

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Mar 16, 2023 • 11min
2239: The Honeymoon Phase of Early Retirement by Leif of Physician on FIRE
Leif of Physician on Fire talks about the honeymoon phase of early retirementEpisode 2239: The Honeymoon Phase of Early Retirement by Leif of Physician on FIRELeif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a physician who has attained financial independence and the ability to retire early. The site has a triple aim to leave visitors enlightened, educated, and entertained.The original post is located here: https://www.physicianonfire.com/honeymoon-phase-of-retirement/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 15, 2023 • 11min
2238: I Have $1 Million and I Still Can’t Afford to Retire! by Kathleen Coxwell
Kathleen Coxwell of NewRetirement talks about how difficult it is to retire, even with $1 millionEpisode 2238: I Have $1 Million and I Still Can’t Afford to Retire! by Kathleen CoxwellNewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time.The original post is located here: https://www.newretirement.com/retirement/i-have-1-million-and-i-still-cant-afford-to-retire/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 14, 2023 • 10min
2237: Proof of Work by Nick Maggiulli
Nick Maggiulli talks about proof of workEpisode 2237: Proof of Work by Nick MaggiulliThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases-How to find good information and ignore bad information-How to organize and manage your finances-The best ways to increase your long-term wealthAnd much, much more.Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog.The original post is located here: https://ofdollarsanddata.com/proof-of-work/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 13, 2023 • 9min
2236: The Worst Money Advice I’ve Ever Heard by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents shares the worst money advice she's ever heardEpisode 2236: The Worst Money Advice I’ve Ever Heard by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2014/08/the-worst-money-advice-ive-ever-heard.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 12, 2023 • 10min
2235: Breaking The Habit of Being Critical: Four Ways To Show Kindness to Your Partner by Dr. Margaret Rutherford
Dr. Margaret Rutherford shares 4 ways that couples can create kindness with one another.Episode 2235: Breaking The Habit of Being Critical: Four Ways To Show Kindness to Your Partner by Dr. Margaret RutherfordDr. Margaret Rutherford has been a psychologist in private practice for over twenty-five years. She’s the author of “Perfectly Hidden Depression”, and hosts a weekly podcast, SelfWork with Dr. Margaret Rutherford, where she offers compassionate common-sense directions, ideas and goals toward the changes listeners want to make in healing. You can learn more about the book at: https://drmargaretrutherford.com/4-ways-to-create-kindness-with-your-partner-before-your-words-lead-to-divorce/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 12, 2023 • 11min
2234: Why Your House Is A Terrible Investment by JL Collins
JL Collins of JLCollinsNH.com shares why your house is a terrible investment.Episode 2234: Why Your House Is A Terrible Investment by JL CollinsMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original post is located here:https://jlcollinsnh.com/2013/05/29/why-your-house-is-a-terrible-investment/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 11, 2023 • 10min
2233: How to Create a Minimalist Budget by Amanda Brownlow
Amanda Brownlow of Hello Brownlow talks about how to create a minimalist budgetEpisode 2233: How to Create a Minimalist Budget by Amanda BrownlowAmanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country. When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does. The original post is located here: https://hellobrownlow.com/2020/07/21/minimalist-budget/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 10, 2023 • 9min
2232: [Part 2] What Are The Costs Of Working? by Marjolein Dilven
Marjolein Dilven talks about the costs of working. This is part 2 of 2.Episode 2232: [Part 2] What Are The Costs Of Working? by Marjolein DilvenMarjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it! The original post is located here: https://radicalfire.com/costs-of-working/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 9, 2023 • 9min
2231: [Part 1] What Are The Costs Of Working? by Marjolein Dilven
Marjolein Dilven talks about the costs of working. This is part 1 of 2.Episode 2231: [Part 1] What Are The Costs Of Working? by Marjolein DilvenMarjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it! The original post is located here: https://radicalfire.com/costs-of-working/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 8, 2023 • 11min
2230: Frugal or Cheap: How to Tell and Why it Matters by Vicki Cook and Amy Blacklock
Amy Blacklock and Vicki Cook of Women Who Money compare frugality to cheapnessEpisode 2230: Frugal or Cheap: How to Tell and Why it Matters by Vicki Cook and Amy BlacklockThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/frugal-or-cheap-how-to-tell-why-matters/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices