The Financial Wellbeing Podcast

Episode 24: Personal Responsibility Against Financial Fraud In this podcast Chris and David offically intoduce us to Producer Tommo! Join them as they discuss the common types of financial fraud. We all know there are many different ways to be scammed out of our hard earned cash, so this podcast gives you plenty of hints and tips to spot the scams and not be tricked. Producer Tommo also gives us an insight into the world of Bit Coins along with the ever popular #tightasstommo Tip of the Week! 0:30 – Officially introducing Producer Tommo! 1:20 – What is in this podcast, cyber crime and money online 1:40 – New Feature, Wellbeing words and meanings from around the world Finland – kalsarikännit (cal-sar-y-cuhn-eet) 3:10 – #tightasstommo Tip Of The Week Link to The Nerdist Podcast 7:40 – Financial Fraud, the common types of fraud and what people should look out for 8:16 – Credit card fraud 10:00 – Are criminals getting more sophisticated? 10:20 – Phishing emails 11:10 – Clicking on unkown links online 11:40 – @John_Sileo on Twitter 13:00 – Be aware of giving out personal information 14:30 – Mobile phones & free wi-fi 16:00 – Information on social media 18:20 – It all comes down to personal responsibility Be Vigilant 19:10 – What money is 19.45 – Virtual money Bit Coin, Tommo explains it all 21:30 – How are Bit Coin’s worth valued? 22.50 – Is Bit Coin a currency or investment? 23:00 – Advantages of a Bit Coin system 24:00 – We would like to hear from you if you have been a victim of financial fraud to hear of your experiences. Tweet us @finwellbeing or email us directly.  

Episode 23: Engaging With Your Money with Simon Read Join Chris, David & Tommo as they talk with personal finance journalist Simon Read from Moneywise.co.uk and Right On The Money about engaging with your money – from saving odd pennies for a bigger treat to swapping energy suppliers to save pounds and lots more in between. We also have some great tips from #tightasstommo for you to enjoy!   2.00 – Birthday party shenanigans 3.00 – Hygge – Danish wellbeing, how do other countries describe wellbeing? 4.10 – Look-a-likes and cricket news 5.50 – Tip of the week from #tightasstommo 9.30 – Interview with personal finance journalist Simon Read 12.00 – Pennies on the street 16.45 – Every penny and every pound counts towards your goal 20.10 – Money is the fuel that helps us make the most of the important things in life 21.05 – Pensions and why we need to engage with them 23.20 – Right On The Money, TV program to be released in July 31.20 – How easy it is to change energy supplier and save lots of money – check out Money Saving Expert    

Episode 22: What Does a Financial Plan Look Like? In this episode join Chris and David as they round up previous podcasts and explain what a financial plan looks like. They look at the main steps that are taken, which includes understanding the cost of your lifestyle,  looking at your possible future and finding out what’s achievable. There are links back to previous podcasts that go into more detail to help you make the most of planning your finances. We also enjoy some more tips from #tightasstommo. If you want to share a great money saving tips with us, tweet @Finwellbeing for a shout out. 1.30 – Fanny Cradock’s doughnuts! 2.00 – Catching up on previous podcasts, What is a Financial Plan? 3.37 – Tip of the week from #tightasstommo 8.00 – How to save money and be environmentally friendly 8.25 – What might a financial plan look like? 9.40 – Goals & Objectives with Carl Richards – click here for link to episode 15 10.50 – Simplified Cashflow Forecasting Spreadsheet – click here for link 11.10 – Click To Tweet: You can’t start your journey without knowing the destination, but you can’t work out the destination ’til you know the budget @Finwellbeing 12.00 – Financial Capability with Neil Bage – click here for link to episode 21 podcast 13.10 – Check your bank balance for old direct debits no longer using 14.15 – What is disposable income? – click here for link to episode 5 podcast 16.00 – Check out the Government Gateway for your state pension forecast 17.40 – How to spend newly found money! 18.40 – Interesting news from David 19.30 – Engage with your finances 19.40 – Know Thyself, the underlying principle behind financial wellbeing 20.00 – Philanthropy podcasts – Episode 12, Episode 13 20.18 – Finding out what is achievable 21.30 – Be challenged in a meaningful way 23.00 – Assumptions and Objectives to help future decisions 24.10 – Keep reviewing and adapting the plan

Episode 21: Financial Capability with Neil Bage As always Chris is also joined by David, where they talk what they have been up to since the last episode, and discuss a new feature with Tip Of The Week from Tommo. Neil Bage talks about financial capability, looking at our behaviour and how it relates to money making decisions. If we understand this behaviour we can be more engaged during the financial planning process. Neil’s company Suitable Strategies looks at risk and financial capability. Talking about how we feel when making decisions about money, understanding our behaviour and how to better engage clients through the financial planning process.   1.10 – Celebrity Look-a-likes 2.45 – Canoe news! 3.00 – The Financial Wellbeing book and Penny Brohn 5.20 – Tip Of The Week from #tightasstommo 7.50 – Interview with Neil Bage