SeedTime Money (Christian living & Personal Finances)

Today we're diving deep into the mindsets that may be holding you back from your financial potential. There are invisible chains can significantly hinder our financial progress and spiritual growth and today we are going to begin tearing some down!   🔍 Key Highlights:  How Limiting Beliefs About Money Are Holding You Back From Your God-Given Potential The Simple Mindset Shifts That Allowed Us to Go From Broke to 7-Figure Givers Why Your Biggest Financial Obstacle Might Be Your Own Beliefs (and How to Change Them) How We Overcame Poverty Thinking to Achieve True Financial Freedom   Resources Mentioned: 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/  The Debt Snowball Method for effective debt payoff - https://seedtime.com/free-debt-snowball-calculator/  Our book: Simple Money, Rich Life - https://seedtime.com/smrl    For more episodes and resources, visit us at https://SeedTime.com. Let’s continue this journey together towards financial freedom and abundant giving!   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime (http://instagram.com/seedtime).  Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/2F-qeJ-grCE)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

Today, we're embarking on a journey to unlock the first of two crucial numbers every Christian should track to lead a thriving financial life that honors God. Whether you're aiming to be debt-free or dream of being more generous without living like a pauper, this episode is your first step towards realizing those goals. Here's what we're diving into today: Understanding Assets Under Management (AUM): Why is AUM the second most important number for Christians to track? We'll explore how rethinking 'net worth' as 'assets under management' can change your perspective on stewardship and align your financial management with Biblical principles. Practical Steps to Calculate Your AUM: Learn how to quickly and easily calculate your AUM with tools you already have at home. This isn't just about knowing your financial status—it's about managing God's gifts wisely and with purpose. Real-Life Impact of Knowing Your AUM: We'll share personal stories and insights on how understanding and managing our AUM has profoundly affected our financial decisions and spiritual life. Discover how this approach can lead to greater financial peace and a more focused pursuit of God's plan for your resources. Encouragement for Your Financial Journey: Whether your AUM is positive or negative, this number represents a starting point, not a final judgment. We discuss how every financial state presents an opportunity for growth and a deeper understanding of God's provision. Get our FREE AUM worksheet at https://seedtime.com/AUM 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/      BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime (http://instagram.com/seedtime).  Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/2qi0jYXFzXE)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

As we get started with this new series "Our 40-week checklist to giving $1 million", today we are starting with the story of what God has done the last few years. Here's a little of what we are covering.  Our wild ride from the edge of financial despair to experiencing financial miracles. Have you ever considered that your financial situation might just be the perfect setup for a miracle? I'll share the game-changing moments that reshaped our view on money and led to abundance in ways we never expected. Dreaming of giving away a million dollars might sound out of reach, but what if I told you it's possible? Let's talk about what happens when your biggest dreams and divine inspiration collide. We've got a strategy for financial victory that goes beyond the numbers. It's about mindset shifts and making smart moves. Curious about the twists and turns on that road? We're sharing all. Generosity isn't just for those with overflowing bank accounts. We found that giving, no matter where you're at financially, has the power to transform not just the receiver's life but yours too. Let's explore how the joy of giving can be part of your life, regardless of your financial status. For us, financial freedom became a tool, not the ultimate goal. It's a means to live out our mission, not the mission itself. What could redefining financial freedom mean for your life and purpose? Sometimes, the key to a financial breakthrough is found where you least expect it. We discovered simple yet profound changes that turned everything around for us. I'm excited to share those with you. Our financial story is more than just our own personal victory. It's a ripple in a larger pond, a call to action for everyone. Let's delve into how your financial journey can impact not just your life but those around you, in ways you might not even imagine. Tune in to not just hear a story of financial transformation but to ignite a spark for your own journey towards a richer life in every sense of the word.   Links: Our True Financial Freedom course: https://SeedTime.com/true  14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m      BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime (http://instagram.com/seedtime).  Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/vgPh9xC3KfA)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey there, SeedTime family! It's Bob & Linda here, and we've just wrapped up a fantastic conversation on our latest episode, where we dive into some golden nuggets of wisdom shared by millionaires about managing money, life, and everything in between. 🌱💰 In this episode, we're peeling back the curtain on "Nine (Plus One) Best Pieces of Money Advice Ever Received by Millionaires"—and trust us, you won't want to miss our bonus insight! It's an episode packed with laughs, insights, and some surprising revelations.   🔍 Key Highlights:  The Illusion of the Self-Made Millionaire: Discover why the journey to financial success is a team effort and how humility in acknowledging this can transform your perspective. Being Proactive vs. Reactive: Learn how shifting from a reactive to a proactive mindset can drastically change your financial trajectory. Diversifying Income Sources: Explore the biblical wisdom behind not relying on a single income stream and practical tips for applying this in your own life. The Power of Community: Understand the impact of surrounding yourself with successful people and how it can influence your growth and success. Lifelong Learning as a Key to Success: Dive into the importance of reading and continuous learning in achieving any kind of success. The Paradox of Fear and Action: Get inspired to take action despite fear, with real-life examples of how facing fears head-on can lead to breakthroughs.   Why You Should Listen: This isn't just about money; it's about living a life aligned with God's purpose for you. Leveraging insights from those who've walked the path of financial wisdom. Having a heart open to giving more than receiving.   Resources Mentioned: Our special book offer, Simple Money, Rich Life—get your copy for the cost of shipping only! - http://seedtime.com/smrl-brp  10X Investing Course: A simplified approach to investing that has transformed our finances and can do the same for you. - https://seedtime.com/10x/  Article Source: Yahoo Finance - “Self-Made Millionaires: 9 Best Pieces of Money Advice We’ve Ever Received” - https://finance.yahoo.com/news/self-made-millionaires-9-best-120018619.html    Whether you're navigating the ups and downs of financial planning, looking for ways to increase your giving, or simply seeking encouragement in your walk with God, this episode is packed with valuable lessons and laughs along the way. 🌟Sharing is Caring: Found value in our conversation? Share this episode with a friend who could use a dose of SeedTime wisdom! And if you're ever in Franklin, Tennessee, let's connect—we'd love to meet you!   Stay Blessed, Bob & Linda      BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime (http://instagram.com/seedtime).  Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/_ZcopEGKDNY)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey, it's Bob! I've got some incredible news to share with you.   We're kicking off a 40-week series titled "Our 40-week checklist to giving $1 million". Join us as we unveil our strategic checklist over the rest of 2024, packed with actions to propel you forward. Let's do this together!   Each week, we'll unpack a specific action step that we took (and that you should too) that helped us reach that goal of giving away $1 million.    Let's walk the journey of faith together, anticipating God's miracles in our finances. Your part matters, and with each episode, we embark on a natural-meets-supernatural adventure. Get inspired with our episodes to fuel your financial journey ahead.   Join us for 40 weeks of transformation, learning, and growth. Let's do this!!      Links: 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime (http://instagram.com/seedtime). 

Discover how 233 millionaires follow a key principle from Genesis for wealth building. Explore Tom Corley's study on millionaire habits, biblical insights, and practical financial strategies. Learn the importance of saving, investing, and biblical stewardship for long-term financial growth. Emphasize the bigger picture of financial success as a means to advance God's kingdom and be a blessing to others.

Uncover the biblical secret to financial miracles that most Christians miss, highlighting the delicate balance between action and faith. Explore the consistent pattern in financial miracles, the role of obedience, and the power of divine intervention in overcoming challenges. Hear a compelling testimony of a couple's miraculous journey from insurmountable debt to financial freedom through faith in God's timing and direction.

Today we dive deep with John Mark Comer, author of "Practicing the Way," exploring transformative insights that bridge the gap between our financial lives and our journey with Jesus.  Why You Should Listen: Why “Christian” Doesn’t Mean What You Thought & the Invitation Jesus is Really Offering This one thing heals wounds better than church, Bible study, and therapy The mistake most Christians make when praying Why following Jesus requires you to accept that you will have many unlived lives And a lot more...   🔍 Key Highlights:  The Apprentice vs. the Christian: We unpack the powerful idea that the term "Christian" might not fully capture the depth of following Jesus. Instead, we explore the concept of being an apprentice to Jesus, embracing learning and growth in a way that transforms our entire life. The Misuse of the Word "Christian": John Mark Comer sheds light on how the term "Christian" has been diluted in modern Western culture, often disconnected from the disciple-making Jesus envisioned. The Power of God's Love: We discuss how meditating on God's love can profoundly change us, more than decades of striving to be more loving could ever achieve. The Role of Spiritual Practices: The conversation takes a dive into practical steps and spiritual practices that can help us access the grace and power of God in our lives, moving beyond knowledge to a lived experience of God's love. The Importance of Prayer: We challenge the common approach to prayer as a one-sided conversation, encouraging a deeper, contemplative engagement with God that transcends words. The Concept of Renunciation: A thought-provoking discussion on the necessity of renunciation in our lives, especially in the context of discipleship, vocation, and family, highlighting the need to live in alignment with our deepest values. Choosing the Way of Jesus: An exploration of how embracing the way of Jesus involves making tough choices about how we live, work, and relate to others, prioritizing what truly matters over societal expectations.   Resources Mentioned "Practicing the Way" by John Mark Comer - https://amazon.com/Practicing-Way-Jesus-Become-like/dp/0593193822  "Praying Like Monks, Living Like Fools" by Tyler Staton - https://amazon.com/Praying-Like-Monks-Living-Fools/dp/031036535X/  "The Ruthless Elimination of Hurry" by John Mark Comer- https://amazon.com/Ruthless-Elimination-Hurry-Emotionally-Spiritually/dp/0525653090    💫Connect with Us: For more enriching discussions and resources on living a faith-filled life that honors God with your finances, visit https://SeedTime.com. Interested in connecting with our community or diving deeper with a small group or church? Visit https://SeedTime.com/true for more details on how we can support your journey.   🔊Let's Continue the Conversation: We'd love to hear from you! Reach out to us on Instagram https://instagram.com/seedtime, or send an email to Bob@seedtime.com. Let's explore how we can continue to grow together in faith and financial stewardship.   Thank you for tuning in to the SeedTime Money Podcast. If this episode has touched your heart or sparked curiosity, consider sharing it with a friend or leaving us a review. Your support helps us reach more people with the message of combining faith and finances in a way that honors God.     Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/iylvPgx9zUM)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today, Linda and I dive deep into a topic that's been on our minds lately: our out-of-control grocery bill. If you've ever found yourself halfway through the month with an empty grocery budget, you're not alone. Here's a glimpse into our conversation and the strategies we're implementing to save $600 per month on groceries:   🔍 Key Topics Covered:  Understanding the Root Cause: We reflect on recent events like our vacation to Hawaii and how they contributed to overspending on groceries. Inflation Woes: We discuss the staggering increase in food prices, with examples from our recent grocery trips. Taking Control with Data: We emphasize the importance of tracking expenses using tools like Personal Capital (now Empower Personal Dashboard) or RocketMoney to gain clarity on spending patterns. Snack Strategy: We share our plan to reduce spending on prepackaged snacks by opting for healthier, more cost-effective options like fruits and vegetables. Strategic Shopping: We explore the benefits of sticking to one primary grocery store, focusing on cost-effective options like Costco and leveraging sales and seasonal items to save money. Meal Planning Mastery: We discuss the value of meal planning to prevent impulse purchases and ensure cost-effective meals. Budget Evaluation: We highlight the importance of evaluating the cost of each meal and identifying areas where savings can be maximized. .   Resources Mentioned: Personal Capital (Empower Personal Dashboard): A tool for tracking expenses and gaining insights into spending patterns. - https://seedtime.com/empower  RocketMoney: An alternative tool for budget tracking and expense categorization. - https://www.rocketmoney.com/  Costco - (https://www.costco.com/), Trader Joe's - (https://www.traderjoes.com/home), Sprouts (https://www.sprouts.com/), Whole Foods (https://www.wholefo odsmarket.com/), Publix (https://www.publix.com/): Various grocery stores discussed for strategic shopping. My Interview with a grocery shopping expert: The best times to buy certain groceries. - https://www.youtube.com/watch?v=bGxw8p2vhtk    💫Connect with Us: If you enjoyed this episode and want to engage further, we'd love to hear from you! Reach out to us on Instagram https://instagram.com/seedtime, or via email at bob@seedtime.com. Plus, if you're interested in hosting a six-week session with your small group or church, visit https://seedtime.com/true for more details. Thanks for tuning in! Don't forget to subscribe, leave a review, and share this episode with friends who could benefit from budget-saving tips. We appreciate your support! Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/z8ovGZlWqjA)!  .

One of our listeners, Michael, is weighing the pros and cons of staying in a beloved ministry job that pays $45k or switching gears for a $90k corporate gig. He asked our advice, so here goes...   🔍 Key Highlights:  The Big Decision: Michael's predicament and the universal challenge of choosing between financial security and fulfilling work. Asking the Right Questions: We discuss five crucial questions to help you (or someone you know) navigate similar crossroads with clarity and faith. God's Guidance vs. Financial Gain: How to align your career choices with your calling and ensure your work serves a higher purpose.   Resources Mentioned: Real Money Method Course: A guide for those seeking practical steps to manage finances effectively. - https://seedtime.com/realmoney/  "Simple Money, Rich Life" Book: Dive into our philosophy on money, giving, and living a life aligned with God's calling. - https://seedtime.com/smrl/    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (https://instagram.com/seedtime).    Watch this episode on our SeedTime Money Podcast YouTube channel (https://www.youtube.com/live/Um_uKpI2OHQ)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.