Journey To Launch

Once blogger Tracy Levesque released her article titled, “What I learned from binge-listening to the entire Journey to Launch podcast,” I knew that I had to have her on as a guest. She joins us after paying off $170k worth of debt and jumping on the financial independence, retire early movement. We chat about the growth mindset her mom passed down to her, her entrepreneurship journey, how true wealth is providing education, curiosity, and the understanding of the value of experiences over material possessions, and why we need to have more LGBTQIA+ voices in the FIRE community. In this episode, we discuss: What sparked Tracy’s curiosity about the FIRE movement (Financial Independence, Retire Early) Building a business without a roadmap, hustling as an entrepreneur in the computer world + getting into real estate  The steps Tracy and her wife took to pay off $170,000 of debt in 10 years using the debt avalanche method + zero-balance transfers  Blind spots in the FIRE movement, using privilege for good + the call for more queer voices in the personal finance space How Tracy’s mom taught herself about the stock market and became a successful investor + more Other related blog posts/links mentioned in this episode: https://www.thetracyl.com/what-learned-from-binge-listening-to-the-entire-journey-to-launch-podcast/  https://www.suzeorman.com/products/Suze-Ormans-9-Steps-to-Financial-Freedom  https://podcasts.apple.com/us/podcast/do-you-love-it-or-just-want-it-how-to-stop-stress-spending/id1461493560?i=1000492325693  https://getgoodwithmoney.com/ https://podcasts.apple.com/us/podcast/financial-freedom-with-jamila-souffrant-part-1/id1535490511?i=1000536122027  https://www.thetracyl.com/how-we-paid-off-170000-of-debt-in-10-years/ https://journeytolaunch.com/episode229/  https://journeytolaunch.com/episode39/ https://journeytolaunch.com/episode285/ https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766  https://journeytolaunch.com/episode289/ https://www.thinkiba.com/ https://journeytolaunch.com/episode40/  Journeytolaunch.com/mystage   Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Tracy: Website Instagram:@LilJimmi Twitter:@LilJimmi  Facebook:@LilJimmi Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Cindy Zuniga-Sanchez, Esq., founder of Zero-Based Budget and new author of “Overcoming Debt, Achieving Financial Freedom Book: 8 Pillars to Build Wealth,” joins the Journey To Launch podcast to discuss her upcoming book and quitting law to pursue entrepreneurship. We talk about how she was able to achieve Coast FIRE (Financial Independence Retire Early), leave her law firm to run her business full-time, and the importance of being transparent about your money and your vision with those you love and value. In this episode, we discuss: How Cindy took a balanced approach when paying off her $200k law school degree in 4 years The difficult decision Cindy had to make between practicing law and running her business + money transparency when choosing to be self-employed  Why you need “back up” funds to mitigate risk + take worst case scenarios into consideration if you’re deciding to leave a secure job Budgeting strategies and techniques you can use to transform your finances (even if you don’t like budgeting) What a career-shift conversation needs to look like with your partner and loved ones + more Other related blog posts/links mentioned in this episode: Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth Listen to Cindy's previous episode on the Journey to Launch Podcast- Episode 159- How Cindy Zuniga Paid Off $215,000 Of Debt In 48 Months Journeytolaunch.com/mystage   Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Cindy: Website Instagram:@ZeroBasedBudget Twitter: @ZeroBasedBudget  Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Ariana Rodriguez joins the Journey To Launch podcast to talk about her experience on the new Netflix documentary, “Get Smart With Money” and how she was able to turn her finances around. We chat about how she used her skills to begin a side hustle, that eventually allowed her to quit her job, the power of forgiving yourself of past money mistakes, automating your money and more. In this episode, we discuss: The internal struggle and mindset that plays a role in the cycle of debt and debt repayment How Arianna pivoted from an education career to tech project management in order to increase her income  Leveraging skills for side hustles to speed up the debt payment process What the “should lifestyle” is and why it keeps people stuck in the debt system Why financial freedom is possible and attainable at any level + more Other related blog posts/links mentioned in this episode: https://www.youneedabudget.com/  https://journeytolaunch.com/episode243/ https://arianarodriguez.co/ Journeytolaunch.com/mystage  Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Ariana: Website Instagram:@Ariana_Rodriguez Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Dan Sheeks, owner and founder of Sheeks Freaks, an online community helping young people live their best lives by making smart money decisions, joins the Journey To Launch podcast to talk about his passion for helping teenagers get on the path to become millionaires.  Achieving early financial independence is an option most people don’t know even exist, which is why Dan spends his career making financial freedom education available to Gen Z and High Schoolers. We chat about his new book, “First to a Million: A Teenager’s Guide to Achieving Early Financial Independence”, how to convince teens to care about money (hint: you can’t), and why the American Dream needs a perspective shift.  In this episode, we discuss: Dan’s definition of financial independence and financial freedom The power of learning about financial independence early and showing the next generation that it’s possible Roth IRAs, 401ks, taxable investments, and the best option for just getting started in the world of investing Convincing Gen Z to care about their financial future, a case study in early financial independence, + “planting the seed”  The four mechanisms of early financial independence + more Other related blog posts/links mentioned in this episode: Check out Dan's book First to a Million. Journeytolaunch.com/mystage  Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Dan Sheeks: Website Instagram:@SheeksFreaks Instagram:@DSheeks Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Pat Flynn, entrepreneur, author and podcaster founder of Smart Passive Income (SPI) , and Matt Gartland, COO of SPI  join the Journey To Launch podcast to discuss all things entrepreneurship, building a community, and how to be a successful business owner. In 2008 Pat Flynn was laid off from his dream job. Turns out, that was the best thing that could have ever happened to him. Now, he hosts a podcast with over 80M downloads, has published multiple books, is an angel investor, and has teamed up with Matt Gartland, tech industry and startup venture veteran, to scale and grow his entrepreneurial empire. We chat about scaling and growing a business, building personal wealth after entrepreneurial success, adopting a four-day workweek, and more. In this episode, we discuss: The decision to remain a company of one or scale your business and hire a team Why it’s important to “date” your potential business partner before you combine forces Balancing being a visionary and working with an integrator in your business How to make money with your zone of genius + identifying as a “community company” Traits and characteristics that make a successful entrepreneur & what you need to focus on when starting out + more Other related blog posts/links mentioned in this episode: Check out Company Of One: Why Staying Small Is the Next Big Thing for Business Check out the Rocket Fuel: The One Essential Combination That Will Get You More of What You Want from Your Business https://www.smartpassiveincome.com/community/ Journeytolaunch.com/mystage  Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Pat & Matt: Website Instagram:@PatFlynn Twitter:@PatFlynn Twitter:@TeamSPI Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Sam Dogen, creator behind the popular blog, The Financial Samurai joins the Journey To Launch podcast to talk about his new book, “Buy This Not That: How To Spend Your Way To Wealth And Freedom”. Sam and I chat about using money in a way that maximizes your ability to build wealth and live life on your own terms to achieve Financial Freedom & Independence. In this episode, we discuss: The 70/30 decision making framework philosophy  The difference between good debt & bad debt How to build wealth in the offensive position  How to negotiate a severance package and leveraging loyalty + more Enter for your chance to win a copy of Buy This Not That: How To Spend Your Way To Wealth And Freedom. The giveaway will be open from October 12th 2022- October 17th 2022. Five winners will be announced on October 18th! (must be 18+ & a US resident to enter). Go to journeytolaunch.com/win to enter. Other related blog posts/links mentioned in this episode: https://financialsamurai.com/news https://financialsamurai.com/btnt Journeytolaunch.com/mystage  Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Sam: Website Facebook: @FinancialSamurai Twitter: @FinancialSamura Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

New York Times best-selling author of I Will Teach You To Be Rich and personal finance advisor and entrepreneur, Ramit Sethi, returns to the Journey To Launch podcast to deepen the answers to all of your burning questions.  In this community Q&A format, you’ll learn even more about how to live a rich life, as defined by you, and take control of your money. In this episode, we discuss: How to begin teaching your children about personal finance and the value of money Taking control of your money with a conscious spending plan + a clear vision of your rich life 5 questions to consider before buying a home  Getting candid about your timelines and how much you need to earn to reach financial freedom + more What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Enter for your chance to win a copy of I Will Teach You to Be Rich: The Journal by Ramit Sethi. The giveaway will be open from October 5th 2022- October 10th 2022. Three winners will be announced on October 11th! (must be 18+ & a US resident to enter). Go to journeytolaunch.com/win to enter. Other related blog posts/links mentioned in this episode: How To Live A Rich Life & Make Your Own Money Rules W/ Ramit Sethi  I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works I Will Teach You to Be Rich: The Journal: No Complicated Math. No More Procrastinating. Design Your Rich Life Today Iwillteachyoutoberich.com/earnable Iwt.com/house    Iwillteachyoutoberich.com/podcast  Journeytolaunch.com/mystage  Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ramit: Website Instagram:@Ramit Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

If you didn’t have to work again for money, what would you really do with your time? We often hear about retiring early in the context of someone quitting their corporate job to work on their own business. But what if you truly didn’t have to work and could really live your life on your own terms?  On this episode of the Journey To Launch Podcast, we have a returning guest, Purple who shares her life after early retirement.  Purple retired from corporate America with a portfolio of $500k+ at the young age of 30 right before the 2020 pandemic. She explains what she does with her time now that she is no longer working, how she strives to live an intentional, purpose driven life, and how the pandemic was a catalyst for exiting the work-force. In this episode, we discuss: How fear during the pandemic pushed Purple to retire early Realistically living off of $20,000 + what that lifestyle looks like The nomad lifestyle + how it saves Purple money Strategies for withdrawing money, what a Roth Conversion ladder is, + more What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Other related blog posts/links mentioned in this episode: https://apurplelife.com Journeytolaunch.com/mystage  https://journeytolaunch.com/episode126/  Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Purple: Website Instagram: @APurpleLife Twitter: @APurpleLifeBlog Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Building wealth is something talked about often. What isn’t normally discussed? Protecting that wealth you’re working so hard to build! In this solo episode, I talk about how to protect yourself, your assets, and the people you love as soon as you’re able. You don’t have to wait until you’re “older” or wealthy to check off these boxes. Start risk management and wealth protection today and become a wealthy person by acting like one now. In this episode, I discuss: Why we hired a financial planner (even though I’m a “money expert”) The importance of having a safe and physically protecting important documents Taking the time to secure the appropriate beneficiaries for all of your assets/accounts Understanding your insurance options + more What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Other related blog posts/links mentioned in this episode: https://journeytolaunch.com/episode33/  https://journeytolaunch.com/episode200/  https://amzn.to/3ROMVbG  Journeytolaunch.com/mystage Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Balancing how to be financially responsible for long term wealth and spending in the moment so that you can live an intentional, fulfilling life is not always easy to do. In this solo episode, I talk about how I make those spending vs saving decisions for myself and give you six questions to ask yourself before you splurge/make a purchase. I also talk about how we paid for our 10-year anniversary trip to St. Lucia and our Brooklyn basement remodel. The balance of saving and investing vs. enjoying your hard earned money How we decided to spend money on our 10-year anniversary trip and basement remodel Giving yourself permission to change what you spend money on and indulge in your priorities Questions to ask yourself when deciding on spending money + more What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Other related blog posts/links mentioned in this episode: Check out the book Profit First   https://journeytolaunch.com/episode262/ Die with Zero Book Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide