
Fintech Beat
Welcome to Fintech Beat, the intersection of finance, technology, policy and regulation. Each episode features the latest trends, movers and shakers, ideas and policies in financial technology. Host Chris Brummer, a Georgetown law professor and world-renowned fintech expert, partners with the CQ Roll Call newsroom — Washington's leader for nonpartisan legislative and regulatory analysis — to bring insights that make this a must listen for anyone interested in finance.
Latest episodes

Feb 11, 2020 • 27min
Crypto Derivatives, Ep. 39
Derivatives are tricky. Crypto is tricky. But what happens when you get crypto derivatives? We’re already seeing new Bitcoin futures coming to market, but what does the future portend for other kinds of cryptocurrencies and products entering the market? Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 4, 2020 • 23min
Wall Street Czar Linda Lacewell, Ep. 38
When it comes to regulating Wall Street, perhaps no one person is more important than Linda Lacewell, the Superintendent of New York’s Department of Financial Services. On her one year anniversary in office, she talks with Fintech Beat about changes to the BitLicense, the Apple Pay Card, and her 2020 priorities. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 28, 2020 • 14min
Bitcoin Intermediaries, Ep. 37
Bitcoin’s decentralized infrastructure has led to unprecedented questions about not only whether to regulate it, but also what, if anything, to regulate. Fintech Beat sits down with one of the world’s leading experts on Bitcoin law to learn about how nodes and mining pools power the ecosystem, and how they may one day be viewed as focal points of regulatory supervision. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 21, 2020 • 19min
Iran, North Korea and Crypto, Ep 36
An inside view from a former State Department and intelligence official on how sanctions and political gyrations between the Trump Administration and Iran and North Korea can impact financial technology. And how these regimes can use cryptocurrencies in nefarious ways. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 14, 2020 • 25min
The Ethical Algorithm, Ep. 35
Algorithms have evolved into to powerful engines of financial technology. But they don’t always live up to the hype, as algorithmic models fail to take account of basic societal concerns like fairness, privacy and bias. Fintech Beat sits down with Michael Kearns to find out what can be done to make algorithms “ethical.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 7, 2020 • 22min
Open Banking 2.0, Ep. 34
Open banking’s benefits involve using customer consent to develop new financial products to revolutionize financial services. But critics claim open banking can at times bypass customer consent by using digital avatars and other online tools to infiltrate and collect customer data. Fintech Beat sits down with the former chief of the Federal Reserve’s open banking unit to get answers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 24, 2019 • 35min
The Year in Fintech, Ep. 33
Fintech Beat celebrates the new year with an Awards show and a countdown of the biggest fintech developments of the year. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 17, 2019 • 18min
Fintech Beat sits down for a one on one with Maxine Waters, Ep. 32
How is Congress grappling with diversity in Artificial Intelligence and Fintech? What are the major policy issues concerning the Community Reinvestment Act? Chairwoman Maxine Waters of the Financial Services Committee sits down with Fintech Beat's Chris Brummer and explains how lawmakers are trying to keep up with Facebook, financial inclusion and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 10, 2019 • 19min
The Transfer Agent, Ep. 31
Fintech Beat speaks with innovator Jeffrey Bandman who served as the architect of LabCFTC. We take a deep dive to explore blockchain technology and how it can be applied to capital markets, and the infrastructure supporting digital securities. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 3, 2019 • 23min
Curing the Small Business Recession, Ep 30
Despite all the talk about innovation in the US economy, start-up rates in America are near historic lows. Fintech Beat sits down with Kabbage, an Atlanta-based online lender for small businesses seeking to tackle the problem, and discusses risks and rewards of AI and automation in a world increasingly concerned with bias, privacy, and the cost of capital. Learn more about your ad choices. Visit megaphone.fm/adchoices