

Your Money with Michelle Martin
MONEY FM 89.3
Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.
Episodes
Mentioned books

Sep 9, 2025 • 15min
Money and Me: Investing in Singapore's IPO Resurgence and you the investor
Singapore’s small- and mid-cap IPO market is roaring back, powered by MAS liquidity measures and a wave of fresh listings. Join us as Vincent Toe, Co-founder and MD of ICH Group, shares how anchor investors are reshaping IPO confidence and attracting cross-border capital. We explore Singapore’s growing role as a listing hub amid global shifts, the readiness of deep tech and AI for IPOs, and lessons from success stories like Lum Chang Creations and Info-Tech. Plus, insights for retail investors eager to ride this new growth wave. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Sep 9, 2025 • 13min
Market View: Murdoch Succession, Cloud Winners & Asia’s Political Shakeups
Power struggles, cloud disruptors, and political shocks are moving markets. Hosted by Michelle Martin in this solo edition of Market View, dive into Lachlan Murdoch’s takeover of the Fox and News Corp empire, JPMorgan’s bullish call on a fast-growing cloud stock, and market reactions to leadership shifts in Japan and Indonesia. Hear why Nebius and Xpeng are gaining traction, while Cosco, Orient Overseas, and mm2 face headwinds. Plus, a check on the Straits Times Index, where Yangzijiang Shipbuilding outshines while SingTel lags. Insight-packed, forward-looking, and focused on what matters for your money today.See omnystudio.com/listener for privacy information.

Sep 8, 2025 • 21min
Money and Me : Where is Crypto adoption accelerating?
The 2025 Chainalysis Global Crypto Adoption Index shows APAC grew 69% year-over-year, adding nearly US$1 trillion in transaction volume. India, Vietnam, and Pakistan are driving grassroots adoption, while Singapore jumps into the top 20 globally when adjusted for population. Stablecoins are exploding in use cases. Meanwhile, Bitcoin remains the top fiat on-ramp. We break down the findings, U.S. policy shifts, and Asia’s regulatory edge with Chengyi Ong, Head of Policy APAC at Chainalysis. Hosted by Michelle Martin, this episode explores the opportunities and risks shaping the next wave of global crypto adoption.See omnystudio.com/listener for privacy information.

Sep 8, 2025 • 17min
Market View: Invest Like Goldman Sachs – Stocks With Staying Power
Want to know which companies Goldman Sachs says have real staying power? Hosted by Michelle Martin we break down Goldman’s picks: Walmart, Ollie’s Bargain Outlet, T-Mobile, Charles Schwab, and Porch Group. We also spotlight Singapore’s Fitness Champs IPO and what its U.S. debut means for Asian expansion. Plus, the Fed’s next move, Apple’s iPhone launch, earnings from Oracle, Adobe, and Kroger, and tariff decisions looming over tech stocks. In our UP or DOWN segment: Robinhood, Lululemon, Hyundai, and Tesla’s trillionaire ambitions all get the spotlightSee omnystudio.com/listener for privacy information.

Sep 4, 2025 • 25min
Influence: Lucas Lu, Head of Asia, Zoom on future proofing with AI in the region
A new Zoom study shows that while Singapore’s 18–24-year-olds value AI speed and efficiency, 92% still want the option of escalating to a human agent. What does this paradox reveal about the limits of AI in customer and workplace experiences? We unpack how brands can avoid loyalty killers and design seamless journeys that balance tech and empathy. The findings also raise important questions for leaders planning tech investments and multi-generational workforce training. Hosted by Michelle Martin featuring Lucas Lu, Head of Asia at Zoom.See omnystudio.com/listener for privacy information.

Sep 4, 2025 • 24min
Market View: Electric Cars and AI Stars
China’s EV market is on fire – but can Nio survive the heat of “involution”? Nio’s sales surge, but mounting losses raise questions about the sustainability of China’s EV frenzy, where rivals like BYD, Geely, and Xiaomi fight for dominance. Meanwhile, Morgan Stanley sees long-term winners despite Beijing’s call to tame competition. Across the Pacific, AI dominates earnings with Salesforce, Figma, and Hewlett-Packard Enterprise all under investor scrutiny. Plus, we size up UP or DOWN moves in Campbell’s, Macy’s, CNMC, and Keppel DC REIT. Hosted by Michelle Martin with Ryan Huang, bringing you insights on Nio, BYD, Salesforce, HPE, Figma, and more. See omnystudio.com/listener for privacy information.

Sep 3, 2025 • 21min
Money and Me : The Real Cost of Going Electric
Will you save money buying an EV? What are the real running costs? What are the costs of insuring an EV? Is owning an EV in Singapore really a smart financial move? Join Michelle Martin as she digs into the dollars and sense of electric vehicle ownership. With Dhiren Amin from Income Insurance and Stanley Chan who bought his first EV a year ago. Hear first-hand what goes into insuring and driving an EV. From premiums to maintenance, charging costs to lifestyle changes, we separate hype from reality. Are Singaporean drivers ready for the switch, and will premiums ever come down? This is a grounded look at the EV revolution, putting your costs at the centre of the debate - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Sep 3, 2025 • 24min
Market View: Google and Chrome are still together, Kraft Heinz Split & STI Surge
Google avoids the breakup of Chrome but must share its search data with rivals like Bing and DuckDuckGo according to a federal judge in the US. Alphabet shares rally while Apple also ticks higher. Kraft Heinz, once a Warren Buffett favorite, is splitting up after years of sagging value. We track Buffett’s disappointment and whether a breakup could unlock hidden worth. Singapore’s STI edges past 4,300 before settling at 4,298, powered by Genting Singapore and SingTel milestones. And in the UK, pubs pull their last pint under cost pressures. All this plus the treadmill cinema screening of Stephen King’s The Long Walk - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Sep 2, 2025 • 22min
Money and Me: Decoding the CareShield Life Math
CareShield Life is changing - are you paying more or getting more value? Monthly benefits are stepping up 4% a year even as premiums rise for five years, so how should households plan cashflow? We unpack what the changes mean for you. We explore the hidden bills families don’t see coming and on the ground realities. When do private supplements make sense? What will help with inflation? All explained in plain money terms - hosted by Michelle Martin with guest Elijah Lee, Senior Financial Services Manager, Phillip Securities.See omnystudio.com/listener for privacy information.

Sep 2, 2025 • 25min
Market View: Taxis, Tech & Tough Times — Comfort’s Big Grab, F&B Fallout, and a MetaOptics Debut
Singapore’s streets are shifting - Prive is no more, taxis consolidate, and chips are getting their Catalist moment. ComfortDelGro snaps up the rest of CityCab as investors cheer and ST Engineering slips, raising questions on fares and competition. F&B and cinema pain deepens with Prive’s shutdown and Cathay Cineplex’s exit - are costs or consumer fatigue to blame? A homegrown bright spot: MetaOptics eyes a listing with meta-lenses made on semiconductor lines, but profits remain a work in progress. UP or DOWN rolls through Alibaba, Xpeng, Sembcorp, Yangzijiang Shipbuilding and Gold for the market’s telltale themes. All this and the latest STI movers - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.


