

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Sep 25, 2022 • 14min
2042: How to Use the Envelope System to Save Hundreds Per Month by Andrea Basse
Andrea Basse of I Will Teach You to be Rich tells you how you can use the envelope system to save hundreds per monthEpisode 2042: How to Use the Envelope System to Save Hundreds Per Month by Andrea BasseRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/envelope-system/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 24, 2022 • 10min
2041: How I Lost $1,500 and Kept Smiling by Helene Massicotte
Helene Massicotte of Free To Pursue talks about how she lost $1,500 and kept smilingEpisode 2041: How I Lost $1,500 and Kept Smiling by Helene MassicotteHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here: http://www.freetopursue.com/blog/2014/11/24/lost-1500-and-kept-smiling Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 23, 2022 • 11min
2040: Facing and Fighting Financial Trolls by J.D. Roth
J.D. Roth with Get Rich Slowly talks about facing and fighting financial trollsEpisode 2040: Facing and Fighting Financial Trolls by J.D. RothJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/facing-and-fighting-financial-trolls/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 22, 2022 • 13min
2039: Stocks - Part XIV: Deflation, The Ugly Escort of Depressions by JL Collins
JL Collins shares his thoughts on deflation and economic depressions.Episode 2039: Stocks - Part XIV: Deflation, The Ugly Escort of Depressions by JL CollinsMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original posts are located here:https://jlcollinsnh.com/2012/12/11/stocks-part-xiv-deflation-the-ugly-escort-of-depressions-2/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 21, 2022 • 10min
2038: [Part 2] Investing a Large Sum of Money: What to Do by Christina Browning
Christina Browning of Our Rich Journey talks about how to invest a large sum of money. This is part 2 of 2.Episode 2038: [Part 2] Investing a Large Sum of Money: What to Do by Christina BrowningAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/investing-a-large-sum-of-money Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 20, 2022 • 10min
2037: [Part 1] Investing a Large Sum of Money: What to Do by Christina Browning
Christina Browning of Our Rich Journey talks about how to invest a large sum of money. This is part 1 of 2.Episode 2037: [Part 1] Investing a Large Sum of Money: What to Do by Christina BrowningAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/investing-a-large-sum-of-money Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 19, 2022 • 10min
2036: Patience is the Ultimate Passive Income by Chris
Chris of Keep Thrifty talks about the value of patience when it comes to making moneyEpisode 2036: Patience is the Ultimate Passive Income by ChrisChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/patience-passive-income/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 18, 2022 • 11min
2035: Why Sitting Too Much Is Seriously Bad for Your Health by Joe Leech
Joe Leech with Healthline shares why sitting too much is seriously bad for your health.Episode 2035: Why Sitting Too Much Is Seriously Bad for Your Health by Joe LeechHow you feel affects every precious day of your life. Healthline understands that, which is why they're committed to being your most trusted ally in your pursuit of health and well-being. You can depend on Healthline to provide expert content along with genuine caring–both of which will support, guide, and inspire you toward the best possible health outcomes for you and your family.The original post is located here: https://www.healthline.com/nutrition/why-sitting-is-bad-for-you Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 18, 2022 • 11min
2034: How To Stick To A Budget by Francisco Maldonado
Francisco Maldonado of The Finance Twins talks about how to stick to a budgetEpisode 2034: How To Stick To A Budget by Francisco MaldonadoCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here: https://thefinancetwins.com/how-to-stick-to-budget/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 17, 2022 • 10min
2033: What Does Zero Percent APR Really Mean? by Jamie Cattanach
Jamie Cattanach of Money Mini Blog tells us what 0% APR really meansEpisode 2033: What Does Zero Percent APR Really Mean? by Jamie CattanachKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: https://moneyminiblog.com/credit-cards/0-apr/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices