Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Dec 6, 2024 • 9min
2960: What If I Don't Get Hit By A Bus by Steven Keys of Trip Of A Lifestyle on Financial Freedom and Happiness
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2960:Planning for the long term instead of fearing worst-case scenarios allows you to prioritize meaningful goals and experiences. By focusing on living a full, intentional life, you can balance financial preparation with the pursuit of happiness.Read along with the original article(s) here: https://www.tripofalifestyle.com/perspective/what-if-i-dont-get-hit-by-a-bus/Quotes to ponder:"Living in fear of worst-case scenarios can rob you of today’s joy and tomorrow’s progress.""Balance is key: prepare for the unexpected, but don’t let it overshadow your long-term dreams.""Life is about building for a future you believe in, not one you dread." Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 5, 2024 • 9min
2959: Want to Retire Early - Beat Inflation With a One Two Punch by Chris of Keep Thrifty on Financial Decisions
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2959:Beating inflation requires a dual approach: increasing your income and reducing expenses. By making intentional financial choices and finding creative ways to earn more, you can safeguard your purchasing power and build lasting wealth.Read along with the original article(s) here: https://www.keepthrifty.com/how-to-beat-inflation-twice/Quotes to ponder:"Inflation is a challenge, but with creativity and diligence, it’s an opportunity to grow your wealth.""Combat rising costs by earning more and living on less - two powerful tools against inflation.""Intentional choices and smart financial habits can help you thrive even as prices climb." Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 4, 2024 • 10min
2958: How Investment Newsletters "Beat" the Market by Darrow Kirkpatrick of Can I Retire Yet on Financial Goals
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2958:Investment newsletters can provide valuable insights and strategies to outperform the market, but their success depends on aligning with your financial goals and staying informed. Understanding how they identify trends and opportunities empowers investors to make smarter, data-driven decisions.Read along with the original article(s) here: https://www.caniretireyet.com/how-investment-newsletters-beat-the-market/Quotes to ponder:"Investment newsletters distill complex strategies into actionable insights.""Success lies in understanding the principles behind the advice, not just following blindly.""Being an informed investor means leveraging diverse resources to your advantage." Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 3, 2024 • 9min
2957: You Can Take More Risks When You Invest Young Explained by Kalen Bruce of Freedom Sprout
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2957:Investing young allows you to take calculated risks that can yield significant long-term rewards. By harnessing time, compounding, and a bold approach, you can build a resilient financial foundation while gaining invaluable experience.Read along with the original article(s) here: https://freedomsprout.com/more-risks-invest-young/Quotes to ponder:"The younger you start investing, the more time you have to recover from risks and enjoy compounding rewards.""Taking bold but calculated risks in your youth can set the stage for extraordinary financial growth.""Investing early is an education in itself, preparing you for smarter decisions in the future." Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 2, 2024 • 10min
2956: Alignment Within Your Investments by Chris Odegard of The Prolific Investor on Financial Growth
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2956:Aligning your investments with your values creates a sense of purpose and fulfillment while optimizing financial growth. This approach ensures that your money works for both your goals and the impact you want to leave on the world.Read along with the original article(s) here: https://theprolificinvestor.net/15-alignment-within-your-investments/Quotes to ponder:"Investing isn’t just about returns; it’s about aligning your money with your life’s vision.""True financial success comes when your portfolio reflects your values and aspirations.""Purpose-driven investing combines financial growth with meaningful impact." Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 1, 2024 • 12min
2955: 5 Questions to Ask Yourself Before You Give Up On Budgeting AND Common Money Mistakes by Philip Dancy
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2955:Before abandoning budgeting, reflect on your financial priorities, habits, and expectations. By understanding your unique money mindset and tailoring your approach, budgeting can transform from a chore into a powerful tool for achieving your goals.Read along with the original article(s) here: https://dancywithmoney.com/blog/5-questions-to-ask-yourself-before-you-give-up-on-budgeting and https://dancywithmoney.com/blog/common-money-mistakesQuotes to ponder:"Budgeting isn’t about perfection; it’s about persistence and progress.""Understanding your financial values can turn budgeting into an empowering experience.""Small, mindful changes can prevent financial mistakes from derailing your goals." Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 1, 2024 • 12min
2954: Tired of Being Tired by Leo Babauta on Self-Care and How to Improve Energy Levels
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2954:Reclaim your energy and peace by simplifying your commitments and embracing a minimalist mindset. By prioritizing what truly matters, you can break free from the cycle of exhaustion and create a life filled with clarity and calm.Read along with the original article(s) here: http://zenhabits.net/tiredQuotes to ponder:"When we simplify our commitments, we make space for energy and focus to return.""Saying no can be an act of self-care and a declaration of your priorities.""Clarity emerges when we strip away the noise and focus on what truly matters." Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 30, 2024 • 9min
2953: 5 Ways Frugality Can Lead To A Happy Life by Lisa Harrison of Mad Money Monster on Saving Money
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2953:Practicing frugality goes beyond saving money - it fosters mindfulness, resilience, and a deeper appreciation for life's simple pleasures. This approach not only empowers financial independence but also cultivates lasting happiness through meaningful priorities and intentional living.Read along with the original article(s) here: https://madmoneymonster.com/2019/09/16/5-ways-frugality-can-lead-to-a-happy-life/Quotes to ponder:"Frugality isn’t about deprivation; it’s about redirecting resources toward what truly matters in life.""Choosing to live simply doesn’t mean settling for less - it means finding joy in the essentials.""Through frugality, we learn to value what we have and eliminate what doesn’t serve our happiness." Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 29, 2024 • 11min
2952: How to Retire Early with 0% Investment Returns by Steven Keys of Trip of A Lifestyle on Financial Independence
Steven Keys, author and financial independence expert behind the Trip of A Lifestyle blog, shares groundbreaking insights on retiring early without relying on investment growth. He emphasizes the importance of high savings and a minimalist lifestyle, arguing that consuming less than you produce is the key to a sustainable future. Keys also discusses how technology is changing labor dynamics, making early retirement more achievable for everyone. His refreshing perspective challenges traditional views and encourages financial literacy for all.
Nov 28, 2024 • 9min
2951: The Totally Unsexy Skill That Makes It Easier To Go After What You Want by Sarah Von Bargen of YesAndYes
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2951:Sarah Von Bargen shares the often-overlooked yet transformative power of living within your means, using her own inspiring journey to illustrate how small, deliberate financial choices can lead to big life changes. By dialing back on non-essential purchases, you can reclaim time, energy, and money to pursue what truly lights you up, whether that's traveling, creating, or simply savoring life.Read along with the original article(s) here: https://www.yesandyes.org/2019/04/live-within-your-means.htmlQuotes to ponder:"Learning to live within your means is one of the most underrated skills necessary to chase your dreams.""We pay for our choices with the lives that we lead.""Dialing back non-essential purchases, even by 10%, can free up time and energy for the things that truly excite us."Episode references:Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices
