The Financial Wellbeing Podcast

Episode 23: Engaging With Your Money with Simon Read Join Chris, David & Tommo as they talk with personal finance journalist Simon Read from Moneywise.co.uk and Right On The Money about engaging with your money – from saving odd pennies for a bigger treat to swapping energy suppliers to save pounds and lots more in between. We also have some great tips from #tightasstommo for you to enjoy!   2.00 – Birthday party shenanigans 3.00 – Hygge – Danish wellbeing, how do other countries describe wellbeing? 4.10 – Look-a-likes and cricket news 5.50 – Tip of the week from #tightasstommo 9.30 – Interview with personal finance journalist Simon Read 12.00 – Pennies on the street 16.45 – Every penny and every pound counts towards your goal 20.10 – Money is the fuel that helps us make the most of the important things in life 21.05 – Pensions and why we need to engage with them 23.20 – Right On The Money, TV program to be released in July 31.20 – How easy it is to change energy supplier and save lots of money – check out Money Saving Expert    

Episode 22: What Does a Financial Plan Look Like? In this episode join Chris and David as they round up previous podcasts and explain what a financial plan looks like. They look at the main steps that are taken, which includes understanding the cost of your lifestyle,  looking at your possible future and finding out what’s achievable. There are links back to previous podcasts that go into more detail to help you make the most of planning your finances. We also enjoy some more tips from #tightasstommo. If you want to share a great money saving tips with us, tweet @Finwellbeing for a shout out. 1.30 – Fanny Cradock’s doughnuts! 2.00 – Catching up on previous podcasts, What is a Financial Plan? 3.37 – Tip of the week from #tightasstommo 8.00 – How to save money and be environmentally friendly 8.25 – What might a financial plan look like? 9.40 – Goals & Objectives with Carl Richards – click here for link to episode 15 10.50 – Simplified Cashflow Forecasting Spreadsheet – click here for link 11.10 – Click To Tweet: You can’t start your journey without knowing the destination, but you can’t work out the destination ’til you know the budget @Finwellbeing 12.00 – Financial Capability with Neil Bage – click here for link to episode 21 podcast 13.10 – Check your bank balance for old direct debits no longer using 14.15 – What is disposable income? – click here for link to episode 5 podcast 16.00 – Check out the Government Gateway for your state pension forecast 17.40 – How to spend newly found money! 18.40 – Interesting news from David 19.30 – Engage with your finances 19.40 – Know Thyself, the underlying principle behind financial wellbeing 20.00 – Philanthropy podcasts – Episode 12, Episode 13 20.18 – Finding out what is achievable 21.30 – Be challenged in a meaningful way 23.00 – Assumptions and Objectives to help future decisions 24.10 – Keep reviewing and adapting the plan

Episode 21: Financial Capability with Neil Bage As always Chris is also joined by David, where they talk what they have been up to since the last episode, and discuss a new feature with Tip Of The Week from Tommo. Neil Bage talks about financial capability, looking at our behaviour and how it relates to money making decisions. If we understand this behaviour we can be more engaged during the financial planning process. Neil’s company Suitable Strategies looks at risk and financial capability. Talking about how we feel when making decisions about money, understanding our behaviour and how to better engage clients through the financial planning process.   1.10 – Celebrity Look-a-likes 2.45 – Canoe news! 3.00 – The Financial Wellbeing book and Penny Brohn 5.20 – Tip Of The Week from #tightasstommo 7.50 – Interview with Neil Bage  

Episode 20: The Inflation Basket – Where Fish Fingers Meet CDs Inflation can have a big impact on your financial plans, but what is it and how has it changed over the years? Join Chris, David and Tommo as they take a more light hearted approach to explaining inflation and what impact it can have on your financial plans. They also discuss what makes up the ‘Inflation Basket’ and how this has changed over the years.   3:50: Money in the bank v. money under the mattress 5:00: Tweets from @tess_invests on embarrassing purchases 7:10: What is inflation based on? 8:20: Typical purchases for the Inflation Basket through the years starting from 1947 18:57: What could be in future Inflation Baskets? 20:10: Why we can’t ignore the NAT STATS Inflation Basket 20:40: Where could inflation be heading?