SeedTime Money (Christian living & Personal Finances)
Bob Lotich, Linda Lotich
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books
Aug 17, 2022 • 13min
Where we are storing our cash right now [Listener question]
We got a question from a listener asking what we are doing (and recommend) doing with our cash right now. Should we be pulling it all out of the banks? Should we be holding cash at home? In Bonds? In crypto? We talk about all of that and more. Links Mentioned: Our Book: Simple Money, Rich Life - https://seedtime.com/smrl Our 10X Investing Course - http://seedtime.com/10x These are a few of the topics we cover: Erosion of money value The diversification component What are iBonds Find out more at: https://seedtime.com/making-money-fun-with-annie-f-downs/ If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Aug 13, 2022 • 10min
36% of people making $250k/yr are living paycheck to paycheck
I read this really interesting article today. You're not gonna believe this. I was pretty surprised by it, but it says that 36% of Americans making $250,000 a year are living paycheck to paycheck. That is shocking. So, Linda and I are going to break this down at what we've identified from the opportunities we had to talk to thousands of students now. Links Mentioned: Bloomberg Article Real Money Method (our budgeting course) - https://www.bloomberg.com/news/articles/2022-06-01/a-third-of-americans-making-250-000-say-costs-eat-entire-salary http://www.seedtime.com/rmm Simple Money, Rich Life (our book) - https://seedtime.com/smrl These are a few of the topics we cover: Parkinson's Law How to have freedom in your finances Be careful who your friends are Find out more at: https://seedtime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Aug 9, 2022 • 11min
THIS is why I want a million dollars...
So THIS is why I want a million dollars. And why I think you should want it to. I recently sent out an email talking about this and thought I would share with all our amazing podcast community - so enjoy! Links Mentioned: SeedTime e-mail List sign-up - https://seedtime.com/subscribe Simple Money, Rich Life - https://seedtime.com/smrl 10X Investing Course - https://seedtime.com/10x These are a few of the topics we cover: Our strategy to give away a million dollars God is key in reaching any dream How to make your kid a millionaire Find out more at: https://seedtime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Aug 6, 2022 • 28min
A hospice doctor’s advice on spending, saving, and living life to the full with Jordan Grumet
Jordan Grumet (our new Jewish friend) is an MD, host of the award-winning podcast Earn and Invest and an author. His new book is called Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. And in this episode we dive in to some of his unconventional financial advice and how we can use it to make the most of our lives. Links Mentioned: Earn & Invest Podcast - https://www.earnandinvest.com/ Taking Stock Book - https://www.amazon.com/Taking-Stock-Financial-Independence-Regret-Free/dp/1646043545 Jordan Grumet Website - https://jordangrumet.com/ Die With Zero Book - https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765 The 4-Hour Workweek Book - https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357 The White Coat Investor Book - https://www.amazon.com/White-Coat-Investor-Personal-Investing/dp/0991433106 Our Book: Simple Money, Rich Life - https://seedtime.com/smrl These are a few of the topics we cover: Regrets of the dying Money is a tool We are designed to work Find out more at: https://seedtime.com/a-hospice-doctors-advice-on-spending-saving-and-living-life-to-the-full-with-jordan-grumet If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Aug 6, 2022 • 19min
Making money fun (with Annie F. Downs)
Today we are sitting down with Annie F Downs as we are chatting about FUN and why it is important and her new book: "Chase The Fun." We dig into how and why it is important to make money fun too! Links Mentioned: Annie's Book: Chase The Fun - https://chasethefunbook.com Annie's Podcast: That Sounds Fun - https://www.anniefdowns.com/podcasts Our Book: Simple Money, Rich Life - https://seedtime.com/smrl Annie's Book: That Sounds Fun - https://www.anniefdowns.com/that-sounds-fun-book/ Find out more at: https://seedtime.com/making-money-fun-with-annie-f-downs/ If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jul 30, 2022 • 11min
Why it is so important to support small businesses
A friend of ours has as amazing business that is struggling to survive and we all have the ability to prevent it. If you agree that the world is a better place with mom and pop restaurants (not just chains) then we should be voting with our dollars to make sure they continue to exist. Links Mentioned: Our book: Simple Money, Rich Life - https://seedtime.com/smrl Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
9 snips
Jul 27, 2022 • 28min
Our PERSONAL goal setting day we take each quarter (our checklist & exact process)
On the first weekend of each quarter we take time to reflect back, have important conversations, pray, plan, and set goals (and rewards) for the next 12 months. This is a look at what our exact goals are and exactly how we lay out a day like this (that you can steal) ;) Links Mentioned: Streak: to-do list that helps you form good habits - https://streaksapp.com/ These are a few of the topics we cover: The key to achieving goals Setting goals with your spouse How to take your goals more seriously Find out more at: https://seedtime.com/our-quarterly-planning-day-for-our-business/ If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
7 snips
Jul 23, 2022 • 22min
Our quarterly planning day for our business (checklist & our exact process)
For the last few years I have been doing this and it has been amazing for our business. I step out of the office and get to the 40,000 foot view to get out of the day-to-day weeds and evaluate what I want to do for the quarter and break it out week-by-week. It has been so clarifying for me and help me waste far less time and focus on the things that are most important. In this episode I break down my exact process and checklist I follow. Hope it helps! Links Mentioned: Our Instagram account - https://www.instagram.com/seedtime/ Asana - web and mobile work management platform - https://app.asana.com/0/home/791213538861073 Our 10X Investing Course - https://seedtime.com/10x Our True Financial Freedom Live 6-Week Online Class - https://seedtime.com/tff Seedtime on YouTube - https://www.youtube.com/c/SeedTime/videos Find out more at: https://seedtime.com/our-quarterly-planning-day-for-our-business/ If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jul 16, 2022 • 34min
Preachers N Sneakers' Ben Kirby on balancing wanting more and contentment (that I struggle with)
Money is taboo enough that when you add in Christianity to the discussion things get sticky real fast. But it seems to us that having honest conversations about our lack of contentment and never-ending desire for more is a healthy thing to do. Ben Kirby (of Preachers N Sneakers fame) created an instagram account to stimulate these discussions. Then he wrote a book expanding the conversation about some questions 21st century Christians should be asking. Ultimately our goal is never to judge how someone else spends money, but rather to take an honest look at what we can learn from our own mistakes and the mistakes of others. Links Mentioned: Preachers N Sneakers - https://www.instagram.com/preachersnsneakers/ These are a few of the topics we cover: How much should Christians spend on shoes, cars, clothes, etc? Taking an audit of your heart and intentions How to enjoy what God has given you all while being a good steward Find out more at https://seedtime.com/preachers-n-sneakers/ If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jul 9, 2022 • 14min
6 totally illogical things poor/broke people do with money
Sometimes it's just as helpful to identify what NOT to do as what we should be doing with our money. This episode is just that. 6 things you may have done or are currently doing that you might want to stop. Links Mentioned: Original article: https://danirene.medium.com/totally-illogical-things-poor-people-do-that-keep-them-in-poverty-4b241ecd7cb Seedtime courses - https://seedtime.thinkific.com/ Our book: Simple Money, Rich Life - https://seedtime.com/smrl Find us on Instagram: @seedtime - https://www.instagram.com/seedtime/ Find out more at https://SeedTime.com/podcast If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
