successful FinTech.That’s a topic Georg has plenty of first-hand experience with. After developing one of Iceland’s most popular video games, Georg moved into tech, partnering with Nokia on an early mobile internet venture. That led him on to Harvard Business School before he founded Meniga, a digital banking company that boasts over 40 implementations with some of the world’s premiere retail banks.In his chat with Lloyd, Georg tells us why incumbents are actually making open banking possible and how the lines between banks and fintechs are blurring. Plus, he lays out how to have difficult conversations about founding equity, striking a balance between personal and business development, and how to maintain virtual relationships in a post-pandemic world.Follow Mana Search on Twitter: https://twitter.com/manasearchukFollow Mana Search on LinkedIn: https://www.linkedin.com/company/mana-talent/Episode Highlights:06:34: How Meniga is so much more than a core banking solution09:20: Why financial literacy is the key to career advancement14:12: Why have incumbents been hesitant to embrace open banking?20:30: Maintaining sustainable growth at Meniga26:13: How Georg created one of Iceland’s most popular video games31:53: Georg’s biggest tip for nw founders36:55: How Georg deals with leadership stress43:55: The best ways to balance work and personal life47:47: The trait that helped Georg succeed51:30: How to maintain virtual relationships56:20: Teasing Europe’s next up-and-coming tech hotspot

Scalable Capital Founder Adam French tells Lloyd Wahed how he went from a student at LSE to the founder of a wealthtech leader that partners with the world’s largest asset manager.So what accounts for Adam’s tremendous career growth? After interning with Goldman Sachs, he quickly moved up into director roles within the bank’s trading division. But his relentless pursuit of self-betterment led him to leave the investment giant to make a go of it with his four partners. Together, they founded Scalable Capital, a wealthtech company that boasts a $460 million valuation and a close partnership with BlackRock.On the podcast, Adam and Lloyd discuss the reason Scalable is moving beyond robo-advising, the traits that make so many Goldman alums great founders and what it takes to raise funds for new ventures. Plus, Adam shares insights from his collaboration with BlackRock and explains why investing firms need to start targeting millennials.Follow Mana Search on TwitterFollow Mana Search on LinkedIn Episode Highlights:02:16: What Scalable Capital’s up to and how it’s broadening its proposition10:53: The importance of a solid founding theme15:33: Why Scalable was founded without a CTO23:53: Adam’s biggest opportunity at Goldman Sachs28:42: Why Goldman alumni make such great FinTech founders36:04: The long road to regulatory approval39:08: How Scalable fostered user trust so quickly45:43: Establishing the partnership with BlackRock53:54: The traits that differentiate Scalable from other wealthtechs58:54: Why millennials need better investment platforms as they age

Searching for Mana dives deep into WealthTech this week as Ned Phillips (Founder and CEO of Bambu, co-host of the WealthTech UnWrapped podcast) sits down with Lloyd to talk robo-advisors, sales and so much more.After starting out as a London insurance salesman in the early 1990s, Ned found success in the east as Etrade’s Managing Director for Asia. Since then, he’s become a leader in the global WealthTech space, providing solutions to HSBC, Standard Chartered, Franklin Templeton and more. And he’s only just getting started.On the podcast, Ned tells Lloyd about the skyrocketing demand for robos amongst banks and why he wants the name ‘Bambu’ to be synonymous with WealthTech. He also explains why he never hires anyone who’s rude to a waiter, why salesmen should always work as a team of two, why a positive attitude is everything, and how FinTech is poised to be a pillar of the Singaporean economy,Follow Mana Search on TwitterFollow Mana Search on LinkedInCheck out Ned’s podcast, WealthTech UnWrapped Episode Highlights:03:20: Ned introduces us to Bambu and explains why he wants to rule the world of WealthTech11:55: Big demand from banks: why so many companies are seeking out robo advisors20:05: Turning Bambu into THE global WealthTech company22:30: How Ned determined his career path27:31: Ned’s superpowers: competitive spirit and relentless positivity35:30: Why Ned prioritises attitude above skills when hiring40:10: Lloyd’s advice for job interviews: “Be disgustingly well prepared”46:15: Be the solution: Ned’s tips for being a great leader50:25: How fintech could become the fourth pillar of Singapore’s economy

Julie Ashmore Dann (CEO, Rapid Cash at NatWest) sits down with Lloyd to talk about how her company is making loans simple for SMEs.After entering the industry as a remittance processor, Julie developed her expertise in small-business lending at such companies as Bibby Financial Services, HSBC and Growth Street. In January 2020, she joined Rapid Cash, which helps SMEs get loans in a matter of days rather than months.In this episode, Lloyd and Julie discuss the ways Rapid Cash has already helped companies weather pandemic-related crises before outlining the benefits of establishing fintechs at major financial institutions. Later they delve into Julie’s leadership experience, outlining the benefits of small, agile teams and sharing Julie’s lessons from a perilous polar expedition!Follow Mana Search on TwitterFollow Mana Search on LinkedIn Episode Highlights:06:34: How Rapid Cash helped small businesses get the money they needed to make PPE during the pandemic16:15: Why customers need increased choice of SME loans during COVID-1925:00: The future of work: why smaller teams will place a greater emphasis on the customer experience34:20: How banking became more entrepreneurial over Julie's career41:23: How Julie remains ridiculously optimistic in trying times45:27: Career paths: rapid rises vs sustained success54:00: The hardest moment Julie faced on her South Pole expedition and how she overcame it

Michael Brown (Senior Market Analyst, Caxton FX) joins Lloyd for a special Thursday episode tackling the latest economic developments in the UK.Since joining Caxton FX in 2016, Michael has shown an impressive knack for predicting developments in the foreign exchange markets. In this episode, he shares why traders are bracing for a no-deal Brexit and tells us which currencies to invest in for Q4 2020. Plus, Michael warns us about of COVID-related economic shocks, a W-shaped recovery for the housing market and the dangers of negative interest rates at the Bank of England.Follow Mana Search on TwitterFollow Mana Search on LinkedInEpisode Highlights:02:43: Why traders now predict a no-deal Brexit.04:19: Don’t go below zero: predicting the Bank of England rate cut08:55: Can the UK control a second wave of COVID-19?11:20: The hot currencies traders should invest in for Q4 202013:44: Michael's biggest economic fear15:40: Taxing big tech giants: should the UK do it?17:25: How did Michael form his passion for economics?20:48: Why Michael didn't go to university24:32: How AI can (and can't) improve foreign exchange30:22: Michael’s big advice for forex traders