

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Nov 11, 2023 • 11min
2513: How We Began to Slash Our Budget by Amanda Brownlow of Hello Brownlow on How to Lower Your Bills
Amanda Brownlow of Hello Brownlow shares how she and her husband began to slash their budgetEpisode 2513: How We Began to Slash Our Budget by Amanda Brownlow of Hello Brownlow on How to Lower Your BillsAmanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country. When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does. The original post is located here: https://hellobrownlow.com/2016/03/20/how-we-began-to-slash-our-budget/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 10, 2023 • 10min
2512: Can Being Grateful Actually Make You Wealthier? by Kelley Long of Financial Finesse on How Your Attitude Affects Your Wealth
Kelley Long with Financial Finesse talks about how gratitude can bring you wealthEpisode 2512: Can Being Grateful Actually Make You Wealthier? by Kelley Long of Financial Finesse on How Your Attitude Affects Your WealthAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2018/11/21/can-being-grateful-actually-make-you-wealthier/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 9, 2023 • 11min
2511: [Part 2] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money
Liz of Frugalwoods talks about frugal minimalism. This is part 2 of 2.Episode 2511: [Part 2] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save MoneyThe Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible.Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life.Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more.The original post is located here: https://www.frugalwoods.com/2017/07/27/frugal-minimalism-do-less-buy-less-worry-less-live-more/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 8, 2023 • 13min
2510: [Part 1] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money
Liz of Frugalwoods talks about frugal minimalism. This is part 1 of 2.Episode 2510: [Part 1] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save MoneyThe Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible.Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life.Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more.The original post is located here: https://www.frugalwoods.com/2017/07/27/frugal-minimalism-do-less-buy-less-worry-less-live-more/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 7, 2023 • 10min
2509: What is a Penny Stock? by Jeff Rose of Good Financial Cents on Avoiding Investment Schemes and Understanding the Stock Market
Jeff Rose talks about penny stocksEpisode 2509: What is a Penny Stock? by Jeff Rose of Good Financial Cents on Avoiding Investment Schemes and Understanding the Stock MarketJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/what-is-a-penny-stock-scam-pump-and-dump/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 6, 2023 • 11min
2508: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits
Craig Stephens of Retire Before Dad shares 6 habits of above average retirement savers. Episode 2508: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/6-habits-above-average-retirement-savers/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 5, 2023 • 10min
2507: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Personal Finance
Fritz Gilbert asks Alexa for help on how he can get rich.Episode 2507: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Personal FinanceFritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook.The original post is located here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 5, 2023 • 9min
2506: Life Laundry Day: Get Your Affairs in Order Each Week to Clear Your Mind by Leo Babauta of Zen Habits
Leo Babauta of Zen Habits discusses what we can do each week to keep our affairs in order.Episode 2506: Life Laundry Day: Get Your Affairs in Order Each Week to Clear Your Mind by Leo Babauta of Zen HabitsLeo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.The original post is located here: https://zenhabits.net/life-laundry-day-get-your-affairs-in-order-each-week-to-clear-your-mind Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 4, 2023 • 10min
2505: Hitting The Bull’s Eye - Why I Was Wrong About Rent vs Buy by Helene Massicotte of Free to Pursue on When it Makes More Sense to Buy Than Rent
Helene Massicotte of Free To Pursue talks about why she was wrong about rent vs buyEpisode 2505: Hitting The Bull’s Eye - Why I Was Wrong About Rent vs Buy by Helene Massicotte of Free to Pursue on When it Makes More Sense to Buy Than RentHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here:http://www.freetopursue.com/blog/2016/3/8/bulls-eye-rent-vs-buy Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 3, 2023 • 13min
2504: What is the Millennial Age Range And What Does That Mean Financially? by Robert Farrington of The College Investor
Robert Farrington of The College Investor talks about the millennial age range and what it means financiallyEpisode 2504: What is the Millennial Age Range And What Does That Mean Financially? by Robert Farrington of The College InvestorRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/19793/millennial-age-range/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices