Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Jul 17, 2022 • 11min
1962: Paying Off Debt And Budgeting: Tricks For Staying Motivated by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents provides tips for staying motivated to pay off debt and stick to a budgetEpisode 1962: Paying Off Debt And Budgeting: Tricks For Staying Motivated by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/09/how-to-stick-to-a-budget-financial-motivation.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 16, 2022 • 11min
1961: 6 Ways to Knock Out Creditors by Red with Budgets Are Sexy
Red with Budgets Are Sexy provides 6 ways to knock out creditorsEpisode 1961: 6 Ways to Knock Out Creditors by Red with Budgets Are SexyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 15, 2022 • 12min
1960: Why Get Life Insurance If You're Financially Independent by Financial Samurai
Sam of Financial Samurai questions getting life insurance if you're financially independentEpisode 1960: Why Get Life Insurance If You're Financially Independent by Financial SamuraiSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/get-life-insurance-financially-independent-can-self-insure/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 14, 2022 • 11min
1959: Moderate and Selective Frugality by ESI
ESI of ESI Money talks about moderate and selective frugalityEpisode 1959: Moderate and Selective Frugality by ESIESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/moderate-and-selective-frugality/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 13, 2022 • 12min
1958: Stocks - Part III: Most People Lose Money In The Market by JL Collins
JL Collins of JLCollinsNH.com shares that most people lose money in the stock market. Episode 1958: Stocks - Part III: Most People Lose Money In The Market by JL Collins on Smart Investing for Long-Term WealthMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original posts are located here:https://jlcollinsnh.com/2012/04/25/stocks-part-iii-most-people-lose-money-in-the-market/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 12, 2022 • 12min
1957: The Stock Market is Not Your Economy by Chris Odegard
Chris Odegard of The Prolific Investor reminds you that the stock market is not your economyEpisode 1957: The Stock Market is Not Your Economy by Chris OdegardChris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity.The original post is located here: https://theprolificinvestor.net/24-the-stock-market-is-not-your-economy/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 11, 2022 • 13min
1956: Why You Shouldn't Buy Target Date Funds by Wanderer
Wanderer of Millennial Revolution talks about why you shouldn't buy target date fundsEpisode 1956: Why You Shouldn't Buy Target Date Funds by WandererWanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.The original post can be seen here: https://www.millennial-revolution.com/invest/target-date-funds/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 10, 2022 • 9min
1955: First Principles Lifestyle by Colin Wright
Colin Wright of Exile Lifestyle shares his thoughts on a first principles lifestyle.Episode 1955: First Principles Lifestyle by Colin Wright of Exile Lifestyle on How To Design A Better Life for YourselfColin Wright is a professional author and international speaker who co-founded a publishing company and travels full-time, moving to a new country every four months or so–that country determined by the votes of his readers! He also blogs.Colin's a minimalist in that he owns very few things and is careful in how he consumes. He tends to buy less, but invest in quality when he does, and trends toward the same in relationships, business endeavors, and just about everything else.He's left-handed, blue-eyed, scary good at Tetris, and can't cook.The original post is located here: https://exilelifestyle.com/principles-lifestyle/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 10, 2022 • 10min
1954: [Part 2] Pay Yourself Last: Why You Don’t Need A Budget by Steven Keys
Steven Keys of Trip of a Lifestyle talks about why you don't need a budget. This is part 2 of 2.Episode 1954: [Part 2] Pay Yourself Last: Why You Don’t Need A Budget by Steven KeysSince graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos.After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better.The original post is located here: https://www.tripofalifestyle.com/money/you-dont-need-a-budget/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 9, 2022 • 11min
1953: [Part 1] Pay Yourself Last: Why You Don’t Need A Budget by Steven Keys
Steven Keys of Trip of a Lifestyle talks about why you don't need a budget. This is part 1 of 2.Episode 1953: [Part 1] Pay Yourself Last: Why You Don’t Need A Budget by Steven KeysSince graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos.After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better.The original post is located here: https://www.tripofalifestyle.com/money/you-dont-need-a-budget/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
