Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Feb 3, 2024 • 10min
2609: [Part 2] The False Choices That Steal Our Future by Liz of Frugalwoods on Financial Independence & Non-Conformity
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2609:In "The False Choices That Steal Our Future - Part 2," Liz from Frugalwoods.com elaborates on her journey towards financial independence with Mr. FW, emphasizing the importance of independent thinking and rejecting societal norms. They focus on living a life of meaningful choices rather than succumbing to consumerism, proving that happiness and fulfillment come from freedom and simplicity, not material possessions.Read along with the original article(s) here: https://www.frugalwoods.com/2015/07/29/the-false-choices-that-steal-our-future/Quotes to ponder:"Learning what edifies our souls, brings us lasting joy, and enables us to project positivity into the world is the only answer to our problems." Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 2, 2024 • 11min
2608: [Part 1] The False Choices That Steal Our Future by Liz of Frugalwoods on Frugal Living & Conscious Choice
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2608:Liz of Frugalwoods.com challenges the conventional consumerist mindset in "The False Choices That Steal Our Future - Part 1," advocating for a life of conscious frugality and meaningful choices. She and Mr. Frugalwoods exemplify this by prioritizing choice of life circumstances over material goods, finding freedom and genuine happiness in simplicity and non-conformity to societal pressures.Read along with the original article(s) here: https://www.frugalwoods.com/2015/07/29/the-false-choices-that-steal-our-future/Quotes to ponder:"Genuine happiness stems from doing what you want with the people you love and not hewing to the arbitrary standards established by corporations." Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 1, 2024 • 11min
2607: Retirement Planning at Midlife: 6 Tips for a Secure Future by Kathleen Coxwell of New Retirement
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2607:Kathleen Coxwell from NewRetirement.com presents a practical approach to midlife retirement planning in "Retirement Planning at Midlife: 6 Tips for a Secure Future." She emphasizes the importance of saving, investing wisely, setting clear goals, and considering key life decisions, such as housing and debt management, to prepare for a financially secure retirement.Read along with the original article(s) here: https://www.newretirement.com/retirement/retirement-planning-at-midlife/Quotes to ponder:"Midlife is a time when goals can become clearer because you have so much more information to work with."Episode references:NewRetirement Retirement Calculator: https://www.newretirement.com/retirement-calculator/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 31, 2024 • 11min
2606: 5 Rules for Having a Constructive Conflict Conversation About Money by Kyle Benson of Gottman
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2606:Kyle Benson from Gottman.com explores the complexities of financial conflicts in relationships, emphasizing that disagreements about money often stem from differing values and meanings attached to it. He offers five rules for having constructive conversations about money, focusing on mutual understanding, respect, and validation rather than mere persuasion or argument.Read along with the original article(s) here: https://www.gottman.com/blog/5-rules-constructive-conflict-conversation-money/Quotes to ponder:"Conflicts about money in a marriage aren’t really about money. Most arguments are about what money means to each person in the relationship.""Happy couples start conflict conversations gently and allow their partner to influence them.""There is only one essential assumption that will make the conversation about hurt feelings or the aftermath of a fight workout constructively: that in every disagreement or miscommunication, there are always two points of view, and they are both valid."Episode references:The Intimate Enemy by George Bach: https://www.amazon.com/Intimate-Enemy-Fight-Fair-Marriage/dp/068801884X Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 30, 2024 • 9min
2605: An Introduction to Frugal Hedonism by Annie Raser-Rowland of Becoming Minimalist on Minimalism & Self-Reliance
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2605:Annie Raser-Rowland, featured on BecomingMinimalist.com, challenges the traditional views of luxury and indulgence in "An Introduction to Frugal Hedonism." She advocates for a lifestyle that embraces minimalism and self-reliance, finding joy and freedom in simpler, less materialistic choices.Read along with the original article(s) here: https://www.becomingminimalist.com/frugal-hedonism/Quotes to ponder:"A Frugal Hedonist declares that it’s ridiculous to suffer from the living being too good, and looks for the sweet spot."Episode references:The Art of Frugal Hedonism: A Guide to Spending Less While Enjoying Everything More: https://www.frugalhedonism.com/EconoMe Conference: https://economeconference.com/ (use the code OFD for a 10% discount) Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 29, 2024 • 10min
2604: Here's When To Buy Your First House by Camilo Maldonado of The Finance Twins on Homeownership & Financial Readiness
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2604:Camilo Maldonado of TheFinanceTwins.com delves into the critical considerations of buying a first home, debunking the myth that homeownership is always a wise investment and exploring the realities of renting versus buying. He emphasizes the importance of evaluating personal, professional, and financial readiness before making this significant life decision.Read along with the original article(s) here: https://thefinancetwins.com/when-to-buy-your-first-house/Quotes to ponder:"For most people, homes will be the most significant purchase they make, so it is crucial to understand whether you are ready to make the jump, or whether you should hold off a bit longer.""The most important thing is making sure your social, professional, and financial lives are all ready! It’s better to delay and make the right decision than to rush and make a choice that is tough (and costly) to unwind."Episode references:The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 28, 2024 • 13min
2603: Choose Your Status Game Wisely by Nick Maggiulli of Of Dollars and Data on Life Choices, Personal Identity & Social Value
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2603:Nick Maggiulli of OfDollarsAndData.com delves into the intricacies of the status game, emphasizing its relative nature across different communities and fields. He urges readers to wisely choose their status games, warning of the potential pitfalls of obsessing over wealth, beauty, or fame. Maggiulli advocates for diversifying one's sources of status to avoid the stress of maintaining a singular identity and the relentless pursuit of superiority in one field.Read along with the original article(s) here: https://ofdollarsanddata.com/choose-your-status-game-wisely/Quotes to ponder:"Whatever status game you choose in life ultimately determines what you optimize for.""Status is relative to the context in which it is being evaluated.""The way out is building a solid foundation of status in multiple things."Episode references:"Why Zebras Don’t Get Ulcers" by Robert Sapolsky: https://www.amazon.com/Why-Zebras-Dont-Ulcers-Third/dp/0805073698/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 28, 2024 • 9min
2602: Learning to Listen for a Life of Purpose, Health & JOY by Krista O'Reilly-Davi-Digui of A Life In Progress
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2602:Krista O'Reilly Davi-Digui of aLifeInProgress.ca shares her personal journey of learning to listen to her inner voice, illustrating how it guided her through life-changing decisions and moments. Emphasizing the importance of intuition in making choices, from marriage to home buying and personal health, she underscores how listening to oneself can lead to a life filled with purpose, health, and joy.Read along with the original article(s) here: https://www.alifeinprogress.ca/learning-listen-life-purpose-health-joy/Quotes to ponder:"Maybe the right choice cannot be determined by logic alone.""Learning to listen is a journey: a process of building trust, offering ourselves forgiveness, living eyes and heart wide open.""Learning to listen is a beautiful, life-giving act of self-care." Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 27, 2024 • 11min
2601: 5 Ways To Minimize Debt and Increase Your Retirement by Courtney Luke of Arrest Your Debt on Credit Card Management
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2601:Courtney Luke of ArrestYourDebt.com offers practical advice for breaking free from the debt cycle and bolstering retirement savings. She emphasizes the importance of curtailing credit card use, adopting a frugal lifestyle, ensuring minimum payments, increasing monthly payments, and pursuing side hustles. These strategies aim to shift from a debt-laden life to one of financial freedom and security for the future.Read along with the original article(s) here: https://arrestyourdebt.com/minimize-debt-and-increase-retirement/Quotes to ponder:"The danger with skipping payments is you may get used to this cycle, which will only add additional late payments and interest on top of the amount you originally owed." Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 26, 2024 • 10min
2600: [Part 2] How We Saved Multi-Millions by Go Curry Cracker on Saving Strategy & Compound Interest
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2600:Go Curry Cracker, aka Jeremy Jacobson, demystifies the journey to saving multi-millions. He describes a lifestyle focused on intentional living and smart financial choices, like saving a high percentage of income and harnessing the power of compound interest. Jacobson counters common criticisms with his own experiences, proving that financial independence is achievable through prudent decisions and investments, not luck or inheritance.Read along with the original article(s) here: https://www.gocurrycracker.com/how-we-saved-multi-millions/Quotes to ponder:"Every story and person is unique and just because it’s possible for one person to overcome certain hardships in life, doesn’t mean it’s appropriate to say 'if I can do it, so can you'."References:Tedx Talk by Jeremy Jacobson: https://www.youtube.com/watch?v=SwoeplkovC4&ab_channel=TEDxTalks Learn more about your ad choices. Visit megaphone.fm/adchoices
