Join Tony Craddock, Director General of the Payment Association, as he explores the future of payments with Paul Horlock, Chief Payment Officer at Santander. This engaging podcast explores the National Payments Vision, tokenization, open banking, and the evolving payments infrastructure in the UK. From addressing customer needs to fostering collaboration between banks and fintechs, Paul shares over two decades of industry expertise and optimism about the transformational potential of next-generation technologies. Whether you're a payment professional or curious about the future of money, this episode is packed with valuable insights and forward-thinking strategies. Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

In this episode of the Insights Podcast, Tony Craddock, Director General of the Payments Association, talks with Peter Harmston, Head of Payments Consulting at KPMG UK. Together, they explore the evolving world of payment modernisation, discussing key findings from KPMG's latest global survey of 1,500 financial institutions and retailers. Learn about the challenges, opportunities, and technologies reshaping the payment landscape, and what this means for consumers, businesses, and the public sector. Whether you're interested in innovation, regulation, or the future of payments, this episode offers practical insights for navigating change. Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

 In this episode of The Insights Podcast, George Iddenden speaks with Lorraine Mouat and Anthony Corner from Thistle Initiatives about the growing importance of operational resilience. They discuss how payment firms can navigate challenges like cyber threats, regulatory pressures, and system disruptions to safeguard customer trust and maintain business continuity. Learn how to go beyond compliance and build resilience for a secure and successful future. Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

 In this episode of The Insights Podcast, we explore the fast-evolving world of cross-border payments and the crucial role of fintech in global trade. Host George Iddenden sits down with Convera's Head of Market Insights, Steven Dooley, to explore innovations like real-time payments, blockchain, and open banking. Together, they discuss why these developments are essential for businesses of all sizes and how new technology is helping to meet growing demands for speed, security, and transparency in international transactions. Whether you're in finance or simply curious about the future of money, this episode offers a clear view into the shifts shaping global commerce. Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

In this episode of the Insights Podcast, we explore the upcoming Payment Services Directive 3 (PSD3) and the new Payment Services Regulations (PSR). These major changes are set to reshape Europe’s payment landscape, impacting everything from security measures to compliance requirements. Join us as we break down what businesses need to know about these regulations, discuss how they might affect companies and consumers, and provide practical tips for firms to stay ahead. Featuring insights from Latham & Watkins' regulatory experts, Brett Carr and Christian McDermott, this episode offers a clear guide through the changes on the horizon Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

Join Tony Craddock, Director General of the Payments Association, in this episode of the Insights podcast as he dives into the complex world of payments with Natasha Zurnamer, CEO and founder of Optty. Together, they explore the multifaceted challenges merchants face in the evolving payments landscape, from integrating diverse payment methods and complying with regulations, to managing cross-border transactions and safeguarding against fraud. Natasha shares her entrepreneurial journey and offers valuable insights into how retailers can stay ahead in an increasingly fast-moving industry. A must-listen for anyone in retail and fintech! Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

In this episode of the Insights Podcast, David Hunter, Chairman of the Board of Directors at The Payments Association sits down with Kevin Flood, Director of Payments Ecosystems at FIS. Together, they explore the rapidly evolving financial landscape, where banks are tasked with balancing regulatory compliance and driving innovation. Kevin offers expert insights into the challenges of transforming legacy systems, the opportunities provided by new regulations like PSD3, and how fintech thinking can help accelerate change. Tune in to learn about the critical role of agility in banking transformation, the impact of digital payments, and how to turn regulatory demands into a competitive advantage. Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

In this episode, Tony Craddock talks with Nick Kerigan, Managing Director and Head of Innovation at Swift, about the current developments in global payments. They cover the rise of new payment methods, the role of technologies like CBDCs and tokenised assets, and the challenges of achieving interoperability in a decentralised financial system. Nick provides insights into how the payments industry is adapting to these changes and identifies key trends that will influence the industry over the next decade. Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

 In this episode of Insights Podcast, Tom Mason, co-founder of Shoal, and Marten Moller, Impact and Partnerships Manager at Algbra, discuss how fintech and banks can collaborate to create the next generation of sustainable financial products. They explain Shoal’s sustainable savings app, its partnership with Standard Chartered, and Algbra's fintech-as-a-service platform. The conversation covers the importance of transparency, user experience, and the balance between profit and environmental impact. Tune in to learn how fintech can drive sustainable finance while maintaining profitability. Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. LinkedIn Twitter

Hugo Remi, CEO of Cardaq, and George Iddenden from the Payments Association dive into the intricacies of cross-border payments. They discuss the challenges businesses face with currency exchange volatility and regulatory compliance, especially for smaller firms. Insights on the role of blockchain in enhancing transparency and security are shared, along with the potential of stablecoins. The conversation also highlights the need for real-time payment systems and innovations in financial technology to navigate this evolving landscape.