

SeedTime with Bob and Linda Lotich
Bob Lotich, Linda Lotich
Success as a Christian. Success in Marriage. Success as a manager of the money God's entrusted to you. That's what we're after. If you want that too, then you'll love the show.
Learn to simplify, automate, multiply & get full control of the money God's entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren't going to judge you for your past mistakes and we haven't forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn't the goal, but is simply a tool that can be used to fulfill what God has called us to do.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book 'Simple Money, Rich Life' or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God's entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren't going to judge you for your past mistakes and we haven't forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn't the goal, but is simply a tool that can be used to fulfill what God has called us to do.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book 'Simple Money, Rich Life' or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books

Nov 16, 2022 โข 7min
๐ We are giving away $1,000 - want it?
Wouldn't it be nice if someone just covered the cost of Christmas for you this year?โฃ Well, that's what we are going to do for someone in the SeedTime community.โฃ โฃ Yep, we are sending someone in the SeedTime community a $1k Amazon gift card!โฃ ๐ Picture us shooting off a confetti cannon right now๐ โฃ ๐๐๐ช ๐๐ ๐๐๐๐๐ ๐๐๐ $๐๐ ๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐ช๐๐โฃ โฃ If you want a chance to win, there are 2 simple ways to enter.โฃ โฃ ๐๐๐๐๐๐๐๐๐: ๐๐จ๐ฎ ๐๐๐ง ๐๐จ ๐๐๐๐๐๐ ๐จ๐ ๐ญ๐ก๐ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ ๐๐๐ฅ๐จ๐ฐ ๐ญ๐จ ๐๐ ๐๐ง๐ญ๐๐ซ๐๐ ๐ญ๐จ ๐ฐ๐ข๐ง ๐๐ ๐ฒ๐จ๐ฎ ๐๐๐ง ๐๐จ ๐๐๐๐ ๐๐จ๐ซ ๐ฆ๐จ๐ซ๐ ๐๐ง๐ญ๐ซ๐ข๐๐ฌ!โฃ โฃ ๐. ๐๐๐ ๐ ๐๐๐๐ ๐๐
๐๐๐ ๐๐๐๐ #simplemoneyrichlife ๐๐ ๐ ๐๐๐
๐ ๐
๐๐ ๐๐๐๐๐๐๐.โฃ โฃ Or you can buy a copy for yourself. Doesn't matter.โฃ But rather than buying them socks or a fruitcake, you should get them the gift that can change their life!โฃ โฃ You will get 1 entry for every book that you buy between now and December 23rd, 2022โฃ (winner will be announced on Dec 24th on Instagram @seedtime - https://instagram.com/seedtime) โฃ Additionally, we are now selling the book (& shipping to U.S. only) from our site here in discounted packages of 1, 4, and 24 copies.โฃ โฃ ๐๐ฐ๐ต๐ฆ: ๐ช๐ง ๐บ๐ฐ๐ถ ๐ฃ๐ถ๐บ ๐ต๐ฉ๐ฆ ๐ฃ๐ฐ๐ฐ๐ฌ๐ด ๐ง๐ณ๐ฐ๐ฎ ๐ฐ๐ถ๐ณ ๐ด๐ช๐ต๐ฆ (https://seedtime.com/smrl), ๐บ๐ฐ๐ถ ๐ธ๐ช๐ญ๐ญ ๐ข๐ถ๐ต๐ฐ๐ฎ๐ข๐ต๐ช๐ค๐ข๐ญ๐ญ๐บ ๐ฃ๐ฆ ๐ฆ๐ฏ๐ต๐ฆ๐ณ๐ฆ๐ฅ ๐ต๐ฐ ๐ธ๐ช๐ฏ. ๐๐ถ๐ต ๐ช๐ง ๐บ๐ฐ๐ถ ๐ฃ๐ถ๐บ ๐ต๐ฉ๐ฆ ๐ฃ๐ฐ๐ฐ๐ฌ ๐ง๐ณ๐ฐ๐ฎ ๐๐ฎ๐ข๐ป๐ฐ๐ฏ ๐ฐ๐ณ ๐ฐ๐ต๐ฉ๐ฆ๐ณ ๐ณ๐ฆ๐ต๐ข๐ช๐ญ๐ฆ๐ณ๐ด ๐บ๐ฐ๐ถ ๐ฏ๐ฆ๐ฆ๐ฅ ๐ต๐ฐ ๐ง๐ฐ๐ณ๐ธ๐ข๐ณ๐ฅ ๐ต๐ฉ๐ฆ ๐ณ๐ฆ๐ค๐ฆ๐ช๐ฑ๐ต ๐ฐ๐ณ ๐ด๐ค๐ณ๐ฆ๐ฆ๐ฏ๐ด๐ฉ๐ฐ๐ต ๐ฐ๐ง ๐ต๐ฉ๐ฆ ๐ฐ๐ณ๐ฅ๐ฆ๐ณ ๐ฑ๐ข๐จ๐ฆ ๐ต๐ฐ ๐ญ๐ข๐ถ๐ณ๐ฆ๐ฏ@๐ด๐ฆ๐ฆ๐ฅ๐ต๐ช๐ฎ๐ฆ.๐ค๐ฐ๐ฎ.โฃ โฃ ๐. ๐๐๐๐๐ ๐ช๐๐๐ ๐๐๐ ๐๐๐๐ ๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐, ๐๐๐๐ ๐๐๐
๐ ๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐โฃ โฃ If you already own the book, just head over to Instagram, Facebook, Youtube, Twitter, or Linkedin and share about what you like about the book.โฃ Feel free to tag us @seedtime and use #simplemoneyrichlife as well.โฃ โฃ But to make sure we get you entered, do us a favor and take a screenshot of what you shared and email it to lauren@seedtime.com.โฃ We want to make sure EVERY entry gets counted!โฃ โฃ About the book If you are fairly new around here, let me get you up to speed. Earlier this year we released our book Simple Money, Rich Life (https://seedtime.com/smrl/) which became an Amazon best-seller and is nearing 250 5-star reviews on Amazon. It has been amazing seeing how God is changing lives with this book. Join us on a journey to true financial freedom as we share our best tactics and strategies, inspirational stories, Biblical wisdom, and some laughs. All without a hint of guilt or shame. This is just a small sample of what we cover in Simple Money, Rich Lifeโฆ How to create a money system to spend less time and get better results The one-category budget: get 80% of the results with 20% of the work How to earn significantly more (without getting a side hustle) How to automate your way to financial success in less than 10 minutes The secrets of a six-figure giver How to save $100s each month while still buying what you love And much more! As always, Friend, thanks for being part of this wonderful community! Know that Linda and I are praying for you and appreciate you more than you know!! Bob & Linda If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. Y

Nov 12, 2022 โข 33min
You were born for greatness (with Stephen Chandler)
Have you ever felt like you were born for more... for greatness? If you feel stuck or maybe are not sure of what your God-given purpose is, this is going to help. Stephen Chandler has a cool new book out: Stop Waiting for Permission. This is a great motivater and is an instruction for all of us. I needed this book really bad during multiple points in my life and we hope you find this helpful too! Links Mentioned: Stephen's book: Stop waiting for permission - https://www.amazon.com/Stop-Waiting-Permission-Harness-Personal-ebook/dp/B09NX43T5N Fear-setting PDF - https://seedtime.com/smrl-fearsetting/ Our book: Simple Money, Rich Life - http://seedtime.com/smrl Docuseries: The Last Dance - https://www.netflix.com/title/80203144 These are a few of the topics we cover: God ordained greatness and potential in all of us Every single person experiences fear We are all fueled by something Find out more at: https://seedtime.com/you-were-born-for-greatness-with-stephen-chandler/ If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Nov 9, 2022 โข 16min
God gave me a dream that might have saved my son's life
This was one of those crazy God things that happened. But I am absolutely convinced that this was one of the most significant dreams I have ever had. Listen to hear the whole story and the lessons I learned. These are a few of the topics we cover: โ God speaking through dreams โ Knowing when God is speaking to you โ Learning to listen to God โ Paying attention to prompts from the Holy Spirit Find out more at seedtime.com You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/gotL1K4aF20 If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Nov 5, 2022 โข 34min
Getting on the same page as your spouse (with Dr. Josh Straub)
Dr. Josh and Christi Straub are speakers, authors, and marriage and leadership experts. They host the Famous at Home podcast, have written many children's books on emotional intelligence, and have released their new book Famous at Home: 7 Decisions to Put Your Family Center Stage in a World Competing for Your Time, Attention, and Identity. We are excited to have Dr. Josh with us to discuss getting on the same page as your spouse. Because, we all know being on the same page as your spouse financially is so important! Links Mentioned: Famous at Home podcast - https://podcasts.apple.com/us/podcast/famous-at-home/id1185660348 Famous at Home book - https://www.amazon.com/Famous-Home-Decisions-Competing-Attention/dp/1496454863 Our Book: Simple Money, Rich Life - http://seedtime.com/smrl Kid's Book: What Am I Feeling? - https://www.amazon.com/gp/product/1535938188/ These are a few of the topics we cover: How to change the atmosphere of our homes How to talk about money in front of your kids Planning the Sabbath Day to maximize rest Find out more at: https://seedtime.com/getting-on-the-same-page-as-your-spouse-with-dr-josh-straub/ If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Oct 22, 2022 โข 22min
The Bubble Taurus & the lessons learned
This is the story behind the infamous Bubble Taurus (as referenced in Chapter 9 of our book Simple Money, Rich Life) and 3 life-changing lessons that I learned and are valuable for everyone to learn. Links Mentioned: Our Book: Simple Money, Rich Life - http://seedtime.com/smrl These are a few of the topics we cover: They key to getting ahead financially Why it is necessary to learn humility Where do you put your identity Find out more at: https://seedtime.com/bubble-taurus/ If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Oct 15, 2022 โข 37min
The real reason you and your spouse can't talk about money with out fighting (with Shaunti Feldhahn)
This episode isn't really about money, but more about your relationship with your spouse and how money plays into that. The nuggets Shaunti shares are powerful and can have a huge positive effect on your marriage. If you are married, don't miss this one! Links Mentioned: Shaunti's Book: Thriving in Love & Money - https://www.amazon.com/Thriving-Love-Money-Game-Changing-Relationship/dp/076423255X These are a few of the topics we cover: The real reason money is a big issue in a lot of marriages Money not only reveals the heart but steers the heart How to increase happiness in marital finances Find out more at: https://seedtime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Oct 8, 2022 โข 12min
[DEVO] Grow your business/ministry/etc with this Biblical secret
We sent out an email not too long ago to our email list. It was basically a devotional that I made off of my Bible study for the morning. And it just got a whole lot of response. So I figured we would go over it and share it with you. It really is just me sharing my notes from my Bible study from the day, but I think the lesson on growth is something we all could learn from (especially those in leadership positions). Our study is out of Acts 6. And we're going to learn how to grow your business/ministry/etc with this Biblical secret. We encourage you to join us as we study The Word! Find out more at https://seedtime.com/devo-grow-your-business-ministry-etc-with-this-biblical-secret/ If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Oct 1, 2022 โข 35min
How to use a no-spend challenge to pay off debt, save, and learn about yourself
Today we are chatting with Jen Smith and Jill Siriani (hosts of the Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called the No-spend Challenge Guide and she ended up using no-spend challenges to not only help her pay off over $70k of debt, but also to learn a lot of deep lessons about herself. Links Mentioned: The Frugal Friends Podcast - https://www.frugalfriendspodcast.com/ The No-spend Challenge Guide - https://www.amazon.com/No-Spend-Challenge-Guide-Spending-Impulsively/dp/197946460X Frugal Friends on Instagram - https://www.instagram.com/frugalfriendspodcast Frugal Friends Friendletter - https://www.frugalfriendspodcast.com/friendletter/ These are a few of the topics we cover: How to have a no-spend challenge Mistakes learned during the challenge Long term benefits from completing the challenge Find out more at: https://seedtime.com/how-to-use-a-no-spend-challenge-to-pay-off-debt-save-and-learn-about-yourself/ If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Sep 28, 2022 โข 22min
I bought a pair of Burberry sunglasses - and this is why
I (Bob) never imagined I would own anything from Burberry, but thanks to Linda I now own a pair - and this is why. Links Mentioned: Find us on Instagram: @seedtime - https://instagram.com/seedtime Our Book: Simple Money, Rich Life - https://seedtime.com/smrl/ Feedom Company - https://freedomcompany.co/ These are a few of the topics we cover: Minimalism and your closet Value vs. cost Attractiveness of items on sale Find out more at: https://seedtime.com/ If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Sep 24, 2022 โข 15min
The hardest financial skill to master
There is one financial skill that almost no one ever masters. And, truth be told, it is a really important one. In this episode we discuss what that skill is and what we have done that is helping us master this financial skill. Links Mentioned: Mentioned book: The Psychology of Money - https://amzn.to/3ynN11n Our book: Simple Money, Rich Life - https://seedtime.com/smrl/ These are a few of the topics we cover: Social comparison is a problem How much is enough? Giving your age as a percentage of your income Find out more at: https://seedtime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


