

Money Girl
QuickAndDirtyTips.com
Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction.
Episodes
Mentioned books

Aug 1, 2025 • 14min
What Tax Do I Owe on My Home Sale? (Reissue)
Laura answers a question about selling your home and explains a legit way to skip taxes or pay significantly less, called the capital gains tax exclusion. Transcript: https://money-girl.simplecast.com/episodes/what-tax-do-i-owe-on-my-home-sale-reissue/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jul 30, 2025 • 22min
Tips to Maximize an HSA from Tax Savings to Retirement
Laura explains how an HSA helps you reduce taxes, build wealth, and cut the cost of just about any healthcare expense, even if your insurer doesn't cover it. Transcript: https://money-girl.simplecast.com/episodes/tips-to-maximize-an-hsa-from-tax-savings-to-retirement/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jul 25, 2025 • 22min
What’s a Checklist for Moving Out of State?
Laura answers a question about tips for moving out of state for a new job and offers a checklist.Transcript: https://money-girl.simplecast.com/episodes/whats-a-checklist-for-moving-out-of-state/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jul 23, 2025 • 14min
How I Found $3,000 in Unclaimed Property
Laura explains what unclaimed property is, how to start a free treasure hunt for amounts owed, and tips to avoid potential scams.Transcript: https://money-girl.simplecast.com/episodes/how-i-found-3-000-in-unclaimed-property/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jul 18, 2025 • 15min
What's the One Big Beautiful Bill (OBBB) Tax Overhaul?
Laura answers a question about how taxes for a typical American will change due to the One Big Beautiful Bill.Transcript: https://money-girl.simplecast.com/episodes/whats-the-one-big-beautiful-bill-obbb-tax-overhaul/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jul 16, 2025 • 23min
How to Hire the Best Real Estate Agent
Laura explains the differences between real estate professionals and provides tips for hiring one, whether you need to rent, buy, or sell a home.Transcript: https://money-girl.simplecast.com/episodes/how-to-hire-the-best-real-estate-agent/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jul 11, 2025 • 17min
How Do I Get Preapproved for a Mortgage?
Discover how to navigate the mortgage pre-approval process with ease. Learn why comparing lender offers is crucial for securing the best terms. The importance of understanding Private Mortgage Insurance (PMI) is highlighted, alongside the differences between pre-qualification and pre-approval. Gain insights on maintaining financial stability while house hunting and how to keep housing costs within 20% of your income. Plus, practical tips on preparing your financial documents ensure you're ready for this significant step in your home-buying journey.

Jul 9, 2025 • 10min
8 Ways to Spend Money for a Happier Life
Laura provides tips for using money as a tool for getting more joy from life.Transcript: https://money-girl.simplecast.com/episodes/8-ways-to-spend-money-for-a-happier-life/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jul 4, 2025 • 23min
Should My First Home Be an Investment Property?
Laura answers a listener's question about the pros and cons of buying a rental property before a first home.Transcript: https://money-girl.simplecast.com/episodes/should-my-first-home-be-an-investment-property/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

9 snips
Jul 2, 2025 • 12min
9 Tips to Cut Your Power Bill When the Heat Soars
Discover clever ways to cut down on your power bill during the sweltering heat. Tips include adjusting your thermostat and using fans for better airflow. Learn the importance of regular HVAC maintenance and keeping your air vents clear. Explore strategies for managing refrigerator temperatures and avoiding peak demand costs. Plus, find out how changing air filters can lead to significant savings. Stay cool while keeping your finances in check!