How to Money

Listeners are given advice on saving for a roof, navigating Employee Stock Purchase Plans, offsetting adoption costs, and ethical concerns of being a landlord. The episode also explores deceptive retail practices, online deals, and how to optimize ESPPs for tax benefits.

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: social media birthday money solicitations, savers making bank, where to go to borrow, $100 real estate investors, new Vanguard fees, guilt-tipping, FIRE freaks, there’s no place like loan, what medical debt?, and $40k gym memberships.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.

The ‘DTR Talk’, but with your money! That’s what we’re covering today with therapist turned financial wellness and relationship coach, Amanda Clayman. There is an intrinsic connection between money and mental health, and Amanda’s 20 years of experience in the field allows her to dive into some of the thorniest, most personal dilemmas we face, in order to bring compassionate clarity to the conversation. She’s a counselor, accomplished speaker, and educator as she offers and facilitates workshops, seminars, and courses across the country. And Amanda’s work now extends to a twelve-part podcast: Emotional Inve$tment which is out now on Audible, by Fresh Produce Media. Listen in as we discuss Amanda’s own struggle with money, cognitive behavioral therapy’s impact on better understanding your finances, as well as a number of case studies - individuals Amanda interviewed who opened up about their relationship with money, and the lessons we can all learn.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Fort Point by Trillium! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Should I cut ties with my financial advisor and how should I go about doing that? 2 - Does the 4% Rule still apply as my portfolio allocation shifts towards less aggressive investments? 3 - Is the mortgage tax deduction worth claiming? 4 - A financial goldilocks dilemma: am I investing too much, too little, or just the right amount?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Memory Farm by Inner Voice! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Topics discussed include forced fiduciaries, bad budgeting, 'one more year' syndrome, free ADU drawings, noncompete bans, accessible financial literacy, automatic airline refunds, Facebook marketplace fraudsters, affordable car maintenance, and hospital facility fees.

Photographer Becca Siegel shares insights on digital nomadism, remote work, and affordable travel destinations. Topics include negotiating remote work, traveling with a baby, joining programs like Remote Year, maximizing credit card rewards for affordable travel, and the importance of community in slow travel.

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is it smart to put all of our wedding related expenses on a single credit card? 2 - How do I maximize the interest earned in my high yield savings account? 3 - Beyond getting my employer match, where else should I look to invest my money? 4 - What are some ways to keep auto insurance rates in check with a teenage driver on the policy?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Keller Pils by Hi-Wire Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Topics include low-price EV leases, energy tax credits, inflationary Amazon, 24/7 trading, throwing away money, and free FRYdays. The podcast covers maximizing savings, consumer behavior analysis, brokerage account earnings, coin collecting, penny debate, and Wendy's promotions.

Derek Thompson, Senior editor at The Atlantic, discusses the future of work, polarization in media, decline of workism, and rise of AI in the workplace. They explore the changing views of work, the intersection of board games and higher ed, and the vibecession. Topics include AI's impact on job creation, personal values over work norms, and finding purpose outside of work.

Topics discussed include choosing between buying a primary home or a rental property, selling investments for medium-term goals, the impact of 529 contributions on savings rate, and the debate on 15-year mortgages. The episode offers practical financial advice while enjoying a Nut Brown Ale by Samuel Smith.