SeedTime Money (Christian living & Personal Finances)

Bob Lotich, Linda Lotich
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Jun 10, 2023 • 26min

The highest earning (& safe) place to save money for large purchases right now

Discover where to put your money when saving for significant purchases like a car or home renovation. Learn the dangers of putting all your eggs in one basket. Avoid investing in the stock market or crypto for short-term goals. CDs could be your golden ticket. Get insights on high-interest savings accounts and recommended banks. Track your spending and hear success stories of debt payoff. Simplify finance management with exclusive money tips.
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Jun 8, 2023 • 27min

A Biblical formula for paying off debt miraculously fast

Today we discuss a biblical formula for paying off debt miraculously fast. While the idea of a biblical formula may seem odd, we explore a passage from 2 Kings 4 that reveals the key to unlocking supernatural financial miracles.   What we are covering today: Discover the "Biblical Formula" for paying off debt miraculously fast Uncover the secret behind leveraging what's already in your house to make a dent in your debt Learn how a simple question from the Bible can transform your financial situation – what do you have that God can bless and multiply? Explore the power of surrounding yourself with the right people in your debt-free journey and why shutting the door to naysayers is crucial Get inspired by real-life examples of ordinary people turning their seemingly insignificant skills into extraordinary opportunities How to unlock the potential of your faith and open the door to supernatural miracles in your finances   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/BfQFEQ5SPPA)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Jun 6, 2023 • 45min

The "wealthy" mindset vs the "middle class" mindset (and God's system for multiplication)

Lot's of great stuff in today's episode, friend! We are going to be talking about the difference between the wealthy mindset vs the middle-class mindset and why it has nothing to do with how much you earn. We are also going to explore God's design for multiplication and how it directly applies to our financial lives. Uncover the crucial differences between the middle-class and wealthy mindsets Unlock the power of long-term thinking for exponential financial growth Learn the secret to creating a sustainable and ever-growing cycle of wealth Find out how shifting your mindset can lead to true financial freedom and a lot more!   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/lXP0YYf8-gs)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Jun 4, 2023 • 33min

10 reasons you're not sticking with your budget

In this episode of the SeedTime Money podcast, we dive into 10 reasons why you might not be sticking to your budget and discuss how you can overcome these obstacles. Inspired by @IanBuildsWealth on Instagram, we share insights on how to create a realistic and effective budget that works for you.   Here's what we cover in this episode: ✅ The common budgeting myth that's sabotaging your financial goals - and how to fix it for good ✅ Why your budget might be failing you, even if you think it's working well - and the steps to supercharge your progress ✅ The surprising reason your budget is "janky" and difficult to stick to - and the simple mindset shift to make it work like a well-oiled machine ✅ The one thing you absolutely need to include in your budget for it to be successful ✅ How to use a zero-based budget to take control of your money and finally stop wondering where it went ✅ The budgeting method that works like nothing else, allowing you to use real money without cash or envelopes ✅ The importance of having realistic numbers in your budget and how it can make or break your financial success ✅ How to make your budget work for your unique lifestyle and personal financial goals, no matter where you live or what you do    Links: Our Real Money Method Budgeting Course - https://seedtime.com/realmoney/  Ian Builds Wealth - https://www.instagram.com/ianbuildswealth  Empower (spending tracker) - https://seedtime.com/smrl-cashflow/  Instacart (grocery delivery) - https://www.instacart.com/  Rover (pet sitting) - https://www.rover.com/    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/zMsHlxghysc)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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May 31, 2023 • 23min

7 ways to bless someone with your wallet

In this episode we are exploring 7 of our favorite ways to bless someone financially. So if you need some gift ideas or other ideas of how you can use your wallet to be a blessing to someone in your life, we think you'll like this episode.    Here are the ideas/links mentioned: (01:18) Pray about who you can be a blessing to today (01:40) Our True Financial Freedom Class- https://seedtime.com/tff   (02:34) Send money on Venmo- https://venmo.com   (03:56) Spoonful of Comfort- https://spoonfulofcomfort.com   (06:11) Alabaster Co- https://alabasterco.com   (07:11) But God (book)- https://butgodbook.co  (08:03) Buy from an artist or small business (13:39) Buy a spa treatment (15:34) Buy a book for someone (16:07) A Gift from the Sea (book)- https://amazon.com/Gift-50th-Anniversary-Anne-Morrow-Lindbergh/dp/0679732411/  (16:14) I’m so Glad You Were Born (book)- https://amazon.com/Glad-You-Were-Born-Celebrating/dp/031077702X/  (18:31) Pay for a couple to go on a date and/or a babysitter for their kids DM us on Instagram @seedtime - https://instagram.com/seedtime    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/h8O-mdC0w7M)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.   
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May 27, 2023 • 17min

Do this when you are getting ripped off and/or being treated unfairly

A friend recently shared how she is being unfairly paid at her job and a lot of good came out of the conversation we had. You don't want to miss this episode if you're looking to transform your mindset around money, generosity, and faith. Get ready for some incredible insights, as we explore: 🔸 The power of reframing an unfair situation 🔸 The importance of tracking your giving 🔸 How generosity can impact your financial success 🔸 Trusting God in your financial journey 🔸 A surprising mindset shift to embrace in your giving process 🔸 The art of turning unexpected expenses into acts of generosity 🔸 Learning to trust God as our provider in all circumstances Join us in this uplifting conversation and discover how you can unlock the joy of giving, even in the most challenging situations. This episode will give you the tools to not only change your financial mindset but also strengthen your faith in the process. And share with a friend who needs to hear it!   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/mli0NtAxHK4)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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May 24, 2023 • 14min

The money secret I have been hiding from Bob

This ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting? But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate…   🔑 Key Topics Covered: We’ve tested out several budgeting methods Previous budgeting methods just didn’t work for us and it would lead to confusion and overspending Linda found a “crack” in our budget that would allow uncontrolled spending We created a budgeting system that works for us, Our Real Money Method! We now maintain financial accountability with ease   Links: Our Real Money Method Budgeting Course- https://seedtime.com/rmm    Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/k3Pb95Gyjc4)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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May 22, 2023 • 33min

If I only knew this 16 years ago...

In this episode, I share my personal journey of breaking free from a soul-crushing corporate job 16 years ago to fully stepping into a realm of blessing I could have never imagined.   In this episode you'll: Hear about the pivotal moment that inspired me to break free from the corporate world and pursue my God-given dreams Learn how trusting God's guidance led me to a radical life transformation and lasting freedom Find inspiration in the power of "20 seconds of insane courage" that changed the trajectory of my life Hear the best advice I've learned for facing fear and uncertainty when pursuing your passions Be motivated to take your own leap of faith and follow wherever God leads   Links mentioned: Our True Financial Freedom 6-week financial class: https://seedtime.com/tff and email bob@seedtime.com to find out about group discounts.   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Bf00rJ2QEbE)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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May 13, 2023 • 17min

These 7 tips changed our entire perspective on money

In this episode of the SeedTime Money podcast, we discuss seven crucial money lessons that can help you achieve lasting financial success. These lessons are inspired by a recent post on Twitter, and we share our thoughts on each point and how they've impacted our financial journey.    🔑 Key Topics Covered: The secret to going beyond a W2 income for true wealth How to safeguard your money from a hidden financial enemy Mastering the art of intentional spending for maximum impact A groundbreaking financial concept that changes everything The crucial money move to make with every paycheck Unlocking the magic of exponential growth in your finances An unexpected financial habit that can revolutionize your wealth journey   Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/-ZhVM95VvSw)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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May 10, 2023 • 36min

How thankfulness can radically change your life with Mark Batterson

So excited about our conversation with Mark Batterson today. His new book: 'Please, Sorry, Thanks' is out now and so we are exploring the depths of gratitude and thankfulness and the unbelievable impact they can make in our lives if we let them. Here is a little of what we cover in this episode: Discover how Mark would advise his younger self during a time when gratitude was lacking and what he has learned since then. Learn how Mark has handled his success as an author and pastor, and the role gratitude has played in keeping him grounded. Find out how everyday miracles are all around us, and how adopting a perspective of gratitude can change your life. Discover the profound impact near-death experiences can have on one's outlook, and why we shouldn't need such events to truly appreciate our lives. And a lot more. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/g6tvI_SrK64)!   If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

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