Brown Ambition

The world is a lot right now. Let's talk about it.Resources:The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change - https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz--vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like: If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low? My grandfather gave me a car. Should I sell my old car or rent it out for extra income? And check out the following links for more:Lending Tree Refinance Calculator: https://www.lendingtree.com/home/mortgage/calculators/mortgage-refinance-calculator/The Hertz bankruptcy and buying rental cars: https://twocents.lifehacker.com/get-ready-to-buy-a-rental-car-for-dirt-cheap-1843677823More on Central Park Karen: https://www.cnn.com/2020/05/26/us/central-park-video-dog-video-african-american-trnd/index.htmlProducts that qualify for FSA funds: https://fsastore.com/Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We got so many supportive messages from you all after last week's show. Thank you!This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like: How do I handle closed credit cards to improve my credit score? I'm expecting a large lump sum of money, I need some advice on how to use it. Check out the links below for more information:Secured Credit Cards: https://www.magnifymoney.com/compare/secured-credit-cards/Credit Builder Loans: https://www.self.inc/Calculate your noodle Budget: https://thebudgetnistablog.com/noodle-budget-101-how-to-adjust-during-financial-crisis/Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like:My mom is 60 and is horrible with money. What can I do to help her?What was your most ridiculous or unnecessary online purchase since quarantine began?how often do you take naps during quarantine? Or is that even possible?Since the quarantine, do you eat at home or order out?have you had to delete people from social media due to their excessive posting about the virus?what’s the first thing you wanna do once quarantine has been lifted?what music are you listening to right now?Check out these links for more:The NY Time article Tiff mentioned: https://www.nytimes.com/interactive/2019/04/27/upshot/diversity-housing-maps-raleigh-gentrification.htmlErykah Badu vs Jill Scott: https://hypebeast.com/2020/5/jill-scott-erykah-badu-verzuz-battle-recap-streamMore battles on Insta @verzuztvReach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more.As always, we're answering your questions, like:-Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month?-What are some of the pros and cons of putting your money into a money market account?-If now is a good time to invest, how do I start?Check out these links for more:Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own PersonReach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK.We're also answering questions like:-what's going on with this rent strike movement in New York?-I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do?Check out these links for more resources:For pro bono financial planning work for underserved communities: https://www.onefpa.org/Pages/ProBonoPlanning.aspxIRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-paymentsFile for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Wednesday, BA fam!Why is Suze Orman is telling people to spend money on their credit cards right now? Get the scoop on this and other money questions this week like: Should we dip into our savings to pay for my husband's nursing school? Online savings account interest rates are dropping, is now a bad time to open one? If you receive social security and didn't get money for a qualifying dependent, go here to find out what you need to do. The deadline is 4-22!Magnify Money Online Savings Account comparisons: https://www.magnifymoney.com/compare/savings-account/Find a local food bank to get help from or donate to: https://www.feedingamerica.org/find-your-local-foodbankIRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-paymentsFile for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Hey BA Fam - On this week's show, we're taking on scammers and price gougers, giving you the tools and information to keep your finances safe.For more information check out:Find Out When Your Stimulus Check is Coming via IRSFTC Coronavirus Scams Help Site7 Common Covid-19 Scams Explained Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

As we move into the 3rd or 4th week of staying home, COVID-19 is still affecting almost every area of our lives. We’re talking about how to cope. We’re going to tell you about how we’re taking care of our mental health, our families, and our businesses. Last week we talked a lot about the stimulus checks many of us will be getting. This week we’re also talking about how this bill affects small businesses, freelancers, and other 1099 workers.Then as always, we’re answering YOUR questions, including: I haven’t filed my taxes in two years. What do I need to do to qualify for a stimulus check? I thought the president suspended student loan payments. My servicer is telling me my full payment is due. What do I do? I was planning on opening a credit card this month, should I wait? Student Loan Forbearance Info: https://studentaid.gov/announcements-events/coronavirusApplication for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/File for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week, we start with a much needed mental health check in. The COVID-19 outbreak is affecting our work, our money, and relationships and we’re all figuring out what that’s going to look like for us in the coming months. Spoiler alert: IT’S OKAY TO GIVE YOURSELF A BREAK.On the show today, we talk about the $2 trillion relief package passed by Congress and what it means for you: How much my will my stimulus check be? When will I get my stimulus check? What should I do with my stimulus check? I’m a small business owner, what’s in this for me? And we get some Mali More updates too!Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/File for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.