Michelle Schroeder-Gardner of Making Sense of Cents started her journey to financial freedom by paying off almost $40,000 in student loans in seven months. She shared her journey on her website and turned her blog into a six figure online business. Today, Michelle helps others with their money while she and her husband travel full time on a sailboat.   Listen to this episode to learn more about how to; make money online and have a location independent lifestyle where you can work and live from wherever you want. In this episode you will learn: 3 things to do to get started with an online business and blog  How Michelle turned her blog into a six-figure online business Several ways to make money online What life is like if you travel full time on a RV or sailboat The power of networking with other bloggers and more Watch this on youtube by going to https://youtu.be/K0CTT4mDkbA Other related blog posts/links mentioned in this episode: If you want to hang out with me and Teri, sign up for our free class tonight at 830 pm EST. Seats are limited so reserve your space today! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Michelle: Instagram: @MichelleSchro Facebook: @Makingsenseofcents1 Twitter:@SenseofCents Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

Last week, Teri Ijeoma shared her story on going from trading as a side hustle to being able to; trade full time, travel the world and reach Financial Independence. Teri now runs a multimillion dollar business teaching others who want to learn trading as a side hustle to reach their financial goals.  This week, I’m sitting down with 3 of her new students in her Trade and Travel course who also are Journeyers. Tune in to learn more about what it's like to learn trading as a beginner, the importance of investing in yourself and what it’s like to be a part of Teri’s larger mission to collectively earn a million dollars a day and help people change the world.  In this episode you’ll learn: How you can trade for more income to save, invest, or pay off debt When you should invest in yourself and how to manage risks Three students’ perspective on learning how to trade, and so much more Other related blog posts/links mentioned in this episode: Episode 154: How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World Episode 172: Reaching Financial Independence, Buying her Dream Home in Cash & Amassing a $2 Million Portfolio w/ Teri Ijeoma Do you want to trade and travel like Teri? Sign up for her course now!  If you still have questions and want to hang out with me and Teri, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Shaina: Instagram: Shaina.Mcgregor Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

Teri Ijeoma was an assistant principal who started trading in the stock market to make extra income. Her goal was to make $300 a day to replace her salary. Today, Teri trades, travels, and has made over $100,000 a day trading in quarantine! In this week’s episode check out what Teri has been able to accomplish since her last appearance on the podcast. We are talking about how Teri achieved financial independence, bought her dream home with cash, and helped her students earn $1,000 a day trading too.   If you want to learn more about trading and want to hang out with Teri & I to learn more about her program, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today here! In this episode you will learn: How Teri build a $2 Million dollar portfolio swing trading What is swing trading and how to get started  The difference between active and passive traders How you can make $1,000 a day Ways to discover and monetize your skill sets  The importance of knowing your why, and more You can watch this interview with Teri on Youtube by clicking here. Other related blog posts/links mentioned in this episode: Check out Teri’s previous episode on the podcast: How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World Do you want to trade and travel like Teri? Sign up for her course now!  If you still have questions and want to hang out with me and Teri, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today at http://www.journeytolaunch.com/tradingclass.  If you like this episode you’ll love my interview with Kumiko Love, The Budget Mom, who also saved and bought her dream house in cash! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Teri: Website Instagram: @ImAnInvestor Facebook: @InvestWithTeri Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

In this week’s episode of The Journey to Launch Podcast, I'm talking taco shells, bloating and running. What does this have to do with money? Listen to find out. In this solo episode I’m sharing more about my life behind the scenes. I have updates on my fitness journey, tips about how and when to adjust your path to financial independence, and encouragement to keep going even when you don't see the results right away.  In this episode you will learn: What tacos, bloating, and running have to do with money How to adjust your financial journey and find what works for you Reasons why you need to keep going even when you don't see the results Why you need to forget about being perfect and just get started Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide  

Jessica and Corey are coasting their way to financial Independence (FI), and have found a way to create more time and freedom in their lives today. As a dual income household with no kids, they currently live in Boston, a high cost of living city. Also, known as the Fioneers, Jessica and Corey are showing people how to calculate their financial independence number and design a more balanced life before the traditional retirement age.  In this episode, Jessica and I talk about the different paths to financial freedom, how to determine your FI number, entrepreneurship, and more.   In this episode you will learn: What is Coast FI and how to start coasting now How much you need to retire early  Ways to encourage your partner to join you on your financial journey Hacks to fast track your way to happiness 4 things to consider when designing your own life What is a location independent entrepreneur, and more Other related blog posts/links mentioned in this episode: Check out the book Jessica mentions in her interview, Your Money or Your Life by Vicki Robin. Calculate your Coast FI number with this calculator and guide today! Plus check out some of the Fioneer’s other blog posts: Why You Should Design Your Life Before Reaching FI - people can download the Coast FI calculator from this post  FI Milestones that Actually Motivate - the Coast FI calculator is in this post as well, and this post describes how to use it.  How I Went From Making $11,000 to Reaching Coast FI in 10 years  Why I Accepted a Part-Time Job on My Path to FI Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jessica & Corey: Website Facebook Group: Instagram:@TheFioneers Twitter: @TheFioneers Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

It’s never too late to start your financial journey. At 44 years old, Saundra Davis took a risk and went back to school for a master’s degree in personal financial planning. Today, she is a living legend in the personal finance space. She has taught so many coaches in the financial industry. It’s an honor to have her on The Journey to Launch Podcast and to share this conversation with you.  Saundra is the Founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low and moderate-income communities. She is passionate about her work with community-based organizations that focus on asset building for the working poor. In this conversation, we are getting real about how to change your money behaviors, how to set financial goals and boundaries plus so much more. In this episode, you will learn: How to know when to take risks and invest in yourself Techniques to help you talk to your family about money The importance of setting financial goals and boundaries Ways to coach people so they can find their own power  Methods to change your financial behaviors, and more Other related blog posts/links mentioned in this episode: Check out the book Scarcity: The New Science of Having Less and How it Defines Our Lives, which Saundra mentions in the episode. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Saundra: Website Facebook: @SageMoney Instagram: @Sage.Money Twitter: @SageMoney Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

Kumiko Love graduated with a degree in finance but didn’t learn anything about personal finances in school. After her divorce, Kumiko was a single mom, $77,000 in debt, and determined to get her finances in order.  What started as a community for her to share her financial journey, has grown into The Budget Mom (TBM). Kumiko’s platform, TBM, is now her full-time business where she provides practical, fun budgeting methods and techniques to thousands of women all around the world. She has helped women take control of their finances, pay off debt, save more money, and build a life they love on a budget they can afford. In this week’s episode of the Journey to Launch Podcast, we are talking about Kumiko’s journey, how she got her finances on track, became a full-time entrepreneur, and purchased her dream home with cash and why.  In this episode you will learn: How Kumiko went from making $24,000 a year to purchasing her dream home with cash Three budgeting methods to get your finances on track Steps to take before you leap into full-time entrepreneurship How you can adjust your financial habits and still enjoy the brands you love Why it’s all about the journey and not the destination, and more You can watch this interview with Kumiko Love on youtube by going to https://youtu.be/ilTdXkivwp0 Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kumiko: Website Facebook: TheBudgetMom Instagram: @TheBudgetMom Twitter: @TheBudgetMom Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide  

What started out as an essay about one man’s struggle with student loan debt in the New York Times, has morphed into Michael Arceneaux’s next best seller, I Don’t Want to Die Poor. Michael Arceneaux, the author of the New York Times bestseller, I Can’t Date Jesus: Love, Sex, Family, Race and Other Reasons Why I Put My Faith in Beyonce just released his second book, in April 2020. This book, I Don’t Want To Die Poor, is all about money.   In our conversation we talk about Michael’s struggles with student loan debt, the pressure to get a college education, and the faults of the student loan system. Michael is not a “money expert”, which makes this conversation even more enlightening and real. If you have ever been in debt (or are currently in debt), listen in as we discuss the struggle to not die poor.  In this episode you will learn: What happens to private student loans when you die How the student loan process is systematically flawed  Tips for creatives and entrepreneurs who want to make money and create Why Black Americans are disportionately affected by private student loans All the reasons why you should read Michael’s new book, and more You can watch this interview with Michael Arceneaux on youtube by clicking here. Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Michael: Website Facebook: @Arceneux.Michael Instagram: @YoungSinick Twitter: @Youngsinick Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

What started out as a budgeting spreadsheet has grown into a budgeting app used by thousands of families who have committed to giving every dollar a purpose. This week on the Journey to Launch Podcast we are continuing our celebration of the third anniversary of the show with an interview with Jesse Mecham.  Jesse, the creator of You Need A Budget (YNAB), shares his financial journey and tips for entrepreneurs. In this episode he describes how he dived into entrepreneurship at 22, and then successfully grew YNAB into a company with over 100 employees. Today, his budgeting app helps thousands across the globe improve their finances. Tune in to hear more about his path to success and the four rules for successful budgeting. In this episode you will learn: How to give every dollar a job Ways to embrace your true expenses When to give yourself permission to change your budget  Why a budget is not restraining  How to get 30 days or more ahead on your bills, and more Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey Other related blog posts/links mentioned in this episode: Jesse and I both talk about the power of Profit First when you are an entrepreneur. Check out Mike Michalowicz’s book for yourself and see how it can help you in your business. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jesse: Website Instagram: @YouNeedaBudget Facebook: @iYNAB Twitter: @YNAB Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

It’s the 3rd anniversary of the Journey to Launch Podcast and we are celebrating. I could not have made it to this milestone without you. So, in this week’s episode, I’m sharing voicemails from Journeyers from all over the world. Listen and learn how the Journey to Launch Podcast has helped so many people fix their finances, improve their lives, and change their mindsets so they can accomplish their goals.  I’m also sharing some lessons I’ve learned since starting this podcast three years ago. I hope you apply these lessons to your life wherever you are on your financial or career journey. We are on the path to financial freedom and independence together. Let’s lift each other up along the way.  In this episode you will learn: How the Journey to Launch Podcast can help you level up your finances The importance of consistency and persistency with anything you do The power of your words and how to manifest the life you want  When it’s OK to pivot or change your mind The best app to help you budget, track your spending and let you live a little All about the Money Launch Club, and more Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey Doors to the Money Launch Club are now open until Thursday July 23rd! Join by going to MoneyLaunchClub.com In This Online Community You Will Get S.T.E.P's: Support- Get the community support to help reach all of your financial goals. Find an accountability partner and participate in weekly and monthly challenges. Tools- Get access to tools such as worksheets and trainings to help you manage your money, track your progress and grow your wealth. Education- Get educated on various money topics so that you can make better money decisions and learn the steps you need to take to get ahead. Plan- Get  the Journey to FI 10 Steps to Freedom Framework to map out your Financial Independence launch success plan. Other related blog posts/links mentioned in this episode: Join the Money Launch Club here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: @JourneyToLaunch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide