Brown Ambition

In her business, Tiffany calls her team the “Unicorn Squad.” We need to have a talk about how we create a “Unicorn Culture.” The old ways of doing work are dying and we say let them die. You want to talk a meeting while you’re out on a walk, why not? We had a great talk this week about how to value your employees as people instead of money generating machines.Then we’re on to your questions, this week we’ll talk about: (28:15) Is there really a housing bubble happening right now?  36:22) Paying off my debt has lowered my credit score, how can I start to recover it? And this week we’re also giving a big Brown Boost to Mandi’s new website https://www.mandimoney.com/Check out the links below for more:https://www.magnifymoney.com/https://www.creditcards.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy BA Wednesday! This week we're bringing you another interview from an amazing and inspirational couple, Sean and Michelle Clark from Double Dutch Aerobics. We'll hear from them about: How their business was impacted by the pandemic (9:40) How their community came through for them in their time of need (36:04) How they’re coming back stronger after surviving the pandemic (39:45) The value of multiple income streams in helping survive the pandemic (44:47) Learn more about the amazing work Sean and Michelle are doing at https://www.doubledutchaerobics.com/.Also check out our small business boosts:Kier Gaines: https://www.instagram.com/kiergaines/?hl=enStarwalker Industries: https://starwalkerindustries.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

BA Fam, this week we're super excited to bring you another great interview. One of our financial favs Helen Ngo is back to talk to us about how we plan finances for our kids. We'll talk about: The difference between tactics and strategy when planning for your kids financial future (21:50) Why is college the first (and sometimes only) thing we think about when planning for our kids' financial future? (24:40) A few alternatives to the ever popular (and overhyped?) 529 plan (32:40) When is the right time to start? (41:41) Check out the links below for more:Investopedia's Complete Guide to 529 PlansWhat Is a Roth IRA?How Do UTMA Accounts Work?Capital Benchmark PartnersThe National Association of Personal Financial AdvisorsFee Only NetworkXY Planning Network Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy BA Wednesday! Let's talk about mindset. It's not the solution for everything, but it can make SUCH a difference in your life. This week we cover: Why dreaming big and working big aren't the same thing (11:32) An activity you can use to dream big and shift your mindset (19:50) What Sesame Street can teach us about mindset (28:37) What's the mindset difference between a millionaire and a billionaire (35:05) Then we'll get to your questions about debt versus savings (42:55) and how to find a competent and trustworthy financial advisor 49:50).Come hang out with us April 28th with The 19th* at 1pm Eastern. They've invited us to go live with them to answer questions about managing finances in a pandemic. You can send in questions here, and register to join us here. We'll see you there!Don't forget you can call/text us your questions for Brown Ambition at 844-858-8080. And as always you can DM us on Insta @brownambitionpodcast or email us at brownambitionpodcast@gmail.com.Check out the links below for more:The Get Good With Money ToolkitThe National Association of Personal Financial AdvisorsFee Only NetworkXY Planning NetworkMatt McGorry Post on Patrisse CullorsNumberblocksAlphablocksThis 12-year-old prodigy is heading off to college. She aspires to be a NASA scientist Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

There are so many emotions this week, especially with the guilty verdict(s!) in the George Floyd murder trial. We want you to know that we recorded this episode Monday, a day before the verdict was reached. Our hearts go out to Floyd's family and to all the supporters of the Black Lives Matter movement who fought for justice in Floyd's name. He will not be forgotten.There is still much work to be done. Here's how you can help: Call 202-499-6085 and ask your representatives in Congress to support The George Floyd Justice in Policing Act Register to vote https://vote.gov Donate to causes that support social justice and racial equality We are sending virtual hugs to everyone and hoping you are taking care of yourselves. Here's a little preview of what we cover on today's show: Tiff's newest wisdom from Dr. Greene (5:27) Should you take advantage of your employer's Employee Stock Purchase Plan? (19:50) And where's best to park your home downpayment savings (26:35) Don't forget you can call/text your questions to: 844-858-8080And if your question is longer or more complicated, you can still hit us up on IG @brownambition podcast or email brownambitionpodcast@gmail.comSave your spot! On Thursday 4/29 at 12 p.m. CT/1 p.m. ET Tiffany and I will be live in conversation with The 19th, a nonprofit newsroom amplifying the voices of women, people of color and LGBTQ+ citizens. Sign up here,Check out the links below for more:Employee Stock Purchase PlansYou can and should still buy Tiffany's book if you haven't!Economist who says racism costs the U.S. $16 trillion explains the math Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We got a New York Times best seller, fam! Get Good With Money is on a whole bunch of best seller lists and we couldn't be more proud. This week we spend some time talking about what it means for Tiff (1:22), what it takes to actually get on a best seller list (9:20), and maybe most importantly, what Tiff plans to do for REST (16:45).And after our amazing interview last week, we're back to answering your questions, like: I over contributed to my 401k, can I pull some of that money out to pay down some debt? (25:22) My career and family life are getting really hard to juggle, should I take a different job? (34:40) Don't forget you can text/call with your questions at 844-858-8080 (try to keep your messages under 1 minute please!)But you can always hit us up the old fashioned way too, on Insta @brownambitionpodcast or via email at brownambitionpodcast@gmail.comCheck out the links below for more:Hardship Withdrawal vs 401(k) Loan: What's The Difference?The Butter Bar Skin CareHow Credit Card Balance Transfers Work Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Hey BA fam! We’re excited to bring you a very special interview this week. We had the joy and privilege of talking to Troy and Rashad from the podcast Earn Your Leisure! Also making a special appearance is Ian Dunlap from the Market Mondays podcast.We got so much wisdom and inspiration from them. Things like: How to use an economic downturn to your advantage (37:00) Why it’s important to build a foundation before you can seize on a “moment” (42:15) Turning a podcast into a network, then into a platform (53:25) What does “leisure” actually mean? (1:09:25) It was so great having these gents on the show. We’re sure you already know who they are. But if you don’t, now’s the time to get familiar! Check out Earn Your Leisure and Market Mondays and subscribe wherever you listen to podcasts.Check out the links below for more:Get Good With Money Virtual SummitBuy Get Good With Money Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy BA Wednesday, fam! It’s book release week for Tiff, and we’re talking all about the concept of financial wholeness (12:55). Mandi even took the quiz, and we’ll discuss her results. We’d love to see you take it too. Head to ggwmoneyquiz.com and take the Financial Wholeness Quiz, then share your results on IG and tag us with the hashtag #ggwmoney.Other topics this week include: Should you worry about identity theft with a custodial brokerage account? (49:17) Should you drain your savings to pay off debt? (even if its a birthday present you totally deserve!) (53:05) A hard break for Georgia’s new voting restrictions (1:00:13) A boot for an IG account we love (1:02:30) It was so fun hearing from you all this week! Call and text us your questions for next week at 844-858-8080.Check out the links below for more:Buy Tiffany's book - Get Good with MoneyVisionPoetShopping for a New Car? Use the 20/4/10 RulePolicy GeniusSelect Quote Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Before we do anything else, we want to let you know we're standing in solidarity our AAPI community in Atlanta and all of the US after the tragedy that happened there last week. This epidemic of violence against our AAPI siblings has to stop. Check this link to see how you can help.Other things happening this week: Chris Hogan, of DR fame resigns after failing to live up to their "righteous living" policy (17:35) Kylie Jenner asks people to crowdfund for her makeup artist's brain surgery (20:23) And then, of course, your questions! The woman whose mortgage question had us STUMPED (30:52) A listener wrote in to share a major debt win (37:24) I gave a lower salary range than I should have for a prospective job, should I go back with a higher number? (41:25) Don't forget we have a new way for you to send your questions, call or text: 844-858-8080Check out the links below for more:Order Tiffany's BookPhroogal Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Have you ever heard of hypergamy? Wikipedia defines it as "the act or practice of a person marrying a spouse of higher caste or social status than themselves." Plenty of women today are actually following hypergamy in their relationships. Tiff fell down a YouTube rabbit hole and she's got questions...(3:18)Other highlights: Stimmys are coming! What should we be doing with them? (31:58) How do students and dependents get their checks? (33:53) Whether you should open a UGMA account for your child (35:49) What the child tax credit in the stimulus bill is all about (42:32) Check out the links below for more:Order Tiffany's BookGet Good With Money SummitVote for Tiff in the NAACP Image AwardsSchool of Affluence Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.