SeedTime Money (Christian living & Personal Finances)

Today we are chatting with Jordan Raynor, as we dive deep into his new book, "The Sacredness of Secular Work," and explore how our everyday jobs impact eternity. I love our conversation (and think you will too) as it challenges the conventional view of work as just a means to an end and encourages us to find divine purpose in our professions. Key Topics Discussed 🔑 Redefining Work in God's Kingdom: Jordan discusses how every profession, from baristas to CPAs, holds eternal significance. This challenges the notion that only 'ministry' work is meaningful for Christians. Impactful Stories & Examples: Hear about individuals like Chassie, who found her calling as a hairstylist, and learn how embracing our God-given talents can lead to greater fulfillment and opportunities to witness. Debunking the Great Commission Misconception: Jordan addresses the modern church's narrow interpretation of the Great Commission and its impact on believers' view of their work. Eternal Rewards and their Importance: A fresh perspective on why Christians should eagerly pursue eternal rewards as instructed by Jesus. The Concept of the 'Anti-Bucket List': Jordan introduces the idea of focusing on eternal priorities over worldly experiences. Practical Application: How these revelations can profoundly affect our daily lives and work.   Resources Mentioned 🎯 Book: "The Sacredness of Secular Work" by Jordan Raynor - https://www.amazon.com/Sacredness-Secular-Work-Matters-Eternity/dp/0593193091  Scriptural References: Extensive biblical insights provided, including Isaiah 65, Ephesians 6, and more.   Where to Find the Book 📖 "The Sacredness of Secular Work" is available wherever books are sold or visit https://JordanRaynor.com for more information.   Tune in now for this inspiring episode on the SeedTime Money Podcast and redefine how you view your work and its eternal significance!    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/ptCUNsrnNRc)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

Hey friends!  It's a Linda-only episode today. And I am excited to share something that I've had on my heart about this!   📢Here's what we'll cover: A Deep Dive into "The Knowledge of the Holy" by A.W. Tozer: I share my reflections on this impactful book that explores God's attributes in ways you might have never considered. It's a must-read for anyone looking to expand their understanding of the divine. God's Imagination vs. Ours: Discover how our creativity and imagination are actually reflections of God’s own creative power, putting our capabilities into a humbling perspective. God's Attributes Beyond Our Understanding: Delving into the attributes of God that we, as humans, might not fully grasp due to our earthly limitations. Jehovah Jireh - Our Provider: A powerful discussion on how God provides for us in multifaceted ways, beyond our conventional understanding of provision. Practical Reflections on Finances: I share personal anecdotes about looking beyond financial challenges and recognizing God's provision in unexpected ways. A Reminder for the Holiday Season: As we navigate the pressures of spending and consumption, I encourage you to remember that our ultimate provider isn’t the material world but God himself.     🎯Resources Mentioned: "The Knowledge of the Holy" by A.W. Tozer - https://www.amazon.com/Knowledge-Holy-W-Tozer/dp/1626309906/    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/2Pu7zZFcq94)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey there, SeedTime family! If you're a business owner, freelancer, or just curious about the tools that we use make our business thrive, this episode is for you!  And if you have any tools or apps that you love in this area please send us a DM on Instagram https://instagram.com/seedtime   🎯Resources Mentioned: Gusto Payroll - $100 signup bonus - https://seedtime.com/gusto  Relay Business Banking - $50 signup bonus - https://seedtime.com/relay/  Asana - https://asana.com  Notion - https://www.notion.so/  Medi-Share- https://seedtime.com/2/medishare.php  Slack- https://slack.com  WP Engine - https://seedtime.com/2/wpengine.php  Canva- https://canva.com  Later- https://Later.com  (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)     Join our flagship class, True Financial Freedom, for more insights on aligning your finances with your God-given purpose. Check it out at https://seedtime.com/tff. 🌺 Mahalo and see you in the next episode! 🌺   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/hMUkSAK-DQs)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey friends, today I'm taking a deep dive into my personal journey, sharing heartfelt and sometimes humorous stories from my childhood about growing up in financially tight circumstances. This isn't just about the struggles, but about the invaluable lessons learned and the hope that shines through.    🔑 Key Takeaways: The Importance of Perspective: Recognizing that someone always has it worse and the power of counting your blessings. The Cost of Being Broke: Insight into how financial struggles can lead to further expenses and the cycle of poverty. Choosing Your Hard: Deciding between the difficulty of staying in financial hardship and the challenge of working your way out of it. The Power of Working Smart: Understanding that hard work is valuable, but directing efforts in the most effective way is crucial. Overcoming Financial Identity: How to avoid letting financial struggles become a defining part of your identity. Strength from Hardship: Recognizing that difficult experiences can lead to growth and resilience.   🎯 Resources Mentioned: Real Money Method Course: Our unique approach to managing finances effectively. - https://seedtime.com/realmoney  Previous Podcast Episode Valley of Disillusionment - https://youtube.com/live/7Isf9aD9Cvo?si=3um2PzhiUWYhKl9C    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/MhIkjaP79nI)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode,we share a personal conversation with a reader who's grappling with this tough situation, and I offer some practical, heartfelt advice based on their specific circumstances. 📢Here's what you'll discover: The Reader's Dilemma: An in-depth look at a family facing bankruptcy, struggling with debt, and trying to make ends meet. Budget Breakdown: Tips on reducing expenses in various categories like groceries, transportation, and childcare. Income Generation Ideas: Creative solutions for increasing income through gig work, leveraging assets, and cutting back on non-essentials. Managing Debt and Bankruptcy: Insights into navigating Chapter 13 bankruptcy and planning for a financially stable future.   🎯Resources Mentioned: Get Upside app: Get cash back on everyday necessities - https://upside.com  GasBuddy app: for saving on fuel- https://gasbuddy.com  Consumer Reports: for buying reliable used cars- https://consumerreports.org  "The Knowledge of the Holy" by A.W. Tozer - https://amazon.com/Knowledge-Holy-W-Tozer/dp/1626309906/  Our book: Simple Money, Rich Life - https://seedtime.com/smrl  Our class: True Financial Freedom class - https://seedtime.com/tff    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/7o5VQhAsGjA)!    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we dive deep into a topic that's been stirring up a lot of questions and curiosity: Cryptocurrency, especially Bitcoin, and its place in the world of Christian finance. With Bitcoin's price nearly doubling in the last 3 months, it inevitably gets people interested and I have been getting more questions like: Should Christians invest in Bitcoin? What does the Bible say about Cryptocurrency? Is crypto okay for Christians to invest in? And so I wanted to take a few minutes today to give my thoughts on it.    📢Here's what you'll discover: How it might be similar to an investment that Abraham had What the Bible says (or hints at) about crypto The fine line between gambling and investing, and how this distinction is critical here  Whether or not it is the one-world currency the Bible speaks of in Revelation Why it is an especially bad idea for certain people What I am personally doing right now   🎧 Reasons to Listen: For Clarity and Direction: Whether you're a crypto-curious Christian, a skeptic, or somewhere in between, this episode offers a balanced, biblically-informed perspective on cryptocurrency. Educational and Empowering: Gain valuable insights from my extensive research and personal experiences in crypto investing, tailored for our Christian community. Practical Tips and Tools: Learn how to approach crypto investing wisely and in alignment with biblical principles.   🎯Resources Mentioned: I just published an article here unpacking my thoughts on this topic of whether or not Christians should be involved with Crypto.- https://seedtime.com/christians-and-crypto/  10X Investing Course: A comprehensive guide to smart investing, from the basics to advanced strategies.- https://seedtime.com/10x  Cryptocurrency Essentials Mini Course: A curated compilation of over 100 hours of crypto research, simplified for your understanding.- https://learn.seedtime.com/courses/crypto-essentials  SeedTime Crypto Article: Crypto. The future? A hyped bubble? & a look at how I am investing in it- https://seedtime.com/crypto/  Article from Sharecast: Providing additional insights into the nature and future of Bitcoin.- https://sharecast.com/promoted/cryptocurrencies/is-bitcoin-fulfilling-a-biblical-prophecy.html    Interested in these resources? Email me at bob@seedtime.com or DM: https://instagram.com/seedtime on Instagram.   Invite your friends and family who are curious about crypto to listen to this episode and the one from January 21st, 2023, for a thorough understanding of cryptocurrency from a Christian perspective. Let's navigate these waters together, equipped with knowledge, wisdom, and faith! I think there are a lot of angles and a lot to explore here so I’d love to hear where you are on this in the comments section as well.   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-tzAH_w_4Vw)!    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

Today we want to explore an observation from a multi-billionaire about housing that we find to be fascinating. Hope you find this as interesting as we do!!   🎯Resources Mentioned: Our book, "Simple Money, Rich Life"- https://seedtime.com/smrl  Podcast: Walk in Love by TJ and Brooke Mousetis - https://www.walkinlove.com/podcast      Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/0tRffj5NonQ)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Even if you don't consider yourself to be a speaker, you probably are. Most of us all talk to people a LOT - from coworkers to friend groups to our families, and we can all grow in our ability to communicate. Christy Wright is an author, certified business coach, and world-class professional speaker. You might also know her from the decade or so she worked with Dave Ramsey's team. So whether you are a business leader, content creator, volunteer leader, or just a leader in your household, you could probably sharpen up your speaking skills, and this episode is going to help you do that. So earlier this year, Linda and I gave a 5-minute offering message at our church, sharing about a revelation we had about giving. In this episode, Christy is coaching us on how to make it better and improve our communication and speaking skills. This episode was EXTREMELY high value for us, so I pray that you will get the same benefit from it that we did! And when you are done listening, head over to Christy's website to grab her free PDF "The top 10 mistakes all speakers make" - https://christywright.com/speaking   🔑Key Topics Covered: The Importance of Effective Communication: We all communicate daily in different settings. Learn why honing this skill is crucial. Overcoming Communication Challenges: Insights into common hurdles and how to navigate them effectively. Practical Tips for Public Speaking: Christy breaks down strategies to improve public speaking, including body language and audience engagement. Applying Communication Skills in Everyday Life: How to use these skills in regular interactions with family, colleagues, and in ministry.   Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/xHnA3Jf8j70)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today, I'm diving deep into the world of business savings accounts and how you can make your money work harder for you and your faith. With interest rates climbing, I've scoured the market to find the best options for your business savings – and I can't wait to share these gems with you. Whether you're a seasoned business owner or just starting, this episode is packed with valuable insights and practical tips to enhance your financial stewardship.   Key Topics and Questions: The State of Business Savings Accounts: How have rising interest rates affected the options available for business savings? I delve into the current landscape. Discovering High-Yield Options: I share my personal journey of finding business savings accounts that offer more than the standard 0.1% interest rate, including some that offer up to 4%. Bank Selection: Why did I choose Relay Bank for my primary business checking account, and what makes them stand out in the market? Top Business Savings Accounts: I discuss my top picks, including LiveOak Bank, Axis Bank, and the unique Wesleyan Investment Foundation. Balancing Returns and Risks: Understand the balance between high returns and the security of FDIC insurance. My Personal Finance Moves: Find why I chose the bank I did my business savings and why I didn't choose the other options.     Resources Mentioned: Relay Bank: A standout option for business banking with a savings rate higher than most.- https://seedtime.com/relay/  NerdWallet Article: Provided crucial information in my research for high-yield savings accounts- https://nerdwallet.com/best/small-business/business-savings-accounts  LiveOak Bank: Offering a 4% business savings account and a 6-month business CD with over 5% interest.- https://liveoakbank.com/business-banking/business-savings/  Axos Bank: A good choice for those with an existing personal account, offering a 4% business savings account with a $5,000 minimum deposit.- https://axosbank.com/Business/Small-Business-Banking  Wesleyan Investment Foundation: A unique investment opportunity for Christians, offering up to 6% interest while supporting church loans.- https://wifonline.com/    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/cBWL5T1XxpY)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

With Mint.com closing its doors, many are left wondering, "What now?" Well, it turns out that there are a few alternatives that are actually FAR better than Mint and that is what we are sharing today.   Here's a sneak peek of what we cover in this episode: The Limitations of https://Mint.com: We discuss how Mint.com, despite its popularity, fell short in helping users effectively budget due to a lack of built-in accountability. This lack of consequences for overspending makes it easier to deviate from your budgeting goals. Our Go-To Financial Tracking Tool: Discover the power of the Empower Personal Dashboard, our primary tool for the past decade. It's a free, comprehensive app that excels in financial tracking, overshadowing what Mint offered. Revolutionizing Budgeting with The Real Money Method: Learn about our unique approach to budgeting, which doesn't rely on traditional apps, envelopes, or spreadsheets. We share how this method promotes unity in finances and simplifies money management, making it quicker and more effective.   Resources Mentioned: Empower Personal Dashboard: Our top recommendation for financial tracking.- https://seedtime.com/2/empower.php  The Real Money Method: A budgeting approach that ditches complexity for simplicity and effectiveness.- https://seedtime.com/realmoney  Check out the details and enroll here to transform your financial life. Get 20% off our Real Money Method Training Program with code MINT20.0 - https://seedtime.com/realmoneymethod  (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   Don't miss out on this episode full of practical advice and real-life stories that will inspire you to take control of your finances in a way that aligns with your values and lifestyle. Tune in to find out how you can start writing your own success story today!   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/ZP7-VEEgQ-o)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.