

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Dec 20, 2022 • 11min
2141: Don’t Panic! Coping With Financial Mistakes and Setbacks by JD Roth
J.D. Roth of Get Rich Slowly helps you cope with financial mistakes and setbacksEpisode 2141: Don’t Panic! Coping With Financial Mistakes and Setbacks by JD RothJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/dont-panic-coping-with-financial-mistakes-and-setbacks/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 19, 2022 • 12min
2140: Want to Retire Early Abroad? Do These 10 Things First by Christina Browning
Christina Browning of Our Rich Journey tells you what to do before retiring abroadEpisode 2140: Want to Retire Early Abroad? Do These 10 Things First by Christina BrowningAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/want-to-retire-early-abroad-do-these-10-things-first Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 18, 2022 • 8min
2139: Finding Yourself Again (or Perhaps for the First Time) by Lisa Merlo-Booth
Lisa Merlo-Booth on finding yourself again or perhaps for the first time.Episode 2139: Finding Yourself Again (or Perhaps for the First Time) by Lisa Merlo-BoothLisa Merlo-Booth is a straight-talking and highly effective relationship expert, speaker, and blogger. She has over twenty years of experience in the field of therapy and relationship coaching and a thriving private practice with a client base of individuals and couples spanning the United States and Europe. Lisa is widely known for her straight talk on women, and for her emphasis on teaching women to stop responding in the extremes (silencing or exploding) and, instead, to affect change in a way that is grounded, respectful, and strong. This highly effective approach to communication is about speaking from Grounded Powerful Strength (GPS) rather than the extremes of meekness or aggression.The original post is located here:https://lisamerlobooth.com/findingyourself/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 18, 2022 • 10min
2138: Specific Identification of Shares by The Mad Fientist
The Mad Fientist on specific identification of shares.Episode 2138: Specific Identification of Shares by The Mad FientistThe Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.The original post is located here: https://www.madfientist.com/specific-share-identification/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 17, 2022 • 12min
2137: 5 Ways College Students Can Revitalize Their Finances by Rachel Vaughan
Rachel Vaughan with The Finance Twins talks about 5 ways college students can revitalize their financesEpisode 2137: 5 Ways College Students Can Revitalize Their Finances by Rachel VaughanCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here: https://thefinancetwins.com/5-ways-college-students-revitalize-finances/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 16, 2022 • 11min
2136: 6 Reusable Products That Save Me Money by Kumiko
Kumiko of The Budget Mom shares 6 reusable products that save her moneyEpisode 2136: 6 Reusable Products That Save Me Money by KumikoKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/6-reusable-products-that-save-me-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 15, 2022 • 10min
2135: The Fallacy of Homeownership by Julien Saunders
Julien Saunders of Rich and Regular talks about the fallacy of homeownershipEpisode 2135: The Fallacy of Homeownership by Julien SaundersJulien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.The original post is located here: https://richandregular.com/the-fallacy-of-homeownership/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 14, 2022 • 11min
2134: When Should You Use Margin When Investing? By Shailesh Kumar
Shailesh Kumar of Good Financial Cents shares when you should use margin when investingEpisode 2134: When Should You Use Margin When Investing? By Shailesh KumarJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/when-should-you-use-margin-when-investing/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 13, 2022 • 11min
2133: Why a Roth Conversion or Backdoor Roth IRA is a Good Idea Right Now by Kathleen Coxwell
Kathleen Coxwell of NewRetirement shares why a Roth conversion or backdoor Roth IRA is a good idea right nowEpisode 2133: Why a Roth Conversion or Backdoor Roth IRA is a Good Idea Right Now by Kathleen CoxwellNewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time.The original post is located here: https://www.newretirement.com/retirement/roth-conversion-backdoor-roth-ira-2/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 12, 2022 • 10min
2132: The Downsides to Owning Out of State Rental Properties by Joel of 5AM Joel
Joel of 5AM Joel talks about the downsides of owning real estateEpisode 2132: The Downsides to Owning Out of State Rental Properties by Joel of 5AM JoelJoel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.The original post is located here: https://5amjoel.com/downsides-out-of-state-rental-properties/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices