
Your Money with Michelle Martin
Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.
Latest episodes

Jun 24, 2025 • 16min
Money and Me: Can you stretch your CDC Vouchers?
What if your grocery run could help pay for your next flight? Singaporeans are getting smarter with every swipe — stacking CDC vouchers, KrisFlyer miles, and loyalty points to stretch every dollar. Enter the yuu Rewards Club — now linked to over 1,000 brands including 7-Eleven, Cold Storage, Giant, and Gojek. With cost-of-living pressure still high, intentional spending is going mainstream. Michelle Martin breaks down the rise of coalition loyalty and the psychology of everyday value. Hosted by Michelle Martin with guest Chen Peng, CEO of yuu Rewards Club.See omnystudio.com/listener for privacy information.

Jun 24, 2025 • 25min
Market View: Ceasefire Relief, Robotaxi Rally & Blind Box Blowback
Markets rise on a mix of relief and restraint as Trump announces a ceasefire timeline between Israel and Iran. Oil prices tumble, erasing war premiums and easing inflation fears. Tesla surges after its robotaxi launch, but is the hype real? Meta faces political heat over WhatsApp, and Pop Mart stumbles after China warns on blind-box toys. The Fed's Jerome Powell heads to Capitol Hill — will July bring a rate cut? Hosted by Michelle Martin with Ryan Huang, featuring Tesla, Meta, Pop Mart, Hims & Hers, Stellantis, and Yangzijiang Shipbuilding.See omnystudio.com/listener for privacy information.

Jun 23, 2025 • 25min
Money and Me: China's Value Bets—Hidden Gems or Mirage?
China’s retail sales are soaring—but is this recovery real or just a policy sugar rush? With consumer spending lifted by subsidies yet long-term income growth slowing, investor confidence is being tested. Pop Mart’s plunge shows how quickly sentiment can shift amid regulatory rumblings. Michelle Martin asks Dividend Titan’s Willie Keng what he saw on his recent China trip—and why he’s maintained his conviction on value stocks. Are there unappreciated gems like China Resources Beer, or should investors brace for volatility? Hosted by Michelle Martin. Companies: Pop Mart, China Resources Beer, Tsingtao, EV firms, local brands, tech innovators.See omnystudio.com/listener for privacy information.

Jun 23, 2025 • 24min
Market View: Oil Shock, Robo Bets, and AI Eyewear
A U.S. strike on 3 Iranian nuclear sites sends Asian markets reeling—what are the ripple effects for investors? Gold climbs, the dollar strengthens, and Bitcoin slides as tensions spike in the Strait of Hormuz. We also dig into Morgan Stanley’s surprising picks in China’s humanoid robot race. Plus, a look at AI moves by DBS, Apple’s lawsuit drama, Meta’s new smart glasses, and a stablecoin bump for Circle. Singapore’s STI starts the week after losses—can it rebound? Find out with Michelle Martin and Ryan Huang. See omnystudio.com/listener for privacy information.

Jun 20, 2025 • 19min
Money and Me: Should You Lock in CPF’s 4% Rate?
Is your CPF money working hard enough for your future? Michelle Martin finds out what the 4% SMRA rate really means for your retirement goals. Christopher Tan, CEO of Providend, breaks down how this rate is calculated and what it means in today’s market. Should you transfer funds from your Ordinary Account to your Special Account now? How do CPF options compare with SSBs, T-bills, and fixed deposits?See omnystudio.com/listener for privacy information.

Jun 20, 2025 • 27min
Market View: Buffett’s Big Dip, Oil Winners, and the Airbus Ascent
Berkshire Hathaway's shares nosedive—what's behind the biggest drop in over a decade? Michelle Martin and Ryan Huang unpack how oil spikes create winners and losers. Airbus soars with a blockbuster showing at the Paris Air Show, while Boeing stumbles. Can ExxonMobil and United Airlines ride the energy wave? Singapore's STI edges up—what are the levels to watch today? Hosted by Michelle Martin with Ryan Huang. Companies mentioned: Berkshire Hathaway, Airbus, Boeing, ExxonMobil, United Airlines, DBS, Keppel Corp, Singapore Airlines (SIA)See omnystudio.com/listener for privacy information.

Jun 19, 2025 • 31min
Money and Me: Less miles on these credit cards: smart credit card hacks
If you've been dismayed at the changes to your mile earn rates on your credit cards, we have you covered with credit card strategies to spend smarter. Hosted by Michelle Martin with guest Tim Phillips, Founder of TimTalksMoney, this episode unpacks recent cuts to high miles-per-dollar credit cards and what savvy Singaporeans can do now. We ask: is the ultra-pricey Amex Platinum worth it or just hype? Plus, we explore Grab and Sea Limited and what investors are talking about with the two tech titans. Discover hidden credit card pitfalls, smarter strategies, and why investors are watching these tech giants closely. If you are chasing points and gains, this episode is for you.See omnystudio.com/listener for privacy information.

Jun 19, 2025 • 24min
Market View: Wilmar’s Woes, Nuclear Bets & Dollar Doubts
With U.S. markets closed for Juneteenth, Asia takes center stage. We break down the unfolding multi-trillion rupiah corruption probe rocking Wilmar International — a scandal dating back to Indonesia’s 2022 cooking oil crisis. Despite the headwinds, Wilmar is striking a new deal in Nigeria — is it business as usual or damage control? Plus, DBS makes a bold pitch for nuclear energy investing — not in reactors, but in the uranium supply chain. Ryan Huang breaks down the stocks to watch and whether the uranium surge is sustainable. Also in focus: the future of the U.S. dollar. From China’s push for a multipolar currency world to Trump-era flashbacks, is the greenback losing its grip? We wrap with a round of “Up or Down?” featuring Nike and Singapore construction stocks — and a final lap around Jewel Changi’s new Mario Kart experience. See omnystudio.com/listener for privacy information.

Jun 18, 2025 • 27min
Money and Me: Plan for Children's Uni and Boost your Retirement Funds?
How much does it really cost to send your child to uni - whether local or overseas? How will you fund this without compromising the build up of your retirement funds? Daniel Sim, Founder of Golden Goose Properties, says its possible to do both strategically. He explains why the shift from ownership to consumption changes how we plan for education. Instead of sinking funds into non-recoverable expenses, invest in appreciating assets. Hear his bold take on building generational wealth—without a traditional university fund. A thought-provoking episode hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Jun 18, 2025 • 23min
Market View: Bullish REITs, Wilmar Seizure Shock & Herbal Stock Surge
A herbal stock with zero revenue rockets 64,000%—what’s behind the madness? Michelle and Ryan unpack DBS’s latest bullish call on industrial REITs. Wilmar faces a billion-dollar graft probe in Indonesia—could there be spillover effects? Wall Street wobbles on energy jitters, while gold continues to dazzle. From AI-driven SK Hynix to Airports of Thailand, it’s time for "Up or Down?" Hosted by Michelle Martin with Ryan Huang. Featuring CapitaLand Ascendas REIT, Mapletree Logistics Trust, ESR-LOGOS REIT, Wilmar, Eli Lilly, and more.See omnystudio.com/listener for privacy information.