

SeedTime Money (Christian living & Personal Finances)
Bob Lotich, Linda Lotich
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books

Dec 28, 2020 • 25min
Mark Batterson & the habits of the truly successful
Learn the habits of the truly successful as we sit down with Mark Batterson and discuss his new book Win The Day! This book is the "jump start you need to go after God-sized goals, one day at a time!" Links Mentioned: Mark Batterson's Book: Win The Day: Seven Habits to Help You Stress Less and Accomplish More - https://www.markbatterson.com/books/wintheday (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Day-Tight Compartments Feeding The Frog Seed The Clouds Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Dec 14, 2020 • 33min
How this couple paid off $52k in 7 months
Find out how Chris and Andrea Petrie paid off $52,000 in not seven years, but in seven months! Join Linda and I as we talk with them, we're going to pick their brain to see how they paid off that much money so quickly and what we can learn from them. Links Mentioned: The Money Peach Podcast - https://www.moneypeach.com/podcast The Money Peach Blog - https://www.moneypeach.com Andrea's website - https://andrearobinsontv.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Become Debt Free God’s Way Is Better Budgeting Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Oct 26, 2020 • 8min
9 millionaire success habits
We are talking about 9 Millionaire Success Habits that hopefully will inspire you. Linda and I are going to see if any of our habits line up, be sure to see if any of your habits line up, too! Links Mentioned: 30 Passive Income Ideas - https://youtu.be/6RSqgJieFes 7 Passive Income Ideas - https://youtu.be/6X2TG87eugM Passive Income Secrets - https://youtu.be/hksa9sp4Pb0 How I Created 5 Streams of Income (Some Passive Income) - https://youtu.be/DVRhX9uXYIc The Millionaire Next Door - https://seedtime.com/millionaire-next-door Robert Kiyosaki's Cashflow Quadrant - https://seedtime.com/cashflow-quadrant (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Read For Personal Development Budgeting Setting Goals Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Oct 12, 2020 • 20min
How to reduce overload and create margin with Chris Cook
Feeling overwhelmed and stressed out with overload? Chris Cook, of Win Today Podcast, is a lifelong learner who has a pursuit of improving all areas of his life. And he does that exceptionally well. So I thought we could talk about this idea of margin and how to reduce the overload, the overwhelm, the busy-ness that so many of us struggle with. Join Chris and I as we chat about: How to reduce overload and create margin in your life! Links Mentioned: Six Ways to Stop the Overload in Your Life Today - https://chriscookis.com/why-the-best-things-happen-in-the-margin Michael Hyatt's Full Focus Planner - https://seedtime.com/Michael-Hyatts-Full-Focus-Planner (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Make Your Bed Every Day Scheduling Priorities Be A Quitter Every Quarter Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Sep 28, 2020 • 8min
30 Passive Income Ideas For 2021 And Beyond
Today we're talking about 30 passive income ideas for 2021 and beyond. So a friend of mine, Grant Sabatier of MillennialMoney.com (https://millennialmoney.com), has this article where he lists 62 passive income ideas. And I went through that list, and there's some really great ones in there that I want to share with you. So, I'm pulling the top 30 ideas, and we're going to go through them together. Links Mentioned: Grant's 62 Passive Income Ideas Article - https://millennialmoney.com/passive-income-ideas Fundrise - https://youtu.be/8oF7ioCzZEc Credible - https://seedtime.com/2/credible.php Neighbor - https://www.neighbor.com Dividend Stocks - https://youtu.be/eGRoeP8_5ko Start Your Blog Now Course - https://seedtime.com/start-your-blog-now Lending Club - https://seedtime.com/how-to-consolidate-your-debt-with-lending-club Turo Car Rental Review - https://youtu.be/alEPfTU8Vgw The Royalty Exchange - https://www.royaltyexchange.com Rent On AirBnb - https://seedtime.com/airbnb Start An Etsy Store - https://seedtime.com/open-etsy-store Babyquip.com - https://www.babyquip.com Wrapify - https://wrapify.com Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: How To Make Passive Income Online Businesses That Generate Passive Income Renting Out What You Own To Create Passive Income Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Sep 21, 2020 • 8min
You're Budgeting WRONG If You Do Any Of These 5 Things
For most people, budgeting is a scary word. Are you scared by budgeting? If you feel that way, you might be doing one of these five things wrong (or maybe all of them), when it comes to budgeting. When you're doing any one of these things, it's just going to make budgeting really difficult and not a lot of fun for you. We're going to talk about what these things are and hopefully how to fix it so that you can actually enjoy budgeting and get a ton of benefit from it. Links Mentioned: Free Budget Worksheet - https://seedtime.com/free-sheet Real Money Method Budgeting Course - https://seedtime.com/realmoney Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Using The Right Tool For The Job You Don’t Have A Reason Why You’re Budgeting Being Held Accountable Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Sep 14, 2020 • 6min
Do you spend like a millennial?
Do You Spend Like A Millennial? Linda and I are Millennials and we're going to find out if we spend money like a Millennial. Or, if we spend like a Boomer! We’ll look at our spending habits and see if they line up with study findings on how millennials spend their money, join us! Links Mentioned: How We Travel For Free - https://youtu.be/ZoC2Njxk184 Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Using Credit Cards Dining Out Using Cash Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Sep 7, 2020 • 7min
Passive income: 4 Things NO ONE Ever Tells You
Let's break the myths of passive income! I've earned passive income for years now and want to share with you some secrets I've learned along the way. So let's get started, here's Passive Income: 4 Things NO ONE Ever Tells You! Links Mentioned: 7 Ways To Make Passive Income (My Results With Each) - https://youtu.be/6X2TG87eugM Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: What Is Passive Income? Some Forms Of Passive Income Are Easier Than Others Daily Work Is A Good Thing Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Aug 31, 2020 • 3min
Should you tithe while paying off debt?
If you are in debt and struggle with tithing, this podcast is for you! I've been in debt before, and there are so many who struggle with this very same topic. Join me as I discuss whether you should tithe while paying off debt! Links Mentioned: Master Your Money By Ron Blue - https://amazon.com/Master-Your-Money-Step-Step/dp/0802414516 Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: God Owns It All Compartmentalizing Our Money Praying About Finances Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Aug 24, 2020 • 7min
You're Burning Your Hard-Earned Money If You Do These 8 Things
Are you burning your hard-earned money? Join Linda and I as we find out if we are wasting money making poor financial decisions, or if we're spending money wisely. In this podcast you will learn 8 things that people do that wastes their hard-earned money! Links Mentioned: You're Burning Your Hard-Earned Money If You Do These 8 Things Article - https://www.lifehack.org/597870/youre-burning-your-hard-earned-money-if-you-do-these-8-things-often How I Made $2,147 Last Month By Decluttering - https://seedtime.com/how-i-made-2k-decluttering Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Justifying Your Purchases Making Shopping Lists Decluttering Your Home Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.