

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Jan 7, 2022 • 11min
1764: Is It Too Late To Invest by Andrea Joy of Saving Joyfully on Money Management & Investing Philosophy
Andrea Joy of Saving Joyfully talks about whether or not it's too late to investEpisode 1764: Is It Too Late To Invest by Andrea Joy of Saving Joyfully on Money Management & Investing PhilosophyAndrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.The original post is located here: https://www.savingjoyfully.com/blog/is-it-too-late-to-invest Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 6, 2022 • 11min
1763: Why We Paid Off Our Mortgage by Julien Saunders of Rich And Regular on Debt Payoff & Debt-Free Lifestyle
Julien Saunders of Rich and Regular tells us why he paid off his mortgageEpisode 1763: Why We Paid Off Our Mortgage by Julien Saunders of Rich And Regular on Debt Payoff & Debt-Free LifestyleJulien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.The original post is located here: https://richandregular.com/why-we-paid-off-our-mortgage/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 5, 2022 • 11min
1762: The Triforce Of Wealth by Craig Stephens of Retire Before Dad on Saving & Investing Money for Wealth Building
Craig Stephens of Retire Before Dad talks about the triforce of wealthEpisode 1762: The Triforce Of Wealth by Craig Stephens of Retire Before Dad on Saving & Investing Money for Wealth BuildingCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/triforce-of-wealth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 4, 2022 • 13min
1761: Why a Fixed-Rate Mortgage is the Best Choice AND To Do More - Do Less by Paula Pant of Afford Anything
Paula Pant of Afford Anything shares two short articles covering the advantages of a fixed-rate mortgage and why doing more means doing lessEpisode 1761: Why a Fixed-Rate Mortgage is the Best Choice AND To Do More - Do Less by Paula Pant of Afford AnythingPaula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.The original post is located here: https://affordanything.com/fixed-rate-mortgage-is-always-the-best-choice/ & https://affordanything.com/to-do-more-do-less/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 3, 2022 • 11min
1760: How to Overcome Your Money Mindset Issues If You Grew Up Poor by Emily Guy Birken with PT Money
Emily Guy Birken of PT Money tells you how to overcome your money mindset issuesEpisode 1760: How to Overcome Your Money Mindset Issues If You Grew Up Poor by Emily Guy Birken with PT MoneyPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/overcome-money-mindset-issues-grew-poor/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 2, 2022 • 13min
1759: 9 Things To Do To Reach Financial Independence and Retire Early by Christina Browning of Our Rich Journey
Christina Browning of Our Rich Journey informs you of 9 things you should do to reach financial independence and retire earlyEpisode 1759: 9 Things To Do To Reach Financial Independence and Retire Early by Christina Browning of Our Rich JourneyAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/blog/9-things-to-do-to-reach-financial-independence-and-retire-early Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 1, 2022 • 13min
1758: When to Prepay Your Mortgage Instead of Investing by Chris of Keep Thrifty on Debt Repayment vs Investing
Chris of Keep Thrifty tells you when to prepay your mortgage instead of investingEpisode 1758: When to Prepay Your Mortgage Instead of Investing by Chris of Keep Thrifty on Debt Repayment vs InvestingChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/2016/06/05/prepay-vs-invest.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 31, 2021 • 11min
1757: 10 Ways You Can Have Enough Money and Stuff by Courtney Carver of Be More With Less on How to Spend Less Money
Courtney Carver of Be More With Less shares tips for how you can have enough money and things.Episode 1757: 10 Ways You Can Have Enough Money and Stuff by Courtney Carver of Be More With Less on How to Spend Less MoneyAfter decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.The original post is located here: http://bemorewithless.com/10-ways-you-can-have-enough-money-and-stuff Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 30, 2021 • 13min
1756: There's Always Going To Be Something by Alacias Enger of My Sense With Cents on The Law of Attraction & Money
Alacias Enger talks about the law of attraction and how it applies to moneyEpisode 1756: There's Always Going To Be Something by Alacias Enger of My Sense With Cents on The Law of Attraction & MoneySense with Cents chronicles Alacias' journey using Law of Attraction while pursuing Financial Independence, and the belief that everyone can win with money. She believes that mindset, emotion, and financial knowledge are the keys to success. All opinions are her own and do not constitute financial advice. The original post is located here: http://www.mysensewithcents.com/2021/11/theres-always-going-to-be-something.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 29, 2021 • 13min
1755: The Cost of Working One More Year by Jeremy Jacobson of Go Curry Cracker on Early Retirement Decisions
Jeremy Jacobson of Go Curry Cracker discusses the cost of working one more yearEpisode 1755: The Cost of Working One More Year by Jeremy Jacobson of Go Curry Cracker on Early Retirement DecisionsWinnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images.Jeremy Jacobson is from the United States and is the Go Curry Cracker blog writer. His love of learning and adventure make permanent travel the ideal lifestyle.The original post is located here: https://www.gocurrycracker.com/cost-of-working-one-more-year/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices