

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Aug 3, 2022 • 9min
1982: Investing With Debt by Wanderer
Wanderer of Millennial Revolution talks about investing with debtEpisode 1982: Investing With Debt by WandererWanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.The original post can be seen here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-39-investing-debt/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 2, 2022 • 10min
1981: Remembering the Emotional Impact of Your Finances? by Andrea Joy
Andrea Joy of Saving Joyfully talks about the value in remembering the emotional impact of your financesEpisode 1981: Remembering the Emotional Impact of Your Finances? by Andrea JoyAndrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.The original post is located here: https://savingjoyfully.com/blog/remembering-the-emotional-impact-of-your-finances Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 1, 2022 • 11min
1980: Interesting Financial Rules to Follow by J. Money of Budgets Are Sexy
J. Money of Budgets Are Sexy shares interesting financial rules to followEpisode 1980: Interesting Financial Rules to Follow by J. Money of Budgets Are SexyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/interesting-financial-rules-of-thumb-to-follow/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 31, 2022 • 11min
1979: My Reality or Yours by Steve Pavlina
Steve Pavlina shares his thoughts on objective thinking.Episode 1979: My Reality or Yours by Steve PavlinaSteve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows.The original post is located here: https://www.stevepavlina.com/blog/2005/03/my-reality-or-yours/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 31, 2022 • 11min
1978: Stocks - Part XV: Target Retirement Funds, The Simplest Path To Wealth Of All by JL Collins
JL Collins shares his thoughts on target retirement funds.Episode 1978: Stocks - Part XV: Target Retirement Funds, The Simplest Path To Wealth Of All by JL CollinsMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original post is located here:https://jlcollinsnh.com/2012/12/18/stocks-part-xv-target-retirement-funds-the-simplest-path-to-wealth-of-all/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 30, 2022 • 14min
1977: [Part 2] How to Survive Inflation and Make it Work for You by Liz of Frugal Woods
Liz of Frugalwoods talks about how to survive inflation and make it work for you. This is part 2 of 2.Episode 1977: [Part 2] How to Survive Inflation and Make it Work for You by Liz of Frugal WoodsThe Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible.Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life.Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more.The original post is located here: https://www.frugalwoods.com/2022/04/20/how-to-survive-inflation-and-make-it-work-for-you/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 29, 2022 • 14min
1976: [Part 1] How to Survive Inflation and Make it Work for You by Liz of Frugal Woods
Liz of Frugalwoods talks about how to survive inflation and make it work for you. This is part 1 of 2.Episode 1976: [Part 1] How to Survive Inflation and Make it Work for You by Liz of Frugal WoodsThe Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible.Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life.Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more.The original post is located here: https://www.frugalwoods.com/2022/04/20/how-to-survive-inflation-and-make-it-work-for-you/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 28, 2022 • 13min
1975: The Lame 25% Rule and How Much House You Can (Responsibly) Afford by Philip Taylor
Philip Taylor with PT Money helps you understand how much house you can affordEpisode 1975: The Lame 25% Rule and How Much House You Can (Responsibly) Afford by Philip TaylorPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/how-much-house-can-i-afford/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 27, 2022 • 10min
1974: 6 Types of Credit Cards You Need to Avoid by Kumiko
Kumiko of The Budget Mom shares 6 types of credit cards you need to avoidEpisode 1974: 6 Types of Credit Cards You Need to Avoid by KumikoKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/types-of-credit-cards-you-need-to-avoid/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 26, 2022 • 11min
1973: Frugal Guide to Buying a Used Car by Renee Benes
Renee Benes of The Fun Sized Life shares the frugal guide to buying a used carEpisode 1973: Frugal Guide to Buying a Used Car by Renee BenesRenee is a minimalist mom, blogger, & coach. She and her husband downsized their house, paid off debt, started making money online, and now travel part-time with their kids. Her blog and online coaching is centered around helping other women to create this same lifestyle for themselves, both in their day to day living and in how they manage their money.The original post is located here: https://www.thefunsizedlife.com/used-car/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices