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How to Money

Latest episodes

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Dec 11, 2023 • 52min

Ask HTM - The Wrong Fidelity Account, Geographic Arbitrage, & Financially Preparing for a Baby #760

Topics include financial preparation for having a baby, moving from California to Arizona, investing in a 529 college savings plan, and encouraging a new job holder to invest. The hosts also discuss the generosity of others in giving away baby items, leaving investments in equities, and investing in a Roth IRA for a working teenager. They touch on the flavor of spring water in beer and express gratitude for a beer donation.
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Dec 8, 2023 • 32min

Friday Flight - EV Apathy, Tax Penalties, & Inflation Is Your Fault! #759

The podcast covers topics such as Disney+ with ads, affordable Christmas lights, EV apathy, the best time to buy an EV, green tax credits, penalties on tax estimate shortfalls, gifting appreciated securities, and financial literacy 101. They also discuss staying in Airbnb and exploring hosting possibilities, conflicting views on advertisements on Disney Plus, exploring inflation and individual impact, as well as promoting their How To Money newsletter.
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Dec 6, 2023 • 53min

Tax Planning to Shrink What You Owe w/ Sean Mullaney #758

Tax planning expert Sean Mullaney discusses year-end moves and longer-term tax strategies, including traditional vs Roth accounts, upcoming changes to 401ks, and the best retirement accounts for solopreneurs.
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Dec 4, 2023 • 56min

Ask HTM - Down Payment vs Investing, Financial Calculators FTW, & the Best High Yield Business Account #757

The hosts answer listener questions about high yield business accounts, using financial calculators for variable income, and finding and screening tenants. They discuss the dilemma of pausing retirement investing to save for a home down payment and share ideas for nontraditional holiday gifts. The limitations of financial calculators for accurate projections are explored, and the debate between investing in a Roth IRA versus saving for a home down payment is discussed with a balanced approach recommended.
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Dec 1, 2023 • 35min

Friday Flight - Formerly FIRE, Fast Food Inflation & Happiness Ain’t Cheap! #756

This podcast covers various interesting topics including gratitude, tax rule changes, maximizing home value through Airbnb, the ridiculousness of expensive scented water for babies, the rising costs of fast food, and the financial consequences of choosing a college based on brand and aesthetics.
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Nov 29, 2023 • 50min

FAFSA Hacks to Curb College Costs w/ The FAFSA Guru #755

The FAFSA Guru joins the hosts to discuss critical changes to the FAFSA, costly mistakes divorced parents make, appealing a financial aid offer, and tactics for curbing college costs. They also touch on how financial aid is determined, correcting mistakes on the FAFSA form, writing appeal letters, and financial aid options for graduate students.
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Nov 27, 2023 • 57min

Ask HTM - Switching Banks for an Extra 1%, How Much to Spend on a Car, & A Primary Residence to Investment Property Conundrum #754

The podcast covers listener questions on topics such as budgeting software recommendations, converting primary residence into investment property, benefits of a solo 401k for contract workers, how much to spend on a new car, and the value of switching banks for higher interest rates.
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Nov 24, 2023 • 35min

Friday Flight - Black Friday Flaws, 401k Fails, & You’re Buying the Wrong EV #753

This podcast covers various interesting topics, including the flaws of Black Friday deals, the benefits of electric bikes for transportation, the impact of sports betting on college students, the rising cost of cell phone bills, maximizing benefits and savings, and accents and vocal coaching.
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Nov 22, 2023 • 50min

Effective Altruism & Giving Well w/ Elie Hassenfeld #752

Elie Hassenfeld, co-founder of GiveWell, discusses effective altruism, finding impactful charities without breaking the bank, and the internal change that occurs when giving money away.
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Nov 20, 2023 • 49min

Ask HTM - Helping Family Regain Financial Footing, Mobile Home Upgrades, & Tax Loss Harvesting For Everyone #751

Topics discussed in this episode include tax loss harvesting, taking out a HELOC on a mobile home, helping a family member regain financial footing, and opening a 529 account at a local credit union.

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