rich & REGULAR with Kiersten and Julien Saunders

There is a natural conflict between wanting to be better at something and trying to minimize expenses - how do you know when it’s time to level-up and pay to play? We all love free stuff, but in this episode Julien and Kiersten Saunders (@richandregular) discuss  how they decide when to spend money on a community, course or program.  Full show notes and resources can be found here: www.richandregular.com/listen  Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Money is the leading cause of arguments in relationships and a primary factor of why half of marriages end up in divorce. In this episode, Julien and Kiersten Saunders (@richandregular) discuss an article by Emma Johnson in the September/October issue of Success Magazine about the most common financial disagreements that drive couples apart and offer some practical tips to resolve them. Full show notes and resources can be found here: www.richandregular.com/listen  Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Julien and Kiersten welcome a guest for his episode, speaking to SUCCESS CEO Glenn Sanford. They discuss Glenn's investing strategy, the mechanics of his purchase of SUCCESS and his crypto history. This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

The first time Julien and Kiersten Saunders (@richandregular) explained the Purpose of Income, they were on a campus speaking to a group of students, faculty and staff talking about what it takes to build a “Modern Money Mindset”. One of the steps was to give your income a purpose and the audience was baffled about what that meant. In this week’s episode, they walk you through the same framework they taught that group and challenge you to think about your income differently. Budgets are important, but giving your income a larger purpose will help you gain clarity on your goals, stop chasing income indefinitely and put your money to work so you don’t have to work for it.  Full show notes and resources can be found here: www.richandregular.com/listen Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

When people think about investing, they tend to default to retirement accounts. And those are great, but did you know there were accounts that didn’t penalize you for withdrawing before retirement age? In this episode, Julien and Kiersten Saunders (@richandregular) go over the features and benefits of brokerage accounts and why you should consider opening one.  Full show notes and resources can be found here: www.richandregular.com/listen  Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

According to the 2018 Education at a Glance report, the U.S. spends more on college than almost any other country. In fact, the average college tuition in 2018 is nineteen times bigger than it was in 1971. In this episode, Julien and Kiersten Saunders (@richandregular) explain how to offset the cost of education with a 529 plan. Even if a student in your life is not college-bound, 529s are an underrated tool that can be used for K-12 education costs and other qualified education expenses like books, supplies and computers.  Full show notes and resources can be found here: www.richandregular.com/listen Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

If you’ve ever used the phrase “fake it till you make it” or “treat yo’self!”, then this episode is for you. Julien and Kiersten Saunders (@richandregular) talk about new ways to experience luxury without ownership. While we love our low-key and frugal life, occasionally we like to splurge and be pampered. In this episode, we share our thoughts on the emerging “accessible luxury” economy (sometimes also referred to as the “Flex economy”. From designer clothes to private jets, we talk about ways you can experience the finer things in life without having to shell out the cash and buy it outright.  Full show notes and resources can be found here: www.richandregular.com/listen Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

We all get by with a little help from our friends...or these days, strangers on the internet. In this episode, Julien and Kiersten Saunders (@richandregular) talk about asking for financial help. Whether you’re the person who needs money or you’re the person being asked for money, this episode is for you.  We’re talking about:  What to keep in mind if you’re being asked for financially assistance and need to say no  How cash-sharing and peer-to-peer giving apps changed the charity model  Tips for how to ask for financial assistance  Whether people are obligated to tell you what they need the money for  Tips for what to do if you need assistance and everybody you ask says no  Full show notes and resources can be found here: www.richandregular.com/listen  Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

We’re all told to seek out promotions, but when was the last time you calculated the costs of doing business at a higher level?  In this episode, Julien and Kiersten Saunders (@richandregular) dive into what comes with a big promotion and how to pursue one, while also preparing for it.  We cover:  The difference between promotions and standard cost of living increases Practical tips for negotiating and realizing your total compensation What an adjacent skill is and why they’re important How promotions can be a catalyst for lifestyle inflation Full show notes and resources can be found here: www.richandregular.com/listen  Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

How much wisdom is in the old saying, “plan for the worst, but hope for best”? In this episode, Julien and Kiersten Saunders (@richandregular) argue against our cultural staple of indefinite optimism. There is now enough data to suggest that most working-age American’s financial forecast should include plans for a sudden job loss or significant disruption income. Nobody likes to imagine the worst case scenario, but it may be the key to building financial resilience.  We cover:  Income volatility and the probability working-age American’s income is likely to be disrupted The most vulnerable demographic groups for wage stagnation  What the ‘Two Income Trap’ is  How to practice pessimism in the short-term and the long-term  Full show notes and resources can be found here: www.richandregular.com/listen  Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers This episode is sponsored by BELAY. Text the word SUCCESS to 55123 for your free download from BELAY or visit belaysolutions.com/successSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow