SeedTime Money (Christian living & Personal Finances)

So we are doing something we have never done before. We created a bundle of some key products in order to help you have the best financial year you have ever had in 2023. Oh and it is 52% off until Dec 11th! Check this link to see everything that is included: https://seedtime.samcart.com/products/real-money---new-years-bundle And if you are interested in having a financial audit done with me and having me build out a custom money saving plan for you to save at least $5k over the next year, please fill out this form: https://docs.google.com/forms/d/1_urF_E6C2Fe9FxfD4FhvckWSzMTY8czCRESpeKxAHdg/edit We are only opening 10 spots in January, so they will be first come first served.   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The mindset between a business owner and an employee is very different. Both have pros and both have cons. Having been both (and now being a business owner) I’ve discovered that by tapping into my employee mindset, I can get focused on some things in a way that I hadn’t thought of. Hopefully, this helps you!   Links Mentioned: Simple Money, Rich Life -https://seedtime.com/smrl SeedTime’s Bible reading plans on YouVersion - https://seedtime.com/youversion    These are a few of the topics we cover: The problem with wearing “too many hats” The difference between owning a business vs being an employee How to know what is most important to focus on What if a stay-at-home mom was paid per job? The power of not having to live paycheck-to-paycheck How to "hire yourself" to accomplish your tasks   You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/_9UleEtWeyo    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

You probably think you know how much you earn per hour, but almost everyone is wrong. In this episode, we are walking through a simple exercise that’ll show you what your REAL hourly wage is and I'll bet it is nowhere close to what you think it is. Armed with this info, you might just find that it’d be cheaper to stay home with the kids than it is to send them to daycare, or maybe you can retire sooner than you thought, or any number of other things. This was originally recorded as a video so you might find it more helpful to watch the video here: https://youtu.be/Votlrg_fcSU   Links Mentioned: Your Money or Your Life by Joe Dominguez and Vicki Robin - https://amzn.to/3WmjFeh How to save money on car depreciation - seedtime.com/save-money-on-car-depreciation/ (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: How much time do you spend "working" without pay, outside of working hours? How much does it cost you to work (i.e. your car, gasoline expenses, wardrobe, etc.)? Are there expenses that you are paying others to do, that if you had more time, you would perform yourself? Are there foods you buy because you are too tired to cook dinner? Do you have escape entertainment or vacations you take part in that you wouldn’t if you didn’t have a stressful job? Are there childcare expenses that could be avoided without your job? What are the benefits and perks of staying at your job? Where is God leading you when it comes to where to work?   You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/qBEOrOWtltI    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Are you facing a huge challenge right now? I happened to grab the classic devotional “Streams in the Desert” (https://amzn.to/3Nvg36x) off my shelf and was reading October 29th’s entry. This short entry blessed me immensely.   Just knowing that there is a purpose in the struggle is incredibly encouraging. It is comforting knowing that in the midst of the heat, and even when it feels unbearable, God is sitting right there with us. And that He is carefully making sure that the heat is removing the impurities and allowing us to be made pure and holy so that we better reflect His glory.  If you are in the heat right now, know that God hasn’t left you, but that He is nearby and doing a work that will leave you stronger and more precious.   Links Mentioned: Streams in the Desert devotional - https://amzn.to/3Nvg36x  PDF Prayer for Finances - https://seedtime.com/prayers-for-finances/  DM us on Instagram - @SeedTime - https://instagram.com/seedtime    These are a few of the topics we cover: The purpose in pain How to draw nearer to God through your struggle What are you using as a distraction from turning to God in desperate situations? Fighting battles in the financial arena   You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/LNCOiyJe34Y    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

We are going to take you through 11 financial questions that you must ask BEFORE getting married. And even if you are already married, this would be a great episode to go through with your spouse. But 100%, without a doubt, if you know anyone engaged or wanting to be engaged, make sure to send this to them!    Links Mentioned: Download the PDF with the 11 financial questions you must ask:  https://seedtime.com/engaged Article from Market Watch - https://www.marketwatch.com/story/this-common-behavior-is-the-no-1-predictor-of-whether-youll-get-divorced-2018-01-10 Article from Ramsey Solutions - https://www.ramseysolutions.com/company/newsroom/releases/money-ruining-marriages-in-america   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

I found this clip of Grant Cardone saying that “no one should ever own a home.” And, I found some of what he was saying eye-opening.  Also, if you need a few ideas to help you get your house paid off quicker - check out a blog post we put together a while ago with 4 tips to help you get it paid off faster... https://seedtime.com/pay-off-your-mortgage-early/   Links Mentioned: Grant Cardone clip - instagram.com/reel/CkBMryapXhi/ Crystal Paine (aka Money Saving Mom) Podcast Episode - https://.libsyn.com/episode/index/id/19038101 Free recession survival guide PDF - https://seedtime.com/recession/ Simple Money, Rich Life - https://seedtime.com/smrl   These are a few of the topics we cover: Have homeowners been "fooled" by banks? How much are you REALLY paying for your home? Where did this idea that we all should own homes come from? Owning a home can be a great hedge against inflation The goal you should accomplish ASAP as a homeowner   You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/AZSSCgGp-3A    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This episode is based off of a simple but powerful article we read by Paul Graham, where he argues that we are all missing out on so much potential because we have the wrong thoughts at the top of our mind. I read this and was convicted to re-calibrate my thinking to do this right. We hope you find this as helpful as we did!   Links Mentioned: Article mentioned: The top idea in your mind by Paul Graham - https://[aulgraham.com/top.html Our Podcast episode on secondary tasks: htttps://seedtime.com/devo-grow-your-business-ministry-etc-with-this-biblical-secret/   These are a few of the topics we cover: When your mind wanders, it's problem solving Your attention goes to what you’re focusing on How to get rid of the insignificant to focus on the priority The unfair advantage that believers have What is at the top of your mind? Finding your solutions in God and from the Bible Knowing your role, and what is not your role Why you never want too much focus on money Why It’s not the position that matters, it’s the function   You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/B5wgPo-ok4g    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are talking about the one simple life hack that we extracted from the Bible regarding giving. Being completely honest with you I (Bob) used to hate giving and never did it cheerfully, but this simple hack has helped me fall in love with giving. It’s been a game-changer for us and we know it will be for you too!   Links Mentioned: Simple Money, Rich Life - https://seedtime.com/smrl   These are a few of the topics we cover: How to decide the amount you should give Navigating your feelings around giving The Apostle Paul's money lessons to the church Why you need a separate giving account Why we need to error on the side of giving more Jesus' prescription for the love of money You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/W78EmOTSNdU    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are chatting with marriage experts Dave and Ashley Willis (hosts of the Naked Marriage podcast). And todaywe are discussing the 2 hardest topics in marriage to talk about: Sex and Money. Links Mentioned: The Naked Marriage Podcast - https://xomarriage.com/podcasts/the-naked-marriage/ The Ministry, XO Marriage - https://xomarriage.com/ Their Instagram - @davidashleywillis https://www.instagram.com/daveandashleywillis/  The Naked Marriage Book - https://amzn.to/3Ba0YC3   These are a few of the topics we cover: Is it easier to talk about sex or about money in marriage? Why the church should be a go to source in learning about sex and money How to overcome money tensions in marriage Living beyond your means Being smart with your finances Communication in marriage   Find out more at https://seedtime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This is a brag on God and one of our students' moments where God just did something so cool in this woman’s life that we just had to share. If you have a bunch of debt or know anyone who does, you have to listen to this one or share it. Let this be an encouragement and inspiration to you on your journey! Links Mentioned: True Financial Freedom class - https://seedtime.com/tff Simple Money Rich Life - https://seedtime.com/smrl (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: Why everyone should take our True Financial Freedom Class How to invite God into your financial situation What you can do to improve your finances How to handle debt, no matter the amount Why you should set a Net Given goal How to see God show up in your life Why we should be inspired by others victories Find out more at https://seedtime.com   You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/QxV5ZvorsLY    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.