Journey To Launch

Sahirenys Pierce and her husband had almost six-figures in debt when she started her career in finance. In her new industry, she knew that her own finances could be held under a microscope at any time. In fact, filing bankruptcy would jeopardize her career. That’s why Sahirenys created the High-5 Banking Method, which helped her and her husband pay off $99,000 in five years, and avoid bankruptcy. This week, on the Journey to Launch Podcast, Sahirenys and I talk about paying off debt, prioritizing your goals, and banking with a purpose. In this episode you’ll learn: What is the High-5 Banking Method and why you need it How to prioritize your financial goals when you have debt Ways to combine your finances with your partner The difference between a liquid budget and a concrete budget and how to adjust when life happens The importance of tracking your spending How to save and spend with a purpose, and so much more Join me & Teri Ijeoma for a free class on how to make money in the stock market and avoid the uncertainty of the economy on June 3rd at 8:30 pm EST here journeytolaunch.com/tradingclass   Other related blog posts/links mentioned in this episode: Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Sahirenys: Website Instagram: @PoisedFinanceLifestyle Twitter: @PoisedFinance Facebook: @PoisedFinanceLifestyle YouTube Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

Marsha Barnes was working at a bank when she realized that people in Charlotte, North Carolina weren’t talking about finance in schools or in public. So, she thought of an innovative way to talk about personal finance. Marsha created a financial literacy “hub on wheels” to bring financial literacy directly to the people who needed it the most.  In this week’s episode, Marsha and I talk about entrepreneurship, what it takes to turn your passion into a full-time business and how to achieve overall financial wellness.  In this episode you’ll learn: Questions to ask yourself to know if entrepreneurship is right for you What is a “runway” and why you need one to survive entrepreneurship How Marsha quit her job one year after starting The Finance Bar Why revenue is not equal to profit  Steps to create financial wellness in your life  What blocks most people from experiencing freedom, and more Join me & Teri Ijeoma for a free class on how to make money in the stock market and avoid the uncertainty of the economy on June 3rd at 8:30 pm EST here journeytolaunch.com/tradingclass Other related blog posts/links mentioned in this episode: If you liked this episode you might also enjoy my interview with Vicki Robin, author of Your Money or Your Life. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Marsha: Website Instagram: @TheFinanceBar Twitter: @TheFinanceBar Facebook: @TheFinanceBar Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

Arlan Hamilton was homeless when she launched a venture capital fund dedicated to minimizing funding disparities in tech. In 2015, she created Backstage Capital, a venture capital fund that invests in high potential founders who are people of color, women, and/or members of the LGBT community. Today, Backstage Capital has raised more than $7 million and invested in more than 130 startups companies led by underestimated founders.  In this episode of the Journey to Launch podcast, Arlan and I are talking about the mindset, confidence, and self-care that led to Arlan’s ultimate success. We also discuss Arlan’s new book, It’s About Damn Time: How to Turn Being Underestimated Into Your Greatest Advantage. Arlan’s story is inspiring and this is an episode you don’t want to miss.  In this episode you’ll learn: How to use confidence to fuel your success What it means to invest in yourself The importance of self-care and how to set boundaries How to write a successful, tailored pitch What really matters in life, and more You can watch this interview with Arlan Hamilton on youtube by going to https://youtu.be/BrnGOdqAShc Other related blog posts/links mentioned in this episode: Get Arlan's book It’s About Damn Time Check out my interview on Arlan’s podcast, Your First Million, where I talk about reaching 1 million podcast downloads and my journey for Journey to Launch.  Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Arlan: Website Instagram: @ArlanWasHere Twitter: @ArlanWasHere Facebook: @ArlanWasHere Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

Teri Ijeoma is on the Journey to Launch podcast this week talking about swing trading, travel, and finances. A few years ago, Teri started swing trading as a side hustle with the goal to make $300 a day. This year, her goal is to make $10 million dollars in her business.  Teri travels the world and helps people learn the skills they need to master swing trading through her course, Invest with Teri. Listen to this podcast episode to learn how Teri is paying off debt and achieving financial independence through teaching and investing in the stock market. In this episode you will learn: What is swing trading  How to trade, travel, and live your best life The difference between a short and long term investor How much time you need to trade and be successful Tax tips for when you profit from trading The traits you need to succeed at swing trading, and more Other related blog posts/links mentioned in this episode: Check out Teri’s course, Invest with Teri, to learn her 7 steps trading method. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Teri: Website Instagram: @ImAnInvestor Facebook: @InvestWithTeri Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide

Check out this week's bonus episode of the podcast where I talk to Carmen Perez to update us on how she's been dealing with the pandemic & the economic uncertainty. In the previous episode, Carmen shared how she was sued over her student loan, paid off $57,000 of debt in 2 ½ years and switch careers from corporate finance to coding. Today, Carmen comes back on the show to share how she's dealt with the loss of her income and how's she's finding opportunity in this crisis by using this time to sharpen her skills and remaining positive about the future. You can watch this interview with Carmen Perez on youtube by clicking here. Other related blog posts/links mentioned in this episode: Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Carmen: Website Instagram: @MakeRealCents Twitter: @MakeRealCents Facebook: @MakeRealCents Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide

On this week's episode of the podcast I'm talking to Carmen Perez who had to face the truth about her credit and finances when she was sued over her student loan. She then hustled to pay off $57,000 of debt in a little over 2 ½ years and with a background in finance and a six-figure salary to match, Carmen went from being a “Wall Street dropout” to a woman who codes. Besides being a successful software engineer, Carmen is also the creator of Make Real Cents, a blog dedicated to helping people achieve financial greatness by teaching them about personal finance. In this week’s Journey to Launch podcast, you’ll learn what tools Carmen used to get her personal finances in order, pivot in her career, and go to coding school for free.  In this episode you’ll learn: Steps you can take to get your financial house in order What is zero-based budgeting and why you need a budget Several ways to pay off debt How to make a pivot in your career Ways to get your education for free, and so much more Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: If you liked this episode you might love, Episode 85 – The Colors of FI- Roundtable Chat on Financial Independence, which also features Carmen and others in the financial independence space. Also, check out:  Episode 128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young Other podcast episodes about alternative careers and education. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Carmen: Website Instagram: @MakeRealCents Twitter: @MakeRealCents Facebook: @MakeRealCents Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide

This week’s guest, Lynnette Khalfani-Cox, read the entire 880-page economic relief package so you don’t have to. On the podcast, she explains who qualifies for stimulus checks, power money moves you can make now, the truth behind the programs available to individuals and small businesses, and more. Lynnette is a personal finance expert, television and radio personality, and author of numerous books. Her book, Zero Debt: The Ultimate Guide to Financial Freedom, is a New York Times bestseller. Lynnette had been on numerous TV shows including The Oprah Winfrey Show, the Tyra Banks Show, and more. She knows what she's talking about, and in this episode, she is giving you information about how you can thrive and survive now. In this episode you’ll learn: The truth behind the Stimulus Package About programs, you need to take advantage of now  Power money moves you can make during the Coronavirus pandemic   The best time to file your taxes if you want to qualify for a stimulus check How can you come out of this economic situation surviving and thriving Changes to the rules about borrowing from your retirement plan, and more You can watch this interview with Lynnette Khalfani Cox on youtube by clicking here. Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: Check out Lynnette’s New York Times best selling book, Zero Debt: The Ultimate Guide to Financial Freedom  Learn more about the Paycheck Protection Program for small businesses, freelancers, entrepreneurs, and more. Or apply for the Economic Injury Disaster Loan through the SBA website. Here’s Lynnette’s chart of the 2020 List of State Maximum Unemployment Benefits with State Websites and Phone Numbers Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lynnette: Website Instagram: @LynnetteKhalfaniCox Twitter: @TheMoneyCoach Facebook: @LynnetteKhalfaniCox Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide

A millionaire mom and retired before 50, Jackie Cummings Koski, is on this week’s podcast episode sharing her path to financial freedom. She went from poverty to wealth and learned a lot about investing along the way.   Throughout most of her career, Jackie made less than six-figures a year. She prioritized saving and investing and reached her financial independence number three years before planned. Jackie created a resilient investment portfolio that continued to grow even in uncertain times like today. In this podcast episode, Jackie shares her tips about how to keep calm and survive the current market turmoil. In this episode you’ll learn: What is financial independence (FI) and how to calculate your FI number Different ways to learn about investing so you can invest with confidence How to reduce your taxable income The first place where you can start investing What is a Health Savings Account (HSA) and how to use it The best times to double down in the market, and more  Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: Jackie was on Episode 40. Take a listen and learn about the Health Savings Account, the ultimate investment, and retirement account. Want to know how compound interest works? Check out this compound interest calculator. Check out Jackie’s book, Money Letters 2 My Daughter. Her book about money and personal finances includes easy to understand advice and guidance on some of the most important financial issues consumers face today. Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jackie: Website Instagram: @FInomenal_Woman Twitter: @MoneyLetters2 Facebook: @Jackie.CummingsKoski Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide

In this bonus episode, this week's guest Stefanie O'Connell Rodriguez opens up about how her business and life has changed because of Coronavirus. Stefanie and I share tips on how to cope and deal with the negative impact to your income (and career) due to the current state up events so that you can financially survive and thrive. Other related blog posts/links mentioned in this episode: Learn more about the Statement Event Get Statement Cards for ambitious women in your life. Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Stefanie: Website Instagram: @StefanieoConnell Twitter: @StefanieoConnel Facebook: @StefanieoConnell Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide

This week’s guest Stefanie O’Connell Rodriguez is on a mission to help women get more from their money so that they can unapologetically go after what they want.  In this episode, Stefanie shares tips about building your network, thriving in entrepreneurship, and leveraging your skill sets to make more money. We talk openly about managing your money with inconsistent income and how to pivot from one industry to another which is so relevant for what’s happening in the world today.  In this episode you will learn: About life behind the scenes of entrepreneurship Ways to build credibility in a new industry The importance of networking and creating genuine relationships What are soft skills and how to get paid for yours How to manage your money when you have inconsistent income Why all entrepreneurs need to pay themselves a salary, and so much more Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: Check out Empower’s article on How to get financial relief from the coronavirus outbreak here. Learn more about the Statement Event Get Statement Cards for ambitious women in your life. If you liked this episode you might also like Episode 91: Leveling Up Your Money & Investing with Erin Lowry. Check it out! Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Stefanie: Website Instagram: @StefanieoConnell Twitter: @StefanieoConnel Facebook: @StefanieoConnell Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide