Brown Ambition

We've got NEWS! BA has officially joined the Westwood One podcast network (5:43). We're so excited and grateful for the opportunity they're giving us to continue growing and reaching more people. A LOT happened while we were gone, so let's get into it...What in the world happened with Gamestop? What does it mean to "short" a stock? Did a reddit meme just make a whole bunch of people rich? We've got the tea. (11:44)We're sure you know about Tiffany's book by now. Its called Get Good With Money: 10 Simple Steps to Becoming Financially Whole. And now you can pre-order it! Go get it now right here: https://getgoodwithmoney.com/ (50:13)And we're back to answering your questions this week. We've got some great ones:32:29 - How does Tiffany take apple cider vinegar and why?34:09 - My job just promoted me without giving me a pay raise. They said this was the position I was meant to have all along, but I never signed anything saying that. I’m not in a position to quit right now. Help!40:08 - I have two 401ks from previous companies. Should I roll them over during the current economy, or should I leave them where they are? Also my company doesn’t have a match. Any suggestions for making the best of this?Check out the links below for more:Hedge funds and short-selling: How and why Gamestop shook the stock marketA 10-Year-Old GameStop Investor Cashed In. His Return? Over 5,000%. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We missed y'all last week! And this week is a bit of a different show. We've talked before on the show about the amazing organization Higher Heights. They're a 501(c)(3) that is building a national civic engagement infrastructure and network to strengthen Black women’s leadership capacity. This week we're talking to one of the founders of Higher Heights, Glynda C Carr. In this interview we'll learn: (6:10) How Black women have been the architects of our democracy (8:45) Just how big a deal is it that we have Kamala Harris as our Vice President now? (19:12) What's at stake for us if we don't get more involved at the local levels? (21:15) If you want to get more involved but don't necessarily want to run for office, how do you do that? (33:28) Now that we're past the general election, how do we keep this current energy going? And more!This was an amazing conversation and we're so excited to share it with you! See you all next week!https://www.higherheightsleadershipfund.org/https://www.higherheightsforamericapac.org/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Welcome to 2021, BA Fam.To say the least, we are still reeling from the attack on our nation's capitol last (and DEMOCRACY ... and REALITY?) last week —OK, let's be real here the entire last four years. It was tough to find the words for this, y'all, but we are here to vent (a lot) with you and try to unpack what this means for the year to come.We're doing the best we can to take care of ourselves and each other, and sometimes that's all we can do. But most importantly, Brown Ambition is back in business for 2021, talking about self-care, career, personal finance, and empowerment. We got some great questions this week:28:53 - Can you really take online surveys as a side hustle?32:52 - What's the key to finding good virtual assistants for your business?Don't forget to check out the Brown Ambition merch store to get yourself some swag, and we'll see you all next week!Check the links below for more:Our song of the show: The Earth is GhettoWhat's on Tiffany's bookshelf this year:Small Giants: Companies That Choose to Be Great Instead of BigContagious: Why Things Catch onThe Catalyst: How to Change Anyone's MindThe Effective Executive: The Definitive Guide to Getting the Right Things DoneLead from the Outside: How to Build Your Future and Make Real ChangeVagabonding: An Uncommon Guide to the Art of Long-Term World Travel Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week we're bringing you a re-broadcast of our interview with Jaspreet Singh of The Minority Mindset YouTube channel. Like Tiffany, Jaspreet’s story started with him falling victim to a scam (19:27). But he didn’t let that stop him and he’s now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more.This conversation was another highlight of our year, and we're excited to share it with you again. Keep an eye out soon for new episodes. Be well, and happy new year! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We almost made it to the end of 2020. We're done making episodes for the year, but we wanted to replay this super fun, informative and important interview with Christina and Amon from Our Rich Journey. They achieved financial independence in 8 years, and they're shared some of their secrets with us. This was one of the highlights of our year, and its definitely worth a look back. Stay happy and healthy, we'll see you in 2021! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Last chance y'all! Head over to the Brown Ambition merch store and use coupon code HOHOHO to get 25% off!----------------------Happy BA Wednesday y'all. It's our last episode of 2020! We're taking a look back at 2020 and talking about the good things that happened for us this year. We're also taking a look forward at 2021 and talking about what we're trying to do next year. Last but certainly not least, we're getting a new stimulus bill (2:45) soon, and we'll be telling you what is (and isn't in there).And because it's our favorite thing, we're still answering your questions this week! (35:43) I’m very unhappy in my current job. I have some money in savings and some in a 401k. Should I put my health first and quit my job now? Or should I wait until I secure something else? (41:48) I recently got a new job and lost all the sick time I had saved up. I want to start a family with my partner. I want to spend as much time with my new baby as possible. Should I spend the 6 months expenses I have saved to do that, or should I tough it out and go back to work after maternity leave? Check out these links to read more:NY Times: Congress Strikes Long-Sought Stimulus Deal to Provide $900 Billion in AidCNBC: Everything you need to know about the second round of coronavirus stimulus checksCDC Eviction Relief FormHow to volunteer to help the Georgia Senate runoffs: 12 things you can do for voter outreach right nowElle Magazine: The Journalist and the Pharma BroOvia Health AppsFollow the links below to support our sponsors:Speaking of sponsors though, you can support our sponsors here:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Our self care journeys continue. Sometimes self care is more than a massage or your favorite cocktail. Sometimes it's therapy. Sometimes it's sitting in your car by yourself with your favorite drink. Whatever it means for you, we hope you're taking good care of yourself. The end of the pandemic is in sight, but we still have to get through the holidays and the first part of next year. It's still going to be hard, and you still deserve to be okay. In the meantime, we're going to keep bringing you money and career advice. There are some great questions this week like: (26:56) How can I pay off 20k in debt on a fixed income? (34:13) I’m 25 and I’m graduating with 2 masters degree. I received a job offer, but I’m afraid I might’ve asked for too little money. I had a great interview for a promotion with my current employer, and that might offer more money. I’m stressed out over what to do! As you finish up your holiday shopping, don't forget: You can save 25% at our merch store by using the coupon code HOHOHO. Good through the end of December! In this year especially, its great to support local and small businesses. One of our favorites right now is The Butter Bar skincare (not a sponsor, we just love them). Either way, do your best to shop local and support small businesses. We want to see them survive this pandemic!Speaking of sponsors though, you can support our sponsors here:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbitionCheck out the links below for more:Neal Katyal on IGCardi B's 88k purseNaviPsychThe Debt SnowballSandy Smith - Yes, I am CheapMagnify Money - When You Should Consider Bankruptcy and How to File Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

It's the holiday season, but its the season for other things too. It's always a good time to look at the things in our lives that seem little (that achey-but-not-too-bad arm?) but might turn into something big. Why not take care of it before it gets out of control? Whether its your money or some other thing in life, you're worth it. It's time to start acting like it!We got some great questions from you this week: (23:44) - How do I get better odds of getting a balance transfer credit card that will cover the full amount of my debt? (28:23) - I have 40,000 dollars in savings and I’m not sure what to do with it. Is there a better place than my savings account? Don't forget the whole month of December you can get a 25% discount at our merch store with coupon code HOHOHO!Check out the links below for more reading:The Catalyst: How to Change Anyone's Mind by Jonah BergerContagious: Why Things Catch On by Jonah BergerFSA StoreThe Noodle BudgetMagnify Money's List of the Best High Yield Savings AccountsWhat is Clubhouse?Black Millennials fueled a surprising 2020 home-buying surge for African Americans@VisionPoet on IG Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

HOHOHO the gift giving season is upon us! And for the Brown Ambition fan in your life (including you!) we're offering a 25% across our merch store at brownambitionstore.com. Use promo code HOHOHO to get your discount!_______________________________We made it past Thanksgiving! We got our Zoom on and did what we could to spend time with our families and stay safe. We're trying to finish this holiday season safe and get ready for this vaccine that will hopefully be coming soon. In the meantime we're so excited to hear that a lot of you are taking charge of your mental health by reaching out to our friend Stephanie over at NaviPsych (not a sponsor, we just love her) or otherwise getting into therapy, and we want to send our love to all of you. Wishing you the happiest of holiday seasons!We've got some great questions this week like: (21:20) - I have 10k saved for my wedding, but I don’t think we’ll get married for awhile, where should I store this money? (28:50) - Neither of my parents have life insurance or health insurance, and they don’t have any money set aside for retirement. I’m probably going to end up responsible for their care when they can’t work anymore. How can I convince them to start saving? Check out the links below for further reading:NaviPsychThe Catalyst: How To Change Anyone's MindPolicyGeniusQuote Wizard Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

And just like that it's time for all the holidays! We've got Thanksgiving, Christmas, Hannukah, Kwanzaa, and even birthday celebrations to plan. Like everything else this year, Covid is making it way too complicated (seems like there are vaccines on the way though! (9:35). We're making it work thought like we ALWAYS do. So whatever you're doing this season, please stay happy, safe, and spend some time with people you love. Safely!We've got some great questions from you all this week like: (19:50) How can I make sure I’m not the victim of a racist appraiser? (28:11) What’s your perspective on taking some money out of a savings account and putting it towards stocks or an ETF? (30:47) I have $1,000 left on my car note, I have a o% interest credit card balance transfer at $10,000, and $6,000 on a high interest credit card. I’ve been focusing more on paying down debt during the pandemic. My car loan will be paid off in December and I’m wondering how best to allocate those funds. Should I pay down more debt or save? Check out these links for more:Covid-19 Vaccine UpdatesNYT: Black Homeowners Face Discrimination in AppraisalsThe Noodle BudgetAnd check out these links to support our sponsors:http://rothys.com/brownambitionhttp://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first monthhttp://fiverr.com – Receive 10% off your first order by using our code BrownAmbitionDon’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.